17 Consumer Lending Jobs

Job Summary The Process Executive - B&L role is designed for individuals with 0 to 2 years of experience focusing on tasks related to consumer lending cards and payments. This position requires proficiency in MS Excel and offers a hybrid work model with day shifts. The role does not require travel allowing for a balanced work-life integration. Responsibilities Manage daily operations related to consumer lending cards and payments processes to ensure efficiency and accuracy in transactions. Utilize MS Excel to analyze data generate reports and support decision-making processes within the team. Collaborate with team members to streamline processes and improve workflow contributing to overall team productivity. Ensure compliance with industry regulations and company policies to maintain integrity and trust in all operations. Provide support in resolving customer inquiries and issues ensuring a high level of customer satisfaction. Assist in the development and implementation of process improvements to enhance service delivery and operational efficiency. Monitor and report on key performance indicators to track progress and identify areas for improvement. Participate in team meetings and contribute ideas for enhancing service quality and operational effectiveness. Support the onboarding and training of new team members sharing knowledge and best practices. Maintain accurate records and documentation to support audit and compliance requirements. Engage in continuous learning and development to stay updated with industry trends and best practices. Work collaboratively in a hybrid environment balancing remote and in-office tasks effectively. Contribute to the companys purpose by ensuring smooth and efficient operations that positively impact society. Qualifications Demonstrate proficiency in MS Excel including data analysis formula creation and report generation. Possess a basic understanding of consumer lending cards and payments processes which is nice to have. Exhibit strong analytical and problem-solving skills to address operational challenges effectively. Show excellent communication skills to interact with team members and customers professionally. Display attention to detail and organizational skills to manage multiple tasks efficiently. Have a willingness to learn and adapt to new technologies and processes. Be able to work independently and as part of a team in a hybrid work model.

Job Summary We are seeking a Sr. Software Engineer with 6 to 10 years of experience to join our dynamic team. The ideal candidate will have strong technical skills in Azure DevOps GitHub SQL Server Ext JS TypeScript CSS HTML JavaScript and React JS. Experience in Consumer Lending is a plus. This hybrid role requires working in a day shift with no travel required. Responsibilities Develop and maintain high-quality software solutions using Azure DevOps GitHub SQL Server Ext JS TypeScript CSS HTML JavaScript and React. Collaborate with cross-functional teams to define design and ship new features. Ensure the performance quality and responsiveness of applications. Identify and correct bottlenecks and fix bugs. Continuously discover evaluate and implement new technologies to maximize development efficiency. Participate in code reviews to maintain code quality and share knowledge with the team. Provide technical guidance and mentorship to junior developers. Work closely with product managers and designers to understand user requirements and translate them into technical specifications. Implement automated testing platforms and unit tests. Optimize application for maximum speed and scalability. Ensure that all development processes and deliverables adhere to company standards and best practices. Contribute to the improvement of the software development lifecycle and DevOps practices. Maintain up-to-date knowledge of industry trends and advancements. Qualifications Must have strong experience with Azure DevOps and GitHub for version control and CI/CD pipelines. Must have extensive experience with SQL Server for database management. Must have proficiency in Ext JS TypeScript CSS HTML JavaScript and React for front-end development. Nice to have experience in the Consumer Lending domain. Must have excellent problem-solving skills and attention to detail. Must have strong communication and collaboration skills.

Job description Job Level- JL 2A Designation: Senior Process Executive Experience: 1-2 Years Location: Pune (Work from Office) Work Timings: US Shifts (Night Shifts) Notice Period: Immediate to 15 Days Job Description : We are seeking a highly motivated and detail-oriented individual to join our team as a Consumer Banking Specialist. As a Consumer Banking Specialist, you will be responsible for executing transactions in accordance with prescribed guidelines and timelines. Your focus will be on verifying documents, analyzing data, responding to complaints and queries, and following all predefined procedures to ensure that service level agreement (SLA) targets are met and exceeded within the established guidelines. Key Responsibilities: Execute transactions, including document verification, data analysis, and responding to complaints and queries. Follow predefined procedures to ensure adherence to guidelines and meet SLA targets. Demonstrate good knowledge of Title Review, Insurance Review, HELOC (Home Equity Line of Credit), Centralized funding, Securities secured loans, Loan Funding and disbursement process. Possess knowledge of all banking documents required for loan applications, such as Tax returns, W-2 Statements, HUD-1 , and Insurance Policies. Develop a basic understanding of the client's business and key processes to relate your work to client outcomes. Identify areas for improvement in your work area and propose new ideas to enhance efficiency and effectiveness. Set personal learning goals and actively engage in formal and informal learning mechanisms to prioritize continuous learning. Utilize analytical abilities to break down problems into constituent parts and gain a better understanding of the issues at hand. Evaluate available solution options while solving problems to make informed decisions. Demonstrate high impact communications by structuring thoughts, using simple language, and exhibiting proficiency in English. Qualifications and Skills: Bachelor's degree in a relevant field (Finance, Business Administration, Economics, etc.) or equivalent practical experience. Previous experience in consumer banking or a related field is preferred. Strong attention to detail and ability to work with complex data. Excellent communication skills, both written and verbal, with proficiency in English. Analytical mindset with the ability to think critically and problem-solve effectively. Proactive and self-motivated with a willingness to take initiative. Ability to work well in a team environment and collaborate with colleagues from diverse backgrounds. Proficiency in relevant computer applications and software.

Job description Job Level- JL 3A Designation: Process Specialist Experience: 2-4 Years Location: Pune (Work from Office) Work Timings: US Shifts (Night Shifts) Notice Period: Immediate to 15 Days Job Description : We are seeking a highly motivated and detail-oriented individual to join our team as a Consumer Banking Specialist. As a Consumer Banking Specialist, you will be responsible for executing transactions in accordance with prescribed guidelines and timelines. Your focus will be on verifying documents, analyzing data, responding to complaints and queries, and following all predefined procedures to ensure that service level agreement (SLA) targets are met and exceeded within the established guidelines. Job Responsibilities: Exceptional communication skills, including active listening, clear verbal and written communication, and the ability to convey complex ideas concisely. Knowledge on SOP and other process documents creation. Ability to effectively prioritize and execute tasks while under pressure. Deliver on day-to-day process targets in meeting Customer SLAs. Eye for detail and report out quality measures for the process, also flag key risks if any. Provide process training and refreshers to junior staff. Handle process queries and Quality Auditing, upon expertise gained and certification for the same. Key Responsibilities: Execute transactions, including document verification, data analysis, and responding to complaints and queries. Follow predefined procedures to ensure adherence to guidelines and meet SLA targets. Demonstrate good knowledge of Title Review, Insurance Review, HELOC (Home Equity Line of Credit), Centralized funding, Securities secured loans, Loan Funding and disbursement process. Possess knowledge of all banking documents required for loan applications, such as Tax returns, W-2 Statements, HUD-1 , and Insurance Policies. Develop a basic understanding of the client's business and key processes to relate your work to client outcomes. Identify areas for improvement in your work area and propose new ideas to enhance efficiency and effectiveness. Set personal learning goals and actively engage in formal and informal learning mechanisms to prioritize continuous learning. Utilize analytical abilities to break down problems into constituent parts and gain a better understanding of the issues at hand. Evaluate available solution options while solving problems to make informed decisions. Demonstrate high impact communications by structuring thoughts, using simple language, and exhibiting proficiency in English. Qualifications and Skills: Bachelor's degree in a relevant field (Finance, Business Administration, Economics, etc.) or equivalent practical experience. Previous experience in consumer banking or a related field is preferred. Strong attention to detail and ability to work with complex data. Excellent communication skills, both written and verbal, with proficiency in English. Analytical mindset with the ability to think critically and problem-solve effectively. Proactive and self-motivated with a willingness to take initiative. Ability to work well in a team environment and collaborate with colleagues from diverse backgrounds. Proficiency in relevant computer applications and software.

Job Summary The Service Delivery Manager for B&L will oversee the efficient delivery of services within the organization ensuring alignment with business objectives. With a focus on MS Excel the role requires managing operations in Asset Management and Consumer Lending. The position offers a hybrid work model with day shifts providing a balanced work-life environment. Responsibilities Manage service delivery processes to ensure they meet business requirements and customer expectations. Coordinate with various teams to streamline operations and improve service efficiency. Utilize MS Excel to analyze data and generate reports that support decision-making processes. Implement strategies to enhance service delivery and optimize resource allocation. Monitor service performance metrics and identify areas for improvement. Collaborate with stakeholders to understand their needs and tailor services accordingly. Ensure compliance with industry standards and regulations in service delivery. Develop and maintain documentation of service delivery processes and procedures. Provide training and support to team members to enhance their skills and knowledge. Facilitate communication between departments to ensure seamless service delivery. Address and resolve any issues or challenges that arise in the service delivery process. Innovate and propose solutions to improve service delivery and customer satisfaction. Evaluate the effectiveness of service delivery strategies and make necessary adjustments. Qualifications Demonstrate proficiency in MS Excel for data analysis and reporting. Possess a strong understanding of Asset Management Operations and Consumer Lending. Exhibit excellent communication and coordination skills. Show ability to work effectively in a hybrid work model. Have experience in managing service delivery in a business environment. Display problem-solving skills and adaptability to change. Understand industry standards and regulations related to service delivery.

Azure devops, AWS EKS , Terraform, Python, Kubernetes, SRE Job Summary We are seeking an experienced Infra Ops Specialist with 10 to 14 years of experience to join our team. The ideal candidate will have expertise in Kubernetes Azure DevOps AWS EKS Elastic Beanstalk Automation Python AWS GCP SRE Ansible and Terraform. This role requires a strong background in Consumer Lending. The work model is hybrid and the shift is day. No travel is required. Responsibilities Lead the design and implementation of infrastructure solutions using Kubernetes AWS EKS and Elastic Beanstalk. Oversee the deployment and management of applications using Azure DevOps and Terraform. Provide automation solutions using Python and Ansible to streamline operations. Ensure the reliability and availability of infrastructure through SRE practices. Collaborate with cross-functional teams to support Consumer Lending applications. Monitor and optimize cloud infrastructure on AWS and GCP. Develop and maintain CI/CD pipelines for efficient software delivery. Implement security best practices and compliance standards in cloud environments. Troubleshoot and resolve infrastructure issues in a timely manner. Document infrastructure configurations and operational procedures. Mentor junior team members and provide technical guidance. Stay updated with the latest industry trends and technologies. Contribute to the continuous improvement of infrastructure processes. Qualifications Must have extensive experience with Kubernetes AWS EKS and Elastic Beanstalk. Should have strong expertise in Azure DevOps and Terraform. Must be proficient in automation using Python and Ansible. Should have a solid understanding of SRE practices. Must have experience with AWS and GCP cloud platforms. Should have a background in Consumer Lending domain.

Terraform, Jenkins, Artifactory, ELK stack for monitoring, GCP cloud aware, Kubernetes, Anthos, GCP Administration Job Summary Join our dynamic team as an Infra Dev Specialist where you will leverage your expertise in Artifactory Anthos ELK Stack Kubernetes Jenkins GCP Ansible Terraform and DevOps to drive innovation in the Consumer Lending domain. With a hybrid work model and rotational shifts you will play a crucial role in optimizing infrastructure and enhancing system performance contributing to our mission of delivering exceptional financial solutions. Responsibilities Implement and manage infrastructure solutions using Artifactory Anthos and ELK Stack to ensure seamless integration and efficient operations. Collaborate with cross-functional teams to design and deploy Kubernetes clusters enhancing scalability and reliability of applications. Utilize Jenkins for continuous integration and continuous deployment processes streamlining development workflows and reducing time-to-market. Optimize cloud infrastructure on GCP ensuring cost-effective and secure solutions that align with business objectives. Develop and maintain automation scripts using Ansible and Terraform improving system provisioning and configuration management. Drive DevOps practices to enhance collaboration between development and operations teams fostering a culture of continuous improvement. Analyze and troubleshoot system issues providing timely resolutions to minimize downtime and ensure business continuity. Monitor system performance and implement enhancements to improve efficiency and user experience. Collaborate with stakeholders in the Consumer Lending domain to understand requirements and deliver tailored solutions that meet business needs. Participate in rotational shifts to provide 24/7 support ensuring high availability and reliability of infrastructure services. Contribute to the development of best practices and standards for infrastructure management promoting consistency and quality across projects. Engage in ongoing learning and development to stay updated with the latest technologies and industry trends. Support hybrid work model initiatives balancing remote and on-site work to maximize productivity and team collaboration. Qualifications Possess strong technical skills in Artifactory Anthos ELK Stack Kubernetes Jenkins GCP Ansible Terraform and DevOps essential for effective infrastructure management. Demonstrate expertise in the Consumer Lending domain understanding industry-specific requirements and challenges. Exhibit proficiency in cloud solutions particularly GCP to design and implement scalable and secure infrastructure. Showcase experience in automation tools like Ansible and Terraform crucial for efficient system provisioning and configuration. Display knowledge of DevOps practices fostering collaboration and continuous improvement within teams. Hold a minimum of 6 years and a maximum of 10 years of relevant experience ensuring a solid foundation in infrastructure development. Adapt to rotational shifts providing consistent support and maintaining high availability of services.

Terraform, Jenkins, Artifactory ,Kubernetes, GCP Job Summary Join our dynamic team as an Infra Dev Specialist where you will leverage your expertise in Artifactory Anthos ELK Stack Kubernetes Jenkins GCP Ansible Terraform and DevOps to drive innovation in the Consumer Lending domain. With a hybrid work model and rotational shifts you will play a crucial role in optimizing infrastructure and enhancing system performance contributing to our mission of delivering exceptional financial solutions. Responsibilities Implement and manage infrastructure solutions using Artifactory Anthos and ELK Stack to ensure seamless integration and efficient operations. Collaborate with cross-functional teams to design and deploy Kubernetes clusters enhancing scalability and reliability of applications. Utilize Jenkins for continuous integration and continuous deployment processes streamlining development workflows and reducing time-to-market. Optimize cloud infrastructure on GCP ensuring cost-effective and secure solutions that align with business objectives. Develop and maintain automation scripts using Ansible and Terraform improving system provisioning and configuration management. Drive DevOps practices to enhance collaboration between development and operations teams fostering a culture of continuous improvement. Analyze and troubleshoot system issues providing timely resolutions to minimize downtime and ensure business continuity. Monitor system performance and implement enhancements to improve efficiency and user experience. Collaborate with stakeholders in the Consumer Lending domain to understand requirements and deliver tailored solutions that meet business needs. Participate in rotational shifts to provide 24/7 support ensuring high availability and reliability of infrastructure services. Contribute to the development of best practices and standards for infrastructure management promoting consistency and quality across projects. Engage in ongoing learning and development to stay updated with the latest technologies and industry trends. Support hybrid work model initiatives balancing remote and on-site work to maximize productivity and team collaboration. Qualifications Possess strong technical skills in Artifactory Anthos ELK Stack Kubernetes Jenkins GCP Ansible Terraform and DevOps essential for effective infrastructure management. Demonstrate expertise in the Consumer Lending domain understanding industry-specific requirements and challenges. Exhibit proficiency in cloud solutions particularly GCP to design and implement scalable and secure infrastructure. Showcase experience in automation tools like Ansible and Terraform crucial for efficient system provisioning and configuration. Display knowledge of DevOps practices fostering collaboration and continuous improvement within teams. Hold a minimum of 6 years and a maximum of 10 years of relevant experience ensuring a solid foundation in infrastructure development. Adapt to rotational shifts providing consistent support and maintaining high availability of services.

Job Summary Responsible for managing the day-to-day activities of the collection strategy team for merchant and consumer lending. This role requires a deep understanding of debt collection strategies across various channels (tele-calling, field, and digital), a strong grasp of collection and recovery metrics (including NPA), and the ability to analyze data to identify trends, perform root cause analysis (RCA), and drive performance improvements. The ideal candidate will be a data-driven problem solver with excellent communication and collaboration skills. Responsibilities Strategy Execution & Monitoring: Implement and monitor collection strategies across different loan products (merchant and consumer), ensuring alignment with overall business objectives. This includes optimizing strategies for different delinquency buckets. Channel Management: Oversee the performance of various collection channels (telecalling, field agents, legal, and digital channels like SMS, email, WhatsApp, in-app notifications). Analyze channel effectiveness and recommend improvements. Data Analysis & Reporting: Analyze collection performance data, identify key trends, and provide regular reports on key metrics such as roll rates, recovery rates, NPA, and collection efficiency. Develop dashboards and visualizations to track performance. Root Cause Analysis (RCA): Conduct thorough root cause analysis for missed performance targets, identify contributing factors, and recommend corrective actions. Collaborate with other teams to implement solutions. Strategy Optimization: Continuously evaluate and refine collection strategies based on data analysis, market trends, and regulatory changes. Propose and implement new strategies to improve recovery rates and reduce losses. Vendor Performance Management: Monitor their performance against agreed-upon KPIs, conduct regular reviews, and ensure compliance with company policies and regulations. Collaboration: Work closely with other teams, including product, technology, risk, and operations, to ensure seamless execution of collection strategies. Compliance: Ensure all collection activities comply with regulatory guidelines and company policies. Stay updated on changes in regulations related to debt collection. Documentation: Maintain detailed documentation of collection strategies, processes, and performance metrics. Required Skills and Experience Bachelor's degree Minimum of 6-8 years of experience in collections strategy or a related analytical role, preferably in Banking/NBFC. Strong understanding of debt collection strategies and best practices, including telecalling, field collections, legal processes, and digital collection channels. In-depth knowledge of collection and recovery metrics, including NPA, roll rates, recovery rates, and collection efficiency. Proficiency in data analysis tools and techniques Excellent analytical and problem-solving skills. Ability to identify trends, conduct RCA, and develop data-driven solutions. Strong communication and interpersonal skills. Ability to collaborate effectively with cross-functional teams. Knowledge of regulatory guidelines and compliance requirements related to debt collection. Experience with merchant lending and consumer lending is a plus. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy

Job Summary We are seeking a highly skilled Functional Architect with 8 to 12 years of experience to join our team. The ideal candidate will have extensive experience in S/4 HANA Accounts Receivables Profitability Analysis Cost Center Accounting SAP Controlling Profit Center Account Product Costing Automatic Payments and New GL. Additionally domain expertise in Consumer Lending and Retail Banking is essential. This is a hybrid work model with day shifts and no travel required. Responsibilities Seeking an experienced SAP IS Banking Loans Management Functional Consultant with a strong background in retail and commercial banking particularly in loans and mortgage operations The ideal candidate will have handson experience in a DevOps environment and be proficient in SAP Loans Management including archiving and integration aspects Key responsibilities include implementing and configuring SAP IS Banking Loans Management and collateral modules gathering and analyzing customer business requirements to design SAP solutions using standard configurations ensuring compliance with customer and Cognizants delivery standards designing developing and deploying solutions in SAP IS Banking Loans Management and working handson as a DevOps engineer The candidate should also manage client relationships influence decisionmaking deliver projects using Agile methodologies and provide expertise in SAP loans and mortgages steering client requirements towards optimal solutions Qualifications include one full life cycle implementation of SAP Loans Management experience with SAP TRBK BP Deposit Management CMS and SEPA payment processes strong knowledge of banking processes and integration aspects proven ability to work in a DevOps environment excellent client relationship and stakeholder management skills and domain experience in retail and commercial banking

Consumer Lending Default Claims US mortgage and foreclosure & loss mitigation

SUMMARY Consumer Lending JD Role:- Default Servicing and Management Specialist Location :- Chennai Notice :- Immediate to 30 Days Shift time :- Night Shift Experience:- SPE - 2-6 Years SME - 5-8 Years Skills required : We need candidates with experience in US consumer lending, including US cards or banking. US Consumer Lending - there are personal loans, educations loans, Auto loans anything non secured loans,Serving and Default servicing. Job Summary: As a Default Servicing and Management Specialist, you will be responsible for handling various aspects of default servicing and management for our client's US Consumer Loan business. This role involves working closely with the client's systems and processes to ensure accurate and timely updates related to bankruptcy, legal invoices, document management, repossession, judgment rescheduling, and lawsuit management. The ideal candidate to have experience in loan servicing, customer interaction, and legal procedures associated with loan defaults. Key Responsibilities: Collaborate with legal teams, recovery agencies, and stakeholders to resolve defaulted accounts. Support the collections process by reviewing accounts and providing recommendations for collection strategies. Work with repossession teams to recover assets (e.g., for auto-secured loans) as needed. Track borrower bankruptcy filings and update account statuses. Assist in preparing necessary documentation for legal proceedings related to default loans. Ensure all system records are accurately updated to reflect the latest status of default accounts. Maintain proper documentation for all account actions and communications. Generate reports on default loan statuses, settlements, and recovery efforts. Ensure compliance with relevant regulations and internal policies in all default servicing activities. Requirements Skills Required Fundamental understanding of loan delinquency, foreclosure, bankruptcy processes, and recovery strategies. Efficiently manage a portfolio of default loans, ensuring timely follow-ups and actions. Experience working with loan management systems to update and track defaulted loan accounts. Strong attention to detail and accuracy Excellent communication skills, both written and verbal Ability to work independently and manage loan portfolios Strong organizational and time management skills Flexible working hours required to accommodate different time zones of the employer Applies analytical skills to quickly and efficiently resolve any customer issues Maintain high-quality customer service standards Meet productivity and quality targets Collaborate with internal teams and external agencies to resolve account issues experience, including knowledge of foreclosure, bankruptcy, and consumer loans

Project Role : Application Lead Project Role Description : Lead the effort to design, build and configure applications, acting as the primary point of contact. Must have skills : Equipment Finance and Leasing Good to have skills : Consumer Lending Minimum 5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :As a Techno-Functional Lead, you will play a pivotal role in bridging the gap between technology and business needs within our organization, particularly in the context of FIS Asset Finance software. You will be responsible for understanding both the technical capabilities of the software and the operational requirements of our business, ensuring alignment between the two to drive efficiency, effectiveness, and innovation. Roles & Responsibilities: Must to have Technical Expertise:Develop a deep understanding of the technical architecture, functionalities, and capabilities of FIS Asset Finance software. Must to have Business Analysis:Collaborate with business stakeholders to gather and analyze requirements, translating business needs into technical solutions and vice versa. Must to have Solution Design:Design and propose technical solutions that address business requirements by leveraging the features and functionalities of FIS Asset Finance software. Able to Support the existing FIS Asset Finance AMS Team and ensuring alignment with business objectives. Able to Customize and configure the software to meet specific business needs, leveraging available tools and functionalities while adhering to best practices. Understanding of below listed is needed. Must to have BLDs, DPRs, Approval Rules & Defaulting Rules, Automated Process & Views, Business Units & Models,Programs & Products, Rate Curves & Profiles, Custom Fields/Flows & Profiles Setup, System Configuration Including Plugin Management, Workflow, Parties - Dealers & Customers, Security Management, Asset Hierarchy Setup & Validation, Address Validation, Integration InterfacesDocumentation using Crystal Reports, DocuSign & eVault, External Credit Bureaus,External Asset Validation Able to Manage integrations with other systems and platforms, ensuring seamless data flow and interoperability. Good to have skill in Origination APIs - Plugin & Web Able to Conduct & support training sessions for end-users and technical teams, transferring knowledge of FIS Asset Finance software and best practices. Must toProactively identify opportunities for process improvement, system optimization, and innovation, driving Professional & Technical Skills: Proven experience in a techno-functional role with expertise in FIS Asset Finance software. Good understanding of financial concepts(US & Europe Financial Accounting Standards) and asset finance operations. Excellent analytical and problem-solving skills, with the ability to translate business requirements into technical solutions. Proficiency in software development methodologies, tools, and languages. Experience with software implementation, customization, and integration. Effective communication and collaboration skills, with the ability to interact with stakeholders at all levels. Having certifications related to Financial Accounting Standards would be a plus Additional Information: Able to work with ongoing enhancement of our technology solutions. Good to have Product Release Assessment Able to Impact Analysis of Release for Current Implementation Able to Provide insights on new features. Must To Provide ongoing support and troubleshooting assistance to end-users and technical teams, addressing issues, and ensuring smooth operation of FIS Asset Finance software. Qualifications 15 years full time education

- Responsible for processing loan applications and facilitating the closing of loans by interacting with the clients via telephone or email by maintaining accurate and current information on all loan applications by auditing the applications. - Manage the Bright lending platform, using the Nortridge lending solution - Maintain and improve lending platform work flows, systems and processes to allow for scale-up - Manage reconciliation of loan financial records, in coordination with the finance and payments team - Manage loan disbursements and repayments in accordance with loan documents - Be an integral part of the Credit team, working with Product, Risk, Underwriting, Engineering, and Customer Service to build dashboards to manage, track, and report all KPIs related to loan operations - Management of operations of the payment systems, such as checking figures in reconciliation processes for the flow of funds between Bright and users - Handling customer requests, with regard to the payments process and providing suitable information to customers Your skillset: Experience: 5+ years of experience in a hands-on role at a consumer lending company (with any product such as personal loans, credit cards or other forms of consumer lending). Financial Understanding: You will need to resolve loan issues as they arise meaning you need to have experience of loan financials, documentation and compliance. Process Management: Wrote, refined and implemented loan administration policies from initial launch to scale. Can both create the process flow and ensure it is delivered in practice. Loan Application Processing: You have worked with underwriters or loan officers and can develop and manage an underwriting process, based on risk policy defined by our Risk Team. Collections: Experience collecting on delinquent loans and creating loan collections system that reduces bad debt and arrears.

- Responsible for processing loan applications and facilitating the closing of loans by interacting with the clients via telephone or email by maintaining accurate and current information on all loan applications by auditing the applications. - Manage the Bright lending platform, using the Nortridge lending solution - Maintain and improve lending platform work flows, systems and processes to allow for scale-up - Manage reconciliation of loan financial records, in coordination with the finance and payments team - Manage loan disbursements and repayments in accordance with loan documents - Be an integral part of the Credit team, working with Product, Risk, Underwriting, Engineering, and Customer Service to build dashboards to manage, track, and report all KPIs related to loan operations - Management of operations of the payment systems, such as checking figures in reconciliation processes for the flow of funds between Bright and users - Handling customer requests, with regard to the payments process and providing suitable information to customers Your skillset: Experience: 5+ years of experience in a hands-on role at a consumer lending company (with any product such as personal loans, credit cards or other forms of consumer lending). Financial Understanding: You will need to resolve loan issues as they arise meaning you need to have experience of loan financials, documentation and compliance. Process Management: Wrote, refined and implemented loan administration policies from initial launch to scale. Can both create the process flow and ensure it is delivered in practice. Loan Application Processing: You have worked with underwriters or loan officers and can develop and manage an underwriting process, based on risk policy defined by our Risk Team. Collections: Experience collecting on delinquent loans and creating loan collections system that reduces bad debt and arrears.

Job Purpose "This position is open with Bajaj Finance ltd." Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits. Propose policy refinements as per business/market requirement. Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams Monitor, manage & refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc. to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy). Periodic testing of System validation approval and line assignment rules Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items. Work with COE and Product team to formulate, test and implement business opportunities/requirements Conduct Business UAT for new developments, provide signoff and closely monitor the development post production deployment. Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.) Assist Sales Team to resolve cases which are stuck due to system issues. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Dynamic portfolio with multiple variables influencing risk performance High velocity- Expertise required to manage huge data sets Draw meaningful / actionable insights as an outcome of data analysis Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicators Required Qualifications and Experience a)Qualifications Graduate/ Post-Graduate having Banking domain knowledge b)Work Experience 2 - 3 years experience in retail or consumer lending. Excellent analytical, data management and presentation skills. Exposure to data management tools Eg. SQL/Power BI etc. Effective verbal and written communication skills and stakeholder management

Project Role : Application Lead Project Role Description : Lead the effort to design, build and configure applications, acting as the primary point of contact. Must have skills : Equipment Finance and Leasing Good to have skills : Consumer Lending Minimum 5 year(s) of experience is required Educational Qualification : 15 years full time education Summary:As a Techno-Functional Lead, you will play a pivotal role in bridging the gap between technology and business needs within our organization, particularly in the context of FIS Asset Finance software. You will be responsible for understanding both the technical capabilities of the software and the operational requirements of our business, ensuring alignment between the two to drive efficiency, effectiveness, and innovation.Roles & Responsibilities: Must to have Technical Expertise:Develop a deep understanding of the technical architecture, functionalities, and capabilities of FIS Asset Finance software. Must to have Business Analysis:Collaborate with business stakeholders to gather and analyze requirements, translating business needs into technical solutions and vice versa. Must to have Solution Design:Design and propose technical solutions that address business requirements by leveraging the features and functionalities of FIS Asset Finance software. Able to Support the existing FIS Asset Finance AMS Team and ensuring alignment with business objectives. Able to Customize and configure the software to meet specific business needs, leveraging available tools and functionalities while adhering to best practices. Understanding of below listed is needed.- Must to have BLDs, DPRs, Approval Rules & Defaulting Rules, Automated Process & Views, Business Units & Models,Programs & Products, Rate Curves & Profiles, Custom Fields/Flows & Profiles Setup, System Configuration Including Plugin Management, Workflow, Parties - Dealers & Customers, Security Management, Asset Hierarchy Setup & Validation, Address Validation, Integration InterfacesDocumentation using Crystal Reports, DocuSign & eVault, External Credit Bureaus,External Asset Validation Able to Manage integrations with other systems and platforms, ensuring seamless data flow and interoperability. Good to have skill in Origination APIs - Plugin & Web Able to Conduct & support training sessions for end-users and technical teams, transferring knowledge of FIS Asset Finance software and best practices. Must toProactively identify opportunities for process improvement, system optimization, and innovation, driving Professional & Technical Skills: Proven experience in a techno-functional role with expertise in FIS Asset Finance software. Good understanding of financial concepts(US & Europe Financial Accounting Standards) and asset finance operations. Excellent analytical and problem-solving skills, with the ability to translate business requirements into technical solutions. Proficiency in software development methodologies, tools, and languages. Experience with software implementation, customization, and integration. Effective communication and collaboration skills, with the ability to interact with stakeholders at all levels. Having certifications related to Financial Accounting Standards would be a plusAdditional Information: Able to work with ongoing enhancement of our technology solutions.- Good to have Product Release Assessment- Able to Impact Analysis of Release for Current Implementation- Able to Provide insights on new features. Must To Provide ongoing support and troubleshooting assistance to end-users and technical teams, addressing issues, and ensuring smooth operation of FIS Asset Finance software. Qualifications 15 years full time education