1731 Credit Cards Jobs - Page 14

The Assistant Vice President - Control Business Partner (Cards) position in Noida requires a professional with over 7 years of experience in International Corporate banking, Credit Cards, and Risk Control. The primary responsibility of this role is to evaluate the integrity and efficiency of the bank's internal control framework to minimize risk and safeguard the bank's operational, financial, and reputational interests. Key responsibilities include collaborating with various stakeholders to enhance overall control effectiveness, identifying and investigating potential control weaknesses, developing reports on risk assessments, executing reviews on internal controls, and ensuring adherence to the Barclays Controls Framework. The AVP is expected to provide advice, influence decision-making, lead a team, and contribute to policy development while ensuring operational effectiveness. They should also exhibit leadership behaviours such as listening, inspiring, aligning, and developing others. Successful candidates for this role should possess qualifications such as Chartered Accountant/Certified Internal Auditor/CPA or equivalent, with prior experience in Controls Business Partnership, Controls Assurance & Testing, and Operational Risk Management. Business understanding in Client Servicing, Cards/Merchant Servicing/Product acquiring is essential. Additionally, expertise in governance and control frameworks, stakeholder management, and communication skills are crucial for this role. Desirable skills include sound commercial judgment, knowledge of internal control and regulatory requirements, proficiency in MS Office applications, and familiarity with internal control policies and regulatory practices. Experience in areas like Financial Crime, AML, Customer Due Diligence, Settlements, and Credit Lending is valued. If you meet the requirements and are interested in this opportunity, please share your resume with sunidhi.manhas@portraypeople.com.,

Min 1 year experience in credit card sales are preferable. Open to travel Must be Graduate Perks and benefits PF, ESI, INSURANCE, Huge Incentives

Our team members are at the heart of everything we do. At Cencora, we are united in our responsibility to create healthier futures, and every person here is essential to us being able to deliver on that purpose. If you want to make a difference at the center of health, come join our innovative company and help us improve the lives of people and animals everywhere. Apply today! Job Details Job Description PRIMARY DUTIES AND RESPONSIBILITIES: Must maintain the SLA as required for the designated portfolio assignment. Post and record payments of multiple currencies received from numerous bank accounts including checks, ACHs, wires and credit cards. Download lockbox detail and customer check images from banking websites for daily processing. Importing and preparing ACH payments so they can be posted. Identify customer s remittance and post associated payments to the correct ERP account by invoice. Processing daily credit card charges for all programs. Posting daily credit card deposits for all programs. Maintain cash receipt records and files as required for audit purposes. Research and complete adjustments to customer accounts as requested. Support internal and external customers through accurate, timely application of customer payments and providing accompanying reporting. Complete daily, weekly, and monthly reporting duties, including month-end close. Cross-train on related and elevated cash application functions to support team flexibility and continuous improvement. Performs additional duties as required. . EXPERIENCE AND EDUCATIONAL REQUIREMENTS: Requires broad training in fields as finance, accounting or similar vocations generally obtained through completion of a 4-year bachelor s degree or an equivalent combination of experience and education. 4+ years high volume cash application and responsible experience. Experience in a multi-system, multi-ERP environment. If an internal applicant, they must demonstrate a working knowledge of the duties for all of the Cash Application positions and business platforms. MINIMUM SKILLS, KNOWLEDGE AND ABILITY REQUIREMENTS: Ensure that strict deadlines and complete work assignments in an accurate and timely manner are maintained. (i.e. our SLA for 3PL clients is to post cash within 48 hours after receipt of payment) Good verbal and written communication skills. Strong leadership skills. Strong interpersonal skills. Strong mathematical and analytical skills. Ability to resolve cash posting issues quickly and creatively in order to improve customer satisfaction and effectively support the AR Team. Ability to remain flexible and adaptable while multitasking in a fast-paced, high-volume, transactional environment. Proactive and self-motivated in a teamwork-oriented, metric-based environment. Ability to effectively present information and communicate well, both written and verbally, with internal and external customers. Be an effective problem solver when presented with situations. Advanced knowledge of banking procedures and fundamental accounting principals. Experience in operating within multiple programs, software and ERPs daily. Strengths in problem-solving and critical thinking. Detailed knowledge of the accounts receivable / cash application process. Proficient in 10-key data entry. Must have good analytical skills, a strong grasp of numbers and basic calculations. Proficiency in Microsoft Office products including Excel, Word and Outlook. Ability to handle and maintain confidential customer and company information. Must have a working knowledge of all programs, processing and posting cash for ACH, lockbox, wires (ACH / EFT) and credit cards for all programs, assisting whenever needed. What Cencora offers Benefit offerings outside the US may vary by country and will be aligned to local market practice. The eligibility and effective date may differ for some benefits and for team members covered under collective bargaining agreements. Full time Affiliated Companies Affiliated Companies: CENCORA BUSINESS SERVICES INDIA PRIVATE LIMITED Equal Employment Opportunity Cencora is committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, age, disability, veteran status or membership in any other class protected by federal, state or local law. Cencora is committed to providing reasonable accommodations to individuals with disabilities during the employment process which are consistent with legal requirements. If you wish to request an accommodation while seeking employment, please call 888.692.2272 or email hrsc@cencora.com . We will make accommodation determinations on a request-by-request basis. Messages and emails regarding anything other than accommodations requests will not be returned

Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business they were made just for you. Responsibilities Acquiring new accounts (Current and Savings) from branch catchment area Quality sourcing of salary accounts from corporates Activate Accounts opened, UPI Linkage, M0 Balance, Savings balance and increase wallet share of our banking products includes Insurance, Mortgages, UL, SIP, MF etc & manage the portfolio. Participate in corporate induction and migration events around the catchment area Build strong relationship with internal teams to leverage existing relationships from SME Conduct low-cost micro marketing activities around catchment areas for lead generations. Requirements 1 - 2years of relevant experience Graduation/Post Graduation Sales & Networking Skills Good Communication & Listening Skills Goal / Target oriented IRDA & AMFI certification is preferred. This is a must post joining. Excellent verbal and written communication skills Banking Knowledge Computer Skills & Digital Knowledge Good Network in the Market Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

We have a opening for HDFC Sales for "Relationship Officer" position. Any financial services background candidates can apply here. Freshers with graduation and those are willing for giving a kick start to their career in banking sales can apply.

About Us SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work. What s in it for YOU SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees Dynamic, Inclusive and Diverse team culture Gender Neutral Policy Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits Commitment to the overall development of an employee through comprehensive learning & development framework Role Purpose Responsible for the management of all collections processes for allocated portfolio in the assigned CD/Area basis targets set for resolution, normalization, rollback/absolute recovery and ROR. Role Accountability Conduct timely allocation of portfolio to aligned vendors/NFTEs and conduct ongoing reviews to drive performance on the business targets through an extended team of field executives and callers Formulate tactical short term incentive plans for NFTEs to increase productivity and drive DRR Ensure various critical segments as defined by business are reviewed and performance is driven on them Ensure judicious use of hardship tools and adherence to the settlement waivers both on rate and value Conduct ongoing field visits on critical accounts and ensure proper documentation in Collect24 system of all field visits and telephone calls to customers Raise red flags in a timely manner basis deterioration in portfolio health indicators/frauds and raise timely alarms on critical incidents as per the compliance guidelines Ensure all guidelines mentioned in the SVCL are adhered to and that process hygiene is maintained at aligned agencies Ensure 100% data security using secured data transfer modes and data purging as per policy Ensure all customer complaints received are closed within time frame Conduct thorough due diligence while onboarding/offboarding/renewing a vendor and all necessary formalities are completed prior to allocating Ensure agencies raise invoices timely Monitor NFTE ACR CAPE as per the collection strategy Measures of Success Portfolio Coverage Resolution Rate Normalization/Roll back Rate Settlement waiver rate Absolute Recovery Rupee collected NFTE CAPE DRA certification of NFTEs Absolute Customer Complaints Absolute audit observations Process adherence as per MOU Technical Skills / Experience / Certifications Credit Card knowledge along with good understanding of Collection Processes Competencies critical to the role Analytical Ability Stakeholder Management Problem Solving Result Orientation Process Orientation Qualification Post-Graduate / Graduate in any discipline Preferred Industry FSI

Key Responsibilities2+ years of experience in software testing, preferably in the banking or financial domain Strong knowledge of STLC Experience with test management tools (e g , TestRail, HP ALM) Proficiency in writing and executing SQL queries Good understanding of banking products like loans, credit cards, payments, CRM, CASA, Channels and core banking systems Excellent analytical and problem-solving skills Strong communication and documentation skills Preferred Qualifications:1+ Bachelor s degree in B E / B TECH / M Tech in any stream OR MSc(IT)/MCA 3+ Years of [ BSc (IT) / BCA + 3 years similar work experience after passing the degree from any recognized College / University duly approved by AICTE ISTQB certification Basic knowledge of API testing tools like Postman or SoapUI

Work From Office Process :- IDFC Cross Sales - Outbound Process (Telesales ) Location - Reliable Tech Park Airoli Shifts Timing: - Day Shift Preferred candidate profile HSC / Graduates can apply Freshers can apply Marathi And Hindi Good communication / Average english Salary:- Up To23,000 plus incentives. Rotational week off Rounds of Interviews: HR round Operations round Interested candidates can share their CVs on WhatsApp on the number below:- HR Rutuja:- 9822687351

RPMG: Portfolio Manager - Credit Card INTERNAL USAGE No. of Vacancies Reports to Area Collections Manager Is a Team leader N Team Size Grade AM/DM/M Business Retail Banking Department Retail Portfolio Management Group Sub - Department PDM/Flows/NPA Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, Personal Loans and Credit Cards among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Portfolio Manager for Credit Cards is responsible for managing the portfolio of credit cards, ensuring bucket and NPA resolution, and achieving collection targets. This role involves handling portfolio, achieving resolution and normalization targets, and ensuring compliance with audit procedures. Key Responsibilities Portfolio Management Manage the portfolio of credit cards. Ensure maximum release from the bucket/NPA pool by achieving the required resolution target as per the business requirement. Ensure minimum roll forwards and addition to the NPA pool by maintaining the delinquency level. Achieve calling resolution targets for PDM/flows/NPA buckets for credit cards. Adhere to calling norm targets for credit cards. Operational Management Oversee the collection process to ensure efficient and effective portfolio management. Monitor and analyze portfolio performance metrics and implement necessary adjustments. Ensure compliance with regulatory guidelines and internal policies. Engage defaulting members through telephone, emails, and physical visits to recover payments on defaulted accounts. Maintain daily activity logs of calls, physical visits, right party contacts, promises to pay, and promises to pay kept. Data Analysis and Reporting Collect, analyze, and interpret data to measure portfolio performance against established KPIs. Generate detailed reports on portfolio metrics and provide actionable insights. Identify trends, patterns, and opportunities for optimization. Process Improvement Continuously evaluate and enhance portfolio management processes and workflows. Identify opportunities to improve efficiency and effectiveness. Implement industry best practices and emerging technologies. Qualifications Graduation/Post-Graduation from a recognized institute. Minimum of 3 years of relevant experience in the NBFC/Banking industry. Desired Qualifications Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms. Operational and system knowledge. Role Proficiencies Proven experience in portfolio management, preferably within the financial services industry. Strong analytical skills with proficiency in data analysis and interpretation. Excellent project management skills with the ability to prioritize and meet deadlines. Strong interpersonal and communication skills with the ability to collaborate effectively. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines. I

Dear Aspirants, Greetings from IndusInd Bank !!! We are looking for candidates who are interested in Outbound Sales (Field sales). Fresher - Business Development Executive (BDE) Walk-In date: 17th July'25 Drive Location : IndusInd Bank Limited, # 1-10-72, 4th Floor, Ashoka Janardhan Chambers, Begumpet, Hyderabad (Above Nalli Silk Building) Key Responsibilities : 1. To acquire New to Bank Customers and pursue new business relationships. 2. To reach out to High Net - worth individuals 3. To increase the customer base by developing business relationships with existing customers. 4. Acquire new business by selling Banking products like CASA, Debit/Credit cards, Insurance & Asset products. 5. Finding new customers from open market by travelling within the local area/branch allotted. Age Criteria : Up to 25 years Job Location : Hyderabad, Across Telangana Career Path : Well defined career path with an opportunity to have fast career progression in the Bank. Perks and Benefits Local Conveyance + Incentives upon meeting the Target Role : Sales/Business Development Manager Functional Area: Field Sales, Retail, Business Development Please send your CV to sivaprasad.pathakula@indusind.com

Job role: Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new DSAs / Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining various products related to Loan against property/HF Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets Responsible for Project approvals of Builders Ensure additional revenue generation through cross sell & Multi selling of Insurance, CASA , Credit Cards etc. Training & Development of the DST Team and DSAs Liasoning with Internal teams for business like Credit, Legal, Technical, RCU & Operations Responsible for end to end processing of the case and updating the status of the same to the customers. Ensuring Top Class service for Customers for better NPS Scores Job Requirements: Qualification - Graduate / MBA Skills & Experience Customer relationship management skills - Sales and service orientation

Relationship Manager-Loan Against Property Location Mumbai Reporting Relationships Location Manager The Loan Against Property (LAP) Business vertical is the part of Secured Assets division of the Consumer Bank. This vertical specializes in acquiring retail customers for funding against Residential, Commercial & Industrial Properties. We also provide loans for purchase of Commercial Properties and funding with Lease Rental Discounting. The target customer segment is small & medium traders, manufacturers & service provides and self-employed professionals. We have recently started funding Salaried customers also. The vertical has Pan India presence with coverage in most of the major towns of the country. The Sales team comprises Relationship Managers (RMs) who are responsible for acquiring LAP customers from various channels i.e. Direct Marketing Agents, Direct Sales Teams, Branch Banking & Other Group Businesses etc. Manage sales for Loan against Property business from cross channel and open market Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining various products related to Loan against property/HF/ Working capital. Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets Responsible for Project approvals of Builders Ensure additional revenue generation through cross sell & Multi selling of Insurance, CASA , Credit Cards etc. Training & Development of the DST Team and DSAs Liasoning with Internal teams for business like Credit, Legal, Technical, RCU & Operations Responsible for end to end processing of the case and updating the status of the same to the customers. Ensuring Top Class service for Customers for better NPS Scores Experience in SECURED LOAN SALES is Must Job Requirements: Qualification - Graduate / MBA Skills & Experience Minimum 2 years work experience in Home Loan /Mortgage Sales with DMA/DST/Bank Branches Customer relationship management skills Sales and service orientation

Allocate, Drive, monitor and review field force towards achieving budgeted numbers. Coordinates with accounts, legal and operations for related functional support. Will be responsible to achieve monthly and yearly Roll forward and loss provisioning targets. Will be responsible to handle a team of 9 + on role employees and field collection agencies through the team. Ensuring employee/agency quality while recruitment and leveraging productivity. Take ownership of High Value accounts ensure seamless collection. Job Requirements: Graduate/ MBA Tactful and Persuasive Experience in retail collections preferably credit cards at least of 7 years Over experience required is of more than 10 years

Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new DSAs / Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining various products related to Loan against property/HF Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets Responsible for Project approvals of Builders Ensure additional revenue generation through cross sell & Multi selling of Insurance, CASA , Credit Cards etc. Training & Development of the DST Team and DSAs Liasoning with Internal teams for business like Credit, Legal, Technical, RCU & Operations Responsible for end to end processing of the case and updating the status of the same to the customers. Ensuring Top Class service for Customers for better NPS Scores. Job Requirements: Qualification- Graduate / MBA

Looking for Software Development Engineer to be part of a dynamic development environment within Amazon, be at the forefront of building new, innovative global payments products and solutions. Amazon Payments team at Amazon India Development Center, Bangalore is looking for developers to design and build next generation global payments solutions that revolutionize the way customers pay. The Amazon Payments Team manages all Amazon branded payment offerings, globally. These offerings are growing rapidly and we are continuously adding new market-leading features and launching new products. Our payments products (Amazon Co-Branded Credit Cards, Amazon and Branded Gift Cards, Shop with Points, and many others) provide the most innovative payment experience on and off Amazon. As we build innovative payments solutions for our customers, the role provides a huge opportunity for the developers to build a strong portfolio of patents for Amazon. The role will also include defining and implementing extensible, multi-faceted solutions that support global and region specific payments specific protocols and workflows. This is a critical program for payments team, with high leadership visibility, and opportunity for delivering significant business value. Developer in the team needs a strong understanding of Computer fundamentals and practical experience in building full stack, large scale distributed systems. Experience with web-based applications and/or web services-based applications, especially at massive scale, is also helpful. Define, design, and implement multi-tier distributed software applications. Estimate engineering effort, plan implementation, and rollout system changes that meet requirements for functionality, performance, scalability, reliability, and adherence to development goals. Must be able to design code and test major features, as we'll as work jointly with other team members to deliver complex changes. Must be able to effectively collaborate in a fast paced environment with multiple teams in a large organization (software development, QA, Project/Release Management, Build and Release, etc 3+ years of non-internship professional software development experience 2+ years of non-internship design or architecture (design patterns, reliability and scaling) of new and existing systems experience Experience programming with at least one software programming language 3+ years of full software development life cycle, including coding standards, code reviews, source control management, build processes, testing, and operations experience Bachelors degree in computer science or equivalent

- 100 % lead will be provided - Doing cold calling - Identifying sales opportunities - Closing business deals - Following up with customers - Meeting sales targets -A Great Welcoming Personality That Encourages Relationship Building. Required Candidate profile • 12 months - 2 years experience in sales & Marketing • Bachelor's degree • Fresher's Can't Apply • Bike

L2 Escalation in credit Card Handling escalated tickets from the 1st line Customer Support team with excellent communication. POC for all ongoing mass failures &critical escalations. work Nights & rotating shift HR- shamli.urbanecorps21@gmail.com

You will be responsible for utilizing your expertise in sales to promote and sell credit cards and loans. Your role will involve engaging with potential customers, understanding their needs, and effectively presenting the benefits of our products. Strong communication skills and a proven track record in sales will be essential for success in this position.,

The main purpose of the AVP - Control Business Partner (Cards) role is to evaluate the integrity and efficiency of the bank's internal control system to aid in risk mitigation and safeguarding the bank's operational, financial, and reputational risks. Responsibilities include collaborating with various stakeholders to enhance control effectiveness, identifying and addressing potential weaknesses in internal controls, developing reports on risk assessments and control weaknesses, conducting reviews to evaluate the effectiveness of internal controls, and ensuring adherence to the Barclays Controls Framework. As an Assistant Vice President, you are expected to provide advice, influence decision-making, and contribute to policy development. You will lead a team, set objectives, coach employees, and ensure operational effectiveness. People Leaders are also expected to exhibit leadership behaviours such as listening, inspiring, aligning, and developing others. Successful candidates for this role should have a Chartered Accountant/Certified Internal Auditor/CPA qualification or equivalent in Auditing or Risk Management, along with business understanding in Client Servicing, Cards/Merchant Servicing, and Product acquiring. Extensive experience in Internal Audit, Control Business Partnership, Controls Assurance & Testing, and Operational Risk Management is required. Additionally, a solid grasp of governance and control frameworks, senior stakeholder management, and communication skills are essential. Desired skills may include sound commercial judgment, knowledge of the Financial Services Industry, experience in designing and implementing internal control policies, proficiency in MS Office applications, and familiarity with internal control and regulatory requirements. If you are interested in this opportunity, please send your resume to sunidhi.manhas@portraypeople.com.,

As a Field Force Manager, you will be responsible for allocating, driving, monitoring, and reviewing the field force activities to achieve budgeted targets. You will work closely with accounts, legal, and operations teams to ensure functional support is provided efficiently. Your key responsibilities will include achieving monthly and yearly Roll forward and loss provisioning targets, managing a team of 9+ employees and field collection agencies, and ensuring high-quality recruitment and productivity within the team. We are looking for a candidate who is a Graduate/MBA with at least 7 years of experience in retail collections, preferably credit cards. The ideal candidate should be tactful, persuasive, and have over 10 years of overall experience in this field. If you are someone who can take ownership of high-value accounts and ensure seamless collections, we would like to hear from you.,

The Lead-Compliance-Retail Assets position in the Compliance department involves providing advisory on regulatory expectations to Retail Assets, Credit Cards, and Shared Services business units. The main responsibilities include coordinating and collating ad-hoc/indent requirements with business stakeholders, reviewing policies, SOPs, manuals based on regulatory circulars and advisory perspective, coordinating during RBI Examination exercise closure of regulatory obligations, managing stakeholders during Regulatory Inspections and data collation, assisting the Regulatory compliance team with Ad-hoc requirements and preparation of various Board related notes, and providing effective advisory to business stakeholders with a focus on delivery timelines. The ideal candidate for this role should have a Graduation in any field, Post Graduation in any specialization, and 10-18 years of relevant experience.,

Manage and mentor a team of sales associates or junior agents. Drive achievement of individual and team sales targets. Facilitate onboarding and initial training for new hires Coordinate with other agency leaders and departments for smooth operations Required Candidate profile Minimum 2 Year Sales Experience Must be Graduate Should be Local Ready to do Hardcore Sales Last company Documents Mandatory Senior HR {Hasmukh-9316023316} M-hasmukh.sresthinfo@gmail.com Perks and benefits On Roll Job + High CTC Incentives + Allowances

Hire & onboard sales partner Deliver product knowledge & sales process training Assist in closing insurance deal with the team Monitor performance & achieve target Maintain high compliance & client satisfaction Promote a growth mindset in your region Required Candidate profile Minimum 2 Year Sales Experience Must be Graduate Should be Local Ready to do Hardcore Sales Last company Documents Mandatory Senior HR {Hasmukh-9316023316} M-hasmukh.sresthinfo@gmail.com Perks and benefits On Roll Job + High CTC Incentives + Allowances

JOB DESCRIPTION Promote and sell credit and debit card products to individuals and businesses. SALARY 20000 TO 23000 ( take home ) plus PF and medical insurance more details call 8553991808

Visa DPS, a processing asset at Visa is focused on providing future-ready innovative processing products with superior performance. Visa DPS customers include traditional financial institutions, Fintechs, Neobanks and 3rd party aggregators. Building upon foundation of Visa DPS debit processing business, we are expanding our capability to include additional payment types such as Credit. To affect this new solution, we are looking for digital savvy product development leaders who are passionate about innovating and delivering differentiated client and end-user experiences in product and processing space. They will be responsible for aggressively expanding Visa DPS solutions by delivering new offerings that will be integrated into existing Visa DPS foundational platforms. As part of this new team, you will help influence and shape our new product offering. The Product Owner is responsible for the product architecture to (a) define integration with existing systems and external/partner systems (b) ensuring system is developed with quality, monitoring and high availability (c) define the integration with financial institution clients, from cardholder enrollment, transaction processing, clearing/reconciliation to settlement. Working knowledge within credit payment processing space is strongly preferred, with experience integrating systems, transformation/refactoring of messages and integration into credit ledger systems. Agile experiences commercializing, and operating products will be ideal to drive the vision, execution, implementation and operations of this product offering. You will also participate in defining product constructs, go-to-market approach, pilot framework and commercialization efforts (e.g. client fit, requirements and success criteria). This role will work closely with engineering and product managers in India and USA. The ideal person for this role should have a passion for innovation in payments, technology, and product management, be detail-oriented, and have the ability to drive results within a complex environment. This Product Owner is an individual contributor and will report to the Sr. Product Manager of New Product Development joining a team to maximize value for our clients and stakeholders. The position will be based in Bangalore, India. Essential Functions Work with Visa DPS product managers to develop solutions and define use cases to support our credit processing strategy. Interface with clients, partners, business unit leaders, engineering, architects, user experience and global cross-functional counterparts to build, iterate and refine credit processing backlog and roadmap Deliver executable business requirements by epics, features and user stories, and work with agile scrum teams to develop, ensuring quality, solution certification, and other groups to ensure successful delivery of the full product lifecycle from ideation to launch. As a Product Owner on agile scrum teams: Bring product vision, customer insights and feedback to the team, setting the business context Define features and user stories in support of development activities Actively manage and prioritize team backlog and evaluate changing business/market conditions and impact to priorities Communicate status updates in a transparent manner with key stakeholders on a frequent basis Collaborate with external and internal stakeholders to effectively build, launch, commercialize, and communicate new product features Deliver product/feature demos that communicate product value proposition, and features and benefits. Own features and stories through development lifecycle till client consumption in production Appropriately prioritize defects based on impact and provide updates to stakeholders on frequent basis Define and execute launch plans for pilot and general availability Participate in client or sales meetings to describe product functionalities. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Basic Qualifications: 4+ years of relevant work experience with a Bachelor s Degree Passion for innovating and delivering differentiated products & user experiences Passionate about wh