Credit Analyst - NBFC

Credit analyst - LAS Key Responsibilities Financial Analysis: Conduct comprehensive financial analysis, including review of financial statements, cash flow, and other financial metrics to evaluate the creditworthiness of individuals and businesses. Credit Evaluation: Lead the evaluation of credit applications by performing in-depth risk assessments, recommending appropriate credit limits and terms. Industry Research: Stay abreast of industry trends, market conditions, and regulatory updates to inform credit risk decisions. Credit Risk Management: Prepare and present credit reports and risk assessments to senior management, aiding in strategic decision-making. Compliance: Ensure all credit approvals and decisions comply with internal credit policies and regulatory standards. Collaboration: Work closely with cross-functional teams, including credit, relationship management, and risk departments to streamline credit processes and ensure efficiency. Key Requirements Educational Qualifications: Chartered Accountant (CA), preferably 1st attempt Financial Acumen: Strong expertise in financial statement analysis, accounting principles, and financial ratios. Analytical Skills: Advanced analytical skills with the ability to assess complex financial health and associated risks. Attention to Detail: Keen attention to detail with the ability to identify discrepancies and mitigate risks proactively. Communication Skills: Excellent written and verbal communication skills to clearly present financial data and credit recommendations. Technical Proficiency: High proficiency in Microsoft Excel and other financial analysis tools. Leadership & Teamwork: Proven ability to lead credit assessments and work collaboratively with cross-functional teams to drive business results. (ref:iimjobs.com) Show more Show less