8 - 12 years
8 - 12 Lacs
Posted:15 hours ago|
Platform:
Work from Office
Full Time
Manage a team of 2 to 5 Credit Managers SBB Ensure smooth functioning of the Area by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives Ensure timely completion of key deliverables, audit queries and adherence to the corporate retail policy/ scheme, compliance related matters, PSL classification etc Give timely feedback to CO team of policy, RCM, ZCM, NCM & Head Credit on market developments, suggestions on improvement on Products, Policy and processes etc Ensuring vendor management consisting of panel valuers, advocates, PD agencies etc Ensuring periodic training to all stakeholders on products, policies and processes etc Qualifications Optimal qualification for success on the job is: Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute Experience of over 4 to 8 years in assessing funding of various products to MSME segm
Axis Bank
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