Credit Analyst

Position: Credit Analyst

Job Summary

We are looking for a skilled Credit Analyst to join our team. The ideal candidate will have 3-5 years of experience in credit analysis, financial statement analysis, and banking products.

Key Responsibilities

1. Prepare CMA, borrower profiles for bank proposals.

2. Draft bank request letters and communicate with bankers.

3. Understand bank checklists and provide necessary documents/details to bankers.

4. Coordinate with clients' accounts and finance teams to gather details for bank proposals.

5. Interact with bankers for proposal writing and query resolution.

6. Prepare, update, and monitor management MIS with available raw accounts/data.

7. Prepare detailed company budgets, actuals vs budgets.

8. Interact with middle and lower management to understand business processes and operations.

9. Maintain books of accounts.

Required Skills

1. Basic understanding of accounts and financial statements.

2. Basic knowledge of banking products such as working capital, Letters of Credit, Term Loans, etc.

3. Strong analytical, note writing, communication, and letter writing skills.

4. Proficiency in MS Excel, MS Word, and Tally.

Ideal Candidate

Commerce/Accounts Graduates or Post Graduates, Inter-qualified CA, CWA, or those with other professional courses.

Important Notes

- We prefer candidates who are based in Chennai.

- The interview process will be conducted offline at our office in Kilpauk, Chennai.

- We encourage all applicants to carefully read the job description and requirements before submitting their application to ensure the best fit for the role.

What We Offer

- Opportunity to work with a dynamic and growing team

- Professional development and growth opportunities

- Collaborative and supportive work environment

How to Apply

If you are a motivated and experienced professional looking for a new challenge, please submit your resume and cover letter to info@teamadvisors.co.in

Job Types: Full-time, Permanent, Fresher

Pay: ₹205,268.44 - ₹864,110.40 per year

Benefits:

• Paid sick time
• Paid time off

Experience:

• total work: 1 year (Required)

Location:

• Kilpauk, Chennai, Tamil Nadu (Required)

Work Location: In person