Credit Manager

Company Description

KIFS Housing Finance Limited, a registered Housing Finance Company under the National Housing Bank (NHB), specializes in meeting diverse housing finance needs. The company provides tailored financial products, including loans for buying houses, flats, plots, self-construction, resales, home refinancing, and the purchase of commercial properties. KIFS Housing also extends financial support to business owners through loans against property. The organization's mission is to make housing finance accessible and to support economic growth through innovative financial solutions.

Role Description

This is a full-time on-site role based in Dehradun for a Credit Manager. The Credit Manager will handle the assessment, approval, and management of credit applications to ensure compliance with internal policies and credit standards. The role involves identifying, analyzing, and mitigating credit risks, as well as performing financial evaluations and creating risk assessment reports. The Credit Manager will also collaborate with the operations and sales teams to maintain a strong credit portfolio and ensure effective decision-making processes.

Qualifications

• Proven expertise in Credit Management and Credit Risk Management
• Strong Analytical Skills and a solid understanding of financial principles
• Knowledge of Finance and Credit processes and practices
• Excellent problem-solving and decision-making skills
• Ability to manage multiple tasks and meet deadlines effectively
• Bachelor’s degree or higher in Finance, Accounting, Business Administration, or a related field
• Experience in the housing finance sector is a plus
• Strong communication and stakeholder management skills