Analyst, Credit Analyst, Institutional Banking Group

As a part of Corporate and Investment Banking at DBS, your role will involve supporting Relationship Management teams in various activities including: - Preparation and submission of Credit Memos to CCG - Completion of documentation formalities in coordination with the client & CCU - Assisting RM in completing client onboarding/KYC reviews, Legal & Valuation reports - Follow up for regularization of overdue - Client servicing in coordination with internal units - Highlighting any early warning signs of the portfolio to the RMs - Managing the existing portfolio of all clients for the designated relationship teams - Exploring opportunities for cross-selling of other banking products and helping the team in detecting early warning signals in their portfolios Key Accountabilities: - Prepare accurate credit proposals in a consistent, concise, and lucid manner - Maintain a close working relationship with Business Unit to ensure IBG deliverables are met - Conduct need-based meetings with customers to understand business and attendant risks - Cross-sell other products such as trade, cash, foreign exchange, etc. - Monitor the portfolio for irregularities, excesses, breaches, and delays - Ensure all regulatory reporting and compliances are enforced - Work with the legal team to ensure recoveries and minimize bad debts and NPAs - Assist in external and internal audits - Ensure customer retention and increase in wallet share through monitoring customer satisfaction levels - Control the quality of the portfolio using available triggers and adherence to Risk management guidelines and policies - Monitor levels of complaints and quality of handling - Communicate all key messages to customers including agreed service standards, negotiated pricing, relationship team contact points, and new product changes - Monitor and ensure adherence to risk service standards Qualifications Required: - Postgraduate in Finance or Marketing - Basic knowledge or experience in BFSI Location: India-Haryana-Gurgaon-DBIL (Note: Additional details of the company were not provided in the job description),