Co-Founder

Please read carefully before applying.

MokshaPay aims to bring financial freedom to individuals across Bharat by offering instant personal loans ranging from ₹5,000 to ₹2,00,000 through seamless bank transfers and flexible EMI options. Our platform is designed to support first-time credit users, even those without a credit history, by integrating with CIBIL to help build and grow credit scores. Committed to transparency and accessibility, MokshaPay focuses on providing simple, safe, and responsible lending solutions. With a mission to empower individuals in Tier 1 to Tier 4 towns, we prioritize trust and long-term financial well-being with every user interaction.

Investment:

We're looking for a Co-Founder with a strong fintech and lending background to help scale MokshaPay from MVP to a high-growth business. This person will work closely with the founding team to shape the product vision, manage NBFC relationships, streamline loan lifecycle operations, and drive early revenue and customer traction.

• Lead fintech operations & compliance
• Oversee loan disbursal, underwriting, KYC flows, CIBIL integration, collections, and data governance.
• Build and manage NBFC partnerships
• Own relationships with partner NBFCs, negotiate terms, and ensure lending operations are compliant and scalable.
• Drive strategy & execution
• Collaborate on product roadmap, lending policies, risk models, and go-to-market strategies.
• Lead team and culture
• Help define the hiring plan, mentor early team members, and create a high-performance culture.
• Ensure regulatory alignment
• Work with legal and compliance teams to meet RBI norms, privacy laws, and data-sharing frameworks.
• Fundraising support
• Participate in investor conversations, prepare financial and business plans, and represent the company to VCs.

• Minimum 5 years of experience in fintech or digital lending
• Strong exposure to lending ops, underwriting, KYC, and compliance
• Solid experience in working with NBFCs or regulated entities
• Proven ownership of fintech product or business-side scaling
• Understanding of risk, repayments, credit scoring, and disbursement flows
• Hands-on with fintech tech stack, dashboards, and API integrations
• Ability to lead ambiguity-heavy, fast-paced execution cycles

• Entrepreneurial mindset with a bias for action
• Strong first-principles thinker with a get-it-done attitude
• Comfortable in 0→1 setups and rapid experimentation
• Passionate about solving real credit access problems in India

• Remote
• Significant equity stake (based on contribution and stage)

• ₹25 Lakh investment for 10% equity