Credit Risk Manager

You are an experienced Credit Risk Manager responsible for overseeing the identification, assessment, and management of credit risks within the company's portfolio of Small, Medium, and Large Enterprises. Your role involves evaluating the creditworthiness of potential and existing clients, analyzing financial statements and credit reports, and implementing strategies to mitigate credit risks. You will work closely with stakeholders to develop credit risk mitigation policies, establish guidelines for lending and credit exposure limits, and manage the company's credit portfolio. It is essential to regularly review and update credit risk models, ensure compliance with regulatory requirements, and stay informed about market trends and best practices in credit risk management. In addition to your core responsibilities, you will collaborate with other departments to design risk-reduction techniques, provide training to team members on risk management practices, and conduct research on market trends and economic developments that may impact credit risk exposure. To qualify for this role, you should have a Bachelor's or Master's degree in Finance, Economics, Business Administration, or a related field, along with 10-15 years of progressive experience in credit appraisal of SME business clients. Professional certifications such as CFA, FRM, PRM, or CA are considered a plus. Strong analytical, quantitative, and communication skills are necessary, as well as proficiency in financial software and tools for credit risk analysis and portfolio management. If you are a proactive individual with a proven track record in credit risk analysis and management within a financial institution, this role offers an opportunity to contribute to the company's risk management objectives and business goals effectively.,