Banker-Authorizer

5 - 7 years

4 - 9 Lacs

Posted:3 hours ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Requirements

About the Role

Bank Authorizer

Key ResponsibilitiesPrimary Responsibilities
  • Engage daily with customers to drive growth in

    Current Accounts (CA)

    ,

    Savings Accounts (SA)

    , and

    Term Deposits (TD)

    , along with cross-selling of asset and wealth products.
  • Achieve business targets as defined in the performance scorecard.
  • Provide need-based product solutions by aligning customer requirements with banking offerings.
  • Assess customer potential and ensure higher product penetration per relationship.
  • Generate referrals and additional business from existing customers.
  • Ensure a customer-focused approach for quick and effective resolution of queries and complaints.
  • Adhere to banking regulations and internal policies related to

    Anti-Money Laundering (AML)

    ,

    Know Your Customer (KYC)

    , and

    Data & Information Security

    .
  • Assist in the closure of audit observations and ensure compliance with audit requirements.
  • Manage client relationships and deliver high-quality customer service across retail banking operations.
Secondary Responsibilities
  • Perform internal audits and ensure compliance with all regulatory and organizational guidelines.
  • Continuously strive to enhance service quality and customer satisfaction.

What We Are Looking ForEducation
  • Graduate in any discipline.
  • Postgraduate degree in any discipline is preferred.
Experience
  • Minimum of 6 years of relevant experience in banking or allied sectors.
Skills and Attributes
  • Strong customer engagement and relationship management skills.
  • In-depth understanding of retail banking operations and compliance requirements.
  • Excellent communication and problem-solving abilities.
  • Proven ability to meet and exceed sales and service targets.
  • High level of integrity and attention to detail.
  • Proficiency in banking systems and digital platforms.
  • Team handling experience preferred.
  • Fluent in English with strong business communication skills

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IDFC FIRST Bank

Banking and Financial Services

Chennai

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