Manager/Senior Manager- Risk Analytics

As a Credit Risk Manager in the consumer lending industry, you will be responsible for developing and executing credit risk strategies for products like consumer durables or credit cards. Your role will involve defining and optimizing credit approval and credit limit assignment policies. It will be crucial to monitor and ensure adherence to vintage risk levels within the company's risk appetite. You will have the opportunity to leverage alternative data sources such as credit bureau, SDK, telecom, and geo-data to enhance underwriting strategies. Additionally, designing, implementing, and refining application scorecards for effective risk assessment will be a key part of your responsibilities. Extracting, analyzing, and visualizing data to support data-driven decision-making across the organization will also be a significant aspect of your role. Identifying key risk drivers, monitoring trends, and proactively mitigating potential risks will be essential for success in this position. You will collaborate closely with risk systems teams to implement underwriting changes seamlessly. Furthermore, preparing, documenting, and effectively communicating policy updates to relevant stakeholders will be part of your regular tasks. To excel in this role, you should have proven experience in credit risk management within the consumer lending industry. Proficiency in SQL, Excel, and Tableau for data analysis, reporting, and visualization is required to perform the responsibilities effectively.,