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Branch Business Manager -Home Loan

4 - 10 years

7 Lacs

Posted:2 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Role Profile

Role Title: Branch Business Manager-HL

ROLE SPECIFICATION

Role Title

Branch Business Manager-HL

Reports To

Cluster Business Manager

Company

Muthoot FinCorp Limited

Function/Department

Secured & Unsecured Lending Business

Approved By (Jobholder)

Approved By (Immediate Superior)

ROLE SUMMARY

The primary responsibility of the role is to source business from the open market through a team of people (FOS) to achieve business targets as per the organizational goal. He will be responsible for maintaining quality portfolios across all the processing centers.

ORGANIZATIONAL CHART



KEY RESPONSIBILITIES

Business Growth

Achieve business targets by driving sales of Home loan products through Sales Team. Support the team in finding new micro markets and empanel good quality referral partners to scale up Micro Home loan business.

Team Management

Lead, motivate, and manage a team of Home loan-Relationship officers to ensure they meet their targets

Marketing and Promotion

Collaborate with the marketing team to develop and execute local marketing initiatives.

Compliance

Ensure compliance with regulatory requirements and implement effective risk management strategies.

KEY CHALLENGES

  • Technology

KEY DECISIONS TAKEN

NIL

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

  • Credit
  • Legal
  • Technical
  • Audit
  • Operations

  • Customers
  • DSA
  • External Legal team
  • TEAL
  • MAATRUM (legal & technical)

KEY ROLE DIMENSIONS

Geographical Coverage-

No of Direct Reportees-

Total Team Size -

Portfolio -

1 Branch

5-7

5-7

5-10 Cr

KEY SKILLS & BEHAVIOURAL ATTRIBUTES

  • Good understanding of the Branch business, & local geographical market.
  • Market principles, practices and current business trends.
  • Knowledge of business mortgage loans, products, processes, and regulations
  • Knowledge upgrading on latest regulatory norms.
  • Knowledge in data analysis.
  • Good communication, including local language and interpersonal skills.
  • Good in collaboration with internal & external partners.
  • Leadership Skills.
  • Attract and retain good talent training & mentoring on a regular basis.

EDUCATION / EXPERIENCE

Minimum Qualification: Any Graduate

Nature of Experience: 5+ Years Experience in similar industry.

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Muthoot FinCorp (MFL)
Muthoot FinCorp (MFL)

Financial Services

New Delhi

5000+ Employees

5532 Jobs

    Key People

  • George Alexander Muthoot

    Managing Director
  • Ashish Kumar Singh

    CEO

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