Deputy Area Manager - Business Loans - Indirect

5 - 6 years

6 - 10 Lacs

Posted:8 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description


 Deputy Area Manager - Business Loans - Indirect 
 Job Purpose 
This position is open with Bajaj Finance Ltd. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. This role requires working collaboratively in a multi-disciplinary team environment.  Duties and Responsibilities 
  • All system enhancement, design, development, testing and roll out with help of various stakeholders (COE, IT, Ops, etc.).
  • Delivery of volume from service channelscashier & call center service.
  • Delivery of volume from new identified channels like digital, CIBIL watch.
  • Daily system/process support to sales team.
  • Daily business MIS preparation and roll out.
  • Monthly incentive calculation and roll out.
  • Contest calculation and roll out.
  • Liaise with HR team for activities like R&R, Auto Promotion, IJP roll out, annual and mid-year PMs closure, etc.
  • Track and manage on roll & off roll headcount and productivity.
  • Liaise with Risk team for offer generation, policy changes, etc.
  • Classroom training & training over call for new enhancements, changes in product/processes.
  • Allocation of monthly offer base to sales/call center team.
  • Conducting business meets such as ZSM/RSM meet and contest-based trips.
  • Managing portfolio metricsensuring collection of early delinquent cases and tracking of EWS location management.
  • Managing various vendorsensuring timely onboarding, calculation of payout, etc.
  • Monthly inputs for SMT reporting and deck preparation.
  • Annual inputs for LRS & AOP deck preparation.

  •  Major Challenges 
  • Major system issues and TAT for its resolution.
  • Frequent system changes.
  • Roll out of new system enhancements / customer communication across various channels.

  •  Decisions 
  • Not Applicable

  •  Interactions 
    Internal Clients:
  • Connect with various internal departmentsCOE, Sales, Marketing, Credit, Ops, RCU, Collections & Compliance.
  • Connect with HR department for various activities.

  • External Clients:
  • Mapping of market competition and practices.
  • Meeting with external vendors along with IT.

  •  Dimensions 
    Financial Dimensions:
  • Business achievement of Fee / Insurance / Rate as per the target.

  • Other Dimensions:
  • Total Team Size0 to 2
  • Number of Direct Reports0 to 1
  • Number of Indirect ReportsNA
  • Number of Outsourced Employees0 to 2
  • Number of Locations1
  • Number of Products1

  •  Required Qualifications and Experience 
  • Establishes and maintains professional networks with subject matter experts.
  • This role requires tracking & maintaining business profitability by ensuring all metrics are in control to achieve business targets.

  •  Culture Anchor 

  • Work Hard: Consistently puts in effort, plans and tracks daily progress to achieve targets.

  • Execute with Rigor: Takes responsibility for meeting targets with focus and effort.

  • Own It: Maintains honesty and fairness in all interactions in line with organization's policies.

  • Act with Integrity
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    Bajaj Finance logo
    Bajaj Finance

    Financial Services

    Pune