Credit Manager-Mumbai (Corporate DSA)

Job description:-

Position: Credit Manager Secured Loans

Product: Home Loan and LAP:-

Job Locations:- Mumbai

1. Will Handel assigned location for Housing & Mortgages loan.

2. Manage team of Analysts & Ensuring that decision to be done at Benchmark TAT.

3. To Build up Healthy and sound portfolio .

4. Responsible for Underwriting of Home loan/loan against property files sourced by sales team and preparing the required proposal document detailing the loan eligibility.

5. Revert on post sanction conditions prior to disbursement based on queries raised by the team.

6. Provide recommendation on complex cases to supervisors for seeking necessary decision based on deviation/ approval matrix.

7. Co-ordinate and communicate with different departments.

8. Maintain TAT as per guidelines.

9. Adhere to the policy/ process laid out by the Central team on all loan applications being processed.

10. Closely monitor on non-starters/first EMI bounce trends.

Ensure compliance on all aspects stipulated by company and regulatory committees.

11. Maintain and report various MIS to monitor portfolio performance and risk.

12. Continuously improve underwriting capability based on portfolio performance.

13. Understating the PD of affordable product

14. Must also have strong Excel and PowerPoint skills

15. Prior Credit experience of working in Banks/NBFCs/DSAs in the Home Loans, Loan against property or business loans.

16. Understanding of income assessment programs, legal and technical of property and client profiling.

Qualification and Experience:

A. Any graduate or equivalent, MBA preferred/commerce graduate preferred.

B. Minimum 4-5 years experience in Credit department of Banks, NBFCs,

C. Credit manager,branch

Drop CV with this job screenshot- 70094 49677