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Bajaj Finance
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Deputy Area Manager - Business Loans - Indirect

Deputy Area Manager - Business Loans - Indirect

Bajaj Finance

5 - 6 years

6 - 10 Lacs

bengaluru

Posted:8 hours ago| Platform:

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Skills Required

finance management compliance finance risk hr data it management reporting onboarding design r sales insurance relationship management testing business communication

Work Mode

Work from Office

Job Type

Full Time

Job Description

Deputy Area Manager - Business Loans - Indirect
Job Purpose
This position is open with Bajaj Finance Ltd. An effective communicator with exceptional relationship management skills and the ability to relate to people at all levels of business and management. This role requires working collaboratively in a multi-disciplinary team environment. Duties and Responsibilities

System enhancement, design, development, testing, and rollout with the help of various stakeholders (COE, IT, Ops, etc.).

Delivery of volume from service channels including cashier and call center service.

Delivery of volume from newly identified channels such as digital and CIBIL watch.

Daily system/process support to the sales team.

Preparation and rollout of daily business MIS.

Calculation and rollout of monthly incentives.

Contest calculation and rollout.

Liaise with HR team for activities including R&R, Auto Promotion, IJP rollout, annual and mid-year PMs closure, etc.

Track and manage on-roll and off-roll headcount and productivity.

Liaise with Risk team for offer generation and policy changes.

Conduct classroom and telephonic training for new enhancements or changes in products/processes.

Allocate monthly offer base to sales and call center teams.

Conduct business meets such as ZSM/RSM meets and contest-based trips.

Manage portfolio metrics including collection of early delinquent cases and tracking EWS location management.

Vendor managementensure timely onboarding and payout calculations.

Provide monthly inputs for SMT reporting and deck preparation.

Provide annual inputs for LRS and AOP deck preparation.

Major Challenges

Major system issues and turnaround time for resolution.

Frequent system changes.

Rollout of new system enhancements and customer communication across various channels.

Decisions

Interactions Internal Clients:

Connect with internal departments such as COE, Sales, Marketing, Credit, Ops, RCU, Collections, and Compliance.

Interact with HR department for various activities.

External Clients:

Mapping of market competition and practices.

Meetings with external vendors along with IT.

Dimensions Financial Dimensions:

Business achievement of Fee/Insurance/Rate as per the target.

Other Dimensions:

Total Team Size0 to 2

Number of Direct Reports0 to 1

Number of Indirect ReportsNA

Number of Outsourced Employees0 to 2

Number of Locations1

Number of Products1

Required Qualifications and Experience

Establishes and maintains professional networks with subject matter experts.

Ability to track and maintain business profitability by ensuring all metrics are controlled to achieve business targets.

Culture Anchor:

Work HardConsistently puts in effort, plans, and tracks daily progress to achieve targets.

Execute with RigorTakes responsibility for meeting targets with focus and effort.

Own ItMaintains honesty and fairness in all interactions in line with organizational policies.

Act with Integrity.

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Deputy Area Manager - Business Loans - Indirect