Senior Analyst – US Mortgage Underwriting

About Myfinser Global

Myfinser is a global services company delivering virtual business process solutions to clients worldwide. We specialize in supporting the mortgage finance industry, providing top-tier Hard Money Loan Processing and Underwriting services to leading U.S.-based clients recognized for excellence in real estate lending, capital markets, and securitization.

Role:

Key Responsibilities:

• Analyze deal-related documentation, due diligence, and third-party reports to assess risk and underwriting decisions.
• Manage the end-to-end deal process proactively, ensuring accuracy, consistency, and timely completion.
• Understand sizer templates and underwriting guidelines; prepare and maintain financial models for commercial real estate assets.
• Review property appraisals, inspection reports, insurance, title documents, and other data for risk evaluation.
• Underwrite rehabilitation, construction budgets, and various loan types, including Fix & Flip, Bridge, New Construction, Multifamily, and DSCR Rental loans.
• Communicate daily progress, outstanding items, and next steps to the deal team efficiently.
• Act as a technical coach, support team development, and continuously upgrade technical knowledge.
• Interface with multiple departments to obtain information, present proposals, and ensure compliance with company policies.
• Verify market comparable, conduct trend analysis, and review third-party reports to support loan decisions.

Required Skills & Experience:

• 3–6+ years in U.S. mortgage origination and underwriting (Residential or Commercial).
• Strong knowledge of credit analysis (Income, Assets, Liabilities – 3Cs of Underwriting).
• Expertise in Fix & Flip, Bridge, New Construction, Multifamily Bridge, and DSCR Rental loans.
• Proven ability to review appraisals, tax certificates, insurance, and project documentation.
• Proficiency in databases like CoStar, LoopNet, REIS, NIC MAP, RCA, Axiometrics, and MS Office.
• Strong analytical, decision-making, and communication skills; flexible, detail-oriented, and a collaborative team player.
• Knowledge of financial analysis for commercial lending (FMAC, FNMA, Life Company, bridge lending).

📩 How to Apply

hr@myfinser.com

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