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BUSINESS EXECUTIVE- HL

BUSINESS EXECUTIVE- HL

Name: Jobpe
Address: T-Hub, Plot No 1/C, Sy No 83/1, Raidurgam panmaktha, Knowledge City Rd, Hyderabad, Telangana, 500081, IN
Telephone: +91-83339-09630
Price range: Free

LTFinance

0 - 3 years

2 - 5 Lacs

Chennai

Posted:1 week ago| Platform:

Apply

Skills Required

insurance relationship building customer profiling channel sales business development retail sales market research distribution corporate sales sales retail marketing sales executive activities customer satisfaction communication skills servicing

Work Mode

Work from Office

Job Type

Full Time

Job Description

JOB PURPOSE Source Business from market through both DSA and Direct channel of CF to Retail, APF, Pre-Approved, and Internal channel
Duties and responsibilities

To source open market business too and achieve the targets assignedTo be completely aware of the products being offered by the company and understand competition offering and handle customer objectionsShould have a Basic understanding of P&L account,Balance sheet for self employedTo ensure proper customer profiling on each call / customer visit, to identify and understand his/her needs and accordingly recommend investment and Insurance optionsRelationship building with the Home Loan Executives to which he is mapped and to ensure joint calls with the HLE to ensure maximum attachments of the files being disbursedTo build a relationship with the customer so that he/ she is able to cross sell other product offerings based on the needs of the customer, thereby managing the entire account of the customer
To be in sync and work together with the partner representatives
Understanding the joint ownership of the customer at the time of servicing etc
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Communicate with clients either to request or to provide information Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions Update job knowledge on types of loans and other financial services
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Disbursements: 1. Collection of KYC documents 2. Loan documentation

Requirement and skills:

Should have basic knowledge about Lending and Housing products
Familiarity with computers and banking applications/software
Solid understanding of direct/indirect lending products and practices
Excellent communication and interpersonal skills
Customer satisfaction orientation and sales competencies
Ability to work in a goal oriented environment
MBA degree in finance, Marketing or a related field
Open to travel

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BUSINESS EXECUTIVE- HL