US Mortgage Loan Processor

5 years

0 Lacs

Posted:4 days ago| Platform: Linkedin logo

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Work Mode

On-site

Job Type

Full Time

Job Description

About Myfinser Global


Mortgage Hard Money Loan Processing and Underwriting Services


Role: US Mortgage Loan Processor


Key Responsibilities:


  • Work on U.S. Mortgage

    Hard Money Loan Origination, Processing, and Pre-Underwriting.

  • Review and evaluate

    application forms, bank statements, background checks, credit reports, inspection reports

    , and other financial data to assess risk and eligibility.
  • Collect and verify borrower and broker documentation as per checklist requirements.
  • Conduct due diligence including

    KYC, property appraisal, title verification, insurance, and credit analysis.

  • Support underwriters by preparing

    loan files, financial models, and loan term sheets.

  • Analyze

    income, cash flows, and repayment capacity

    ; calculate interest and eligibility.
  • Review third-party reports, appraisals, and other collateral documents.
  • Enter/update data in loan origination systems and ensure compliance with partner guidelines.


Required Skills & Experience:


  • 3–5+ years of experience in

    U.S. mortgage origination and underwriting

    (Residential or Commercial).
  • Strong expertise in

    Fix & Flip, Bridge, New Construction, Multifamily Bridge, and DSCR Rental

    loans.
  • Deep understanding of credit analysis

    (Income, Assets, Liabilities — 3Cs of Underwriting)

    .
  • Proven ability to review

    property appraisals, tax certificates, insurance

    , and project documents.
  • Ability to thrive in a

    fast-paced, high-volume

    environment.
  • Strong analytical, decision-making, and communication skills (written & verbal).
  • Flexible, detail-oriented, and collaborative team player.


📩 How to Apply

hr@myfinser.com

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