Credit analyst - LAS Key Responsibilities Financial Analysis: Conduct comprehensive financial analysis, including review of financial statements, cash flow, and other financial metrics to evaluate the creditworthiness of individuals and businesses. Credit Evaluation: Lead the evaluation of credit applications by performing in-depth risk assessments, recommending appropriate credit limits and terms. Industry Research: Stay abreast of industry trends, market conditions, and regulatory updates to inform credit risk decisions. Credit Risk Management: Prepare and present credit reports and risk assessments to senior management, aiding in strategic decision-making. Compliance: Ensure all credit approvals and decisions comply with internal credit policies and regulatory standards. Collaboration: Work closely with cross-functional teams, including credit, relationship management, and risk departments to streamline credit processes and ensure efficiency. Key Requirements Educational Qualifications: Chartered Accountant (CA), preferably 1st attempt Financial Acumen: Strong expertise in financial statement analysis, accounting principles, and financial ratios. Analytical Skills: Advanced analytical skills with the ability to assess complex financial health and associated risks. Attention to Detail: Keen attention to detail with the ability to identify discrepancies and mitigate risks proactively. Communication Skills: Excellent written and verbal communication skills to clearly present financial data and credit recommendations. Technical Proficiency: High proficiency in Microsoft Excel and other financial analysis tools. Leadership & Teamwork: Proven ability to lead credit assessments and work collaboratively with cross-functional teams to drive business results. (ref:iimjobs.com) Show more Show less

Location : BKC, Mumbai Job Type : Full-Time Job Summary We are seeking a motivated and analytical individual to join our Market Risk Team for Derivatives Risk Management domain. The successful candidate will be responsible for monitoring, assessing, and managing risks associated with the company's derivatives portfolio. This role involves working closely with trading desks, risk managers, and senior leadership to ensure that all risks are identified, quantified, and properly managed in line with regulatory requirements and internal risk policies. Key Responsibilities Continuously monitor real-time risk exposures in the derivatives portfolios across asset classes, including equities, interest rates and currencies and track market conditions (local and global) affecting the valuation of derivatives, such as currency fluctuations, stock market volatility, and interest rate changes. Perform sensitivity analysis (e.g., Delta, Gamma, Vega, Rho) to assess the impact of underlying factor changes on derivatives portfolios. Conduct quantitative risk assessments such as Value at Risk (VaR), stress testing, scenario analysis, and backtesting to evaluate the market risk of derivatives. Prepare regular risk reports and communicate risk exposures, limits, and policy breaches to senior management. Ensure full compliance with Indian regulatory bodies like SEBI and RBI, following rules for derivatives trading and risk management. Prepare and submit daily/periodic reports to regulatory authorities on derivative positions, exposure limits, and margin requirements. Ensure adherence to firm-wide and regulatory risk limits, escalating breaches to senior management and regulators as necessary. Provide insights and presentations for the Risk Management Committee (RMC), focusing on derivatives risk strategy, key exposures, and risk mitigation efforts. Ensure adherence to all relevant regulatory frameworks, including Dodd-Frank, and Basel III, while managing derivatives exposures. Collaborate with the trading desk to design and implement hedging strategies for mitigating derivatives risk and regularly assess the effectiveness of existing hedging strategies to align with the firm's overall risk appetite. Develop and improve risk management processes and tools, including automation of risk measurement and reporting systems. Work closely with IT teams to enhance risk models, systems, and tools for improved derivatives risk management and UAT phase for implementation of derivatives in the Treasury system. Qualifications & Skills Required Education: A Master's degree in Finance or professional certifications like CA/FRM/CFA is highly desirable. Experience: 3-5 years of experience in a risk management role, preferably with a focus on derivatives in a financial institution. Strong understanding of derivative products (options, futures, swaps, etc.) and their risk characteristics. Proficiency in risk measurement methodologies such as VaR, stress testing, and scenario analysis. Experience with financial risk systems and platforms (e.g. Bloomberg, Cogencis, Reuters, Kondor or equivalent). Advanced proficiency in Excel and risk management tools Excellent communication skills with the ability to present complex risk issues clearly to both technical and non-technical audiences. Ability to work effectively in a collaborative environment and manage relationships with stakeholders. Familiarity with global regulatory frameworks related to derivatives risk and hands-on experience with building or validating risk models. (ref:iimjobs.com) Show more Show less

Individual Contributor Head Office Mumbai SVP - Financial Management The jobholder is responsible for partnering and providing commercial advisory to Businesses and Functions to primarily facilitate achievement of the organisational expense budgets. Partner with various internal business stakeholders to track project based spends and revenue generation. Develop and share key granular insights on OPEX to facilitate active engagement with stakeholders by providing business drivers. Actively manage accruals and provisioning process in addition to cost centre processes. Assisting in Board Deck and regulatory submissions. Budgeting, Forecasting and Provisioning of OPEX at a department level leading up to the Bank level budget. Own & Deliver - Development, Automation which would help reduce/eliminate mundane activities CA with 6-7 years of experience Minimum 2 years of experience in relevant role Experience of working in a fast-moving environment and agile to adapt to new challenges. Ability to conceptualize, build and implement granular reports to monitor and track expense deliverables. Good understanding of various financial parameters for banking and third-party products like Insurance, Investments products will be preferred. Good in Excel, Access, PowerPoint, Macros, SQL & MIS management. (ref:iimjobs.com) Show more Show less

Only : CA Resident Indians. There are approx. 110 schemes managed by the organisation as on Dec 2024. The Company follows a long - term, fundamental research based approach to investment and thrives to provide a transparent and ethical services to its investors. One of the key challenges for BSLAMC has been to maintain a balance between moving with dynamic and constantly changing regulatory norms of the country and maintaining growth and profitability in the extremely competitive market. And some of key strengths of the organization that have helped it to sustain and grow are: Focus on Technology - The organization has been in the forefront in implementing technological innovation to foster innovation and also to improve efficiency for its stakeholders, whether it is employees, clients or distributors Product Innovation - BSLAMC has been known to be a pioneer in terms of products and has a history of launching innovative, category defining products like Birla Cash plus, etc. Research based approach - BSLAMC has one of the largest team of research analyst dedicated to tracking down the best companies to invest in Strong Distributor Delivery Mechanism - The Company has developed a 4 -pronged sales/delivery mechanism to ensure maximum reach and penetration to the end customers. This mechanism includes Company's direct Channels (branches/online), Independent Financial Advisors (IFAs), National Distributors (ND) and Banks. Regulator Interface - BSLAMC plays a key role in the Association of Mutual Funds in India (AMFI) with quite a few members of the top management being a part of the AMFI Board. It has hence ensured that it can discuss any new Industry development from a regulatory perspective at the initial stages with the Regulator as well as the Industry Association People Management - BSLAMC believes in continuously measuring the perception of its people using a 4-S approach, namely Satisfaction, Say, Stay and Strive, which has enabled it to garner a workforce committed and aligned to the overall business success. Job Context Collating Financial performance data related to BSLAMC and its competitors from various sources like accounts team, operations, competitors web site while maintaining data sanctity Providing financial analysis related key business parameters like (e.g. expense ratio, fee rate, revenue and cost etc ) which will provide management current business trends for decision making Providing comprehensive competitor financial analysis in terms quarterly/half yearly/yearly scheme and AMC financials Actively participate in Business Planning Process by budgeting revenue, cost and capex co-coordinating with different department for various data Assist in business review by providing financial details like revenue, cost ,expense raio, fee rate etc. and Track financial part of variable pay metric of the organization (ref:iimjobs.com) Show more Show less

Job Title: Chartered Accountant (Fresher) Immediate Joiner Preferred Location: Mumbai (Preferred Local ID ) CTC: 10 to 12 LPA ( Depend on Your Interview) About Company Company is a non-deposit accepting, Systemically Important Non-Banking Financial Company registered with the Reserve Bank of India. It is jointly owned by Kotak Mahindra Bank through its subsidiary and Kotak family. We are into lending business offering Loan against Securities, Loan against Property and Corporate Real Estate. Overview We are seeking a fresh Chartered Accountant to join our finance team. The candidate will have a strong academic background in Accounting Standards & taxation. This role requires excellent technical skills and good excel skills. Key Responsibilities Accounting and Financial Reporting Assist in the preparation, maintenance and analysis of financial records. Help prepare monthly, quarterly, and annual financial statements in compliance with applicable accounting standards. Taxation Assist in the preparation and filing of tax returns, including GST, income tax, and other statutory filings. Stay updated on the latest tax regulations and contribute to tax planning strategies. Financial Analysis Assist in preparing budget and preparing reports for financial analysis. Compliance Ensure adherence to financial regulations, company policies, and legal requirements in all accounting processes and transactions. Day-to-Day Accounting & Reconciliations Assist in managing accounts payable and receivable, including processing invoices, payments, and reconciliations. Internal Controls Support the development and maintenance of internal controls to safeguard company assets and ensure the integrity of financial data. Qualifications Educational Qualification: Qualified Chartered Accountant (CA) with a valid membership from ICAI. Freshers: This position is open to fresh CA pass-outs or candidates with less than one year of relevant experience. (ref:iimjobs.com) Show more Show less

Job Description Anchor and manage Financial Management Information System for the organization including P&L and other Business Dashboards for the Assets portfolio for Retail Business Own & Deliver - Development, Automation and Publishing of all Business, Operations and People related MIS for the organization Partner with various internal business stakeholders for discussion relating to various financial parameters as well as ad-hoc analysis Budgeting, Forecasting and Provisioning for Income and OPEX Strict and timely monitoring of P&L and Balance Sheet lines to ensure regular granular tracking of stated business outcomes while maintaining cost discipline pertaining to related expense budgets Structured engagement with Business to highlight / recommend modifications to improve the shape of P&L and Balance Sheet Drive expense management and analytics through deep understanding of cost booking processes and systems Continuously improve and simplify expense allocation methodology across departments Develop and share key granular insights on OPEX to facilitate active engagement with stakeholders and optimize expenses Provide decisioning support to Sr Management in Business and Finance through advanced analytics and related dashboards Maintain audit readiness and lead internal & external audit discussions as per company guidelines CA/BE/MBA (Tier 1) with 2-7 years of experience Minimum 2 years of experience in relevant role Experience of working in a fast-moving environment and an ability to work on stipulated timelines. Excellent in Excel, Access, PowerPoint, Macros, SQL & MIS management. Good understanding of various financial parameters will be preferred Experience in Expense Management preferred (ref:iimjobs.com) Show more Show less

Job Title: Fixed Income Analyst / Fund Manager - PMS Location: Mumbai, India Job type: Full-time Department: Portfolio Management Services - Fixed Income Reporting To: Head - PMS Key Responsibilities Manage fixed income portfolios, ensuring alignment with investment objectives and risk tolerance. Conduct fundamental credit research and analysis of fixed income securities including G-secs, corporate bonds and other debt securities. Monitor and analyze macroeconomic indicators, interest rate trends, credit spreads and demand-supply dynamics of bonds to identify investment opportunities. Prepare investment notes, memos, and provide investment recommendations. Execute purchase and sale transactions for the portfolio. Manage and monitor performance, duration, credit exposures and other risks while ensuring compliance with limits and regulations. Prepare portfolio factsheets, presentations, client reports and performance commentaries. Regularly communicate with internal teams, clients and other stakeholders, providing updates on portfolio performance, market outlook and strategies. Candidate Requirements Education: CA / CFA / MBA (Finance) / Post Graduate in Economics / Finance Experience: 3-7 years of experience in debt markets, credit research, or fixed income portfolio management Preference for candidates with prior exposure in PMS, mutual funds or wealth firms Skills & Attributes Strong understanding of fixed income products: G-Secs, SDLs, corporate bonds, money market instruments Sound knowledge of credit and interest rate risk Analytical mindset with financial modeling and valuation skills Proficiency in Excel, Bloomberg, and financial databases Attention to detail, strong communication, and ability to work under tight timelines (ref:iimjobs.com) Show more Show less