342 Cash Credit Jobs

We are looking for a dedicated and qualified professional to join our organization in the role outlined below. This position offers an opportunity to contribute to our mission while developing your skills in a collaborative environment. Require Minimum 2+ Years in Working Capital, MSME, Business banking, CCOD, Term loan. On-board and maintain a strong relationship with the Open Market/ DSA/channel Partner to meet the monthly Target. Addition of new Bank customers to the portfolio. Portfolio Management with profitable Income. Target income Generation in the form of Fee and Interest Income. Cross-sell and up-sell various products like Loan cover Insurance and General insurance. Coordination wi...

Role & responsibilities Support in achievement of business goals and targets by building a strong business network. Understand competitive landscape and market dynamics and provide necessary feedback to product teams. Manage a team of branch managers to drive client acquisition, deepening of existing relationships and addressing all needs of customers by providing gamut of banking services. Ensure pricing, business process & policies are in organizations best interest. Responsible for building networks to sell multiple products, across locations. Share knowledge with other regions, clusters branches and headquarters on effective practices, competitive intelligence, business opportunities and...

Experience in working capital products and SME market; strong skills in balance sheet analysis and financial ratios Originate new business prospects in the SME sector, manage customer relationships, and cross-sell products Required Candidate profile Profile - Relation Manager - Working Capital Finance, CC, OD, Term Loan, SME Finance - Business Banking Assets (BB ASSETS) For more details pls whatsapp your resume on 7016729984

Role & responsibilities Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment. Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset. Managing the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants. Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders. Evaluate the growth strategy based on competitor analysis and fee...

Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership Key Responsibility Areas : Branch Management Lead generation/logins Cross Selling Churn into WC account Call Memos Delinquency management Complaints : CRM / MD / PNO / CRO Educational Qualifications : Any Graduate

Sourcing of New to Bank business banking accounts & Managing the Business Banking portfolio assigned Assisting the client’s business with different business banking products like OD/CC/ BG/Term Loans/Forex/etc

The Retail and Wholesale Credit department focuses on the collection of the banks various loan products like Home Loans, Car Loans, and Personal Loans among others. While underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans business vertical as it is responsible for controlling and ensuring timely EMI collection and maintaining risk of the business. About the Role: The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within...

A Regional Head for Small Business Banking is responsible for driving the business development and growth of the SME working capital loan portfolio across a specific region. Key responsibilities include strategic leadership, team management, business development, portfolio management, relationship management, and risk and compliance management. Role & responsibilities Strategic leadership & business development: Developing and implementing business strategies to achieve sales targets for working capital, term loans, and other SME products. Identifying new business development opportunities and launching new products in the market. Expanding market reach through strategic partnerships, expos,...

Role Overview: You will be responsible for sales of loan products, primarily focusing on business loans such as cash credit and term loans. Your main tasks will involve engaging with clients, pitching loan products effectively, and understanding their loan requirements. Key Responsibilities: - Sales of loan products, with a focus on business loans like cash credit and term loans - Engaging with clients to pitch loan products and understand their loan requirements - Utilizing your experience in the loan sector to effectively sell loan products - Demonstrating strong communication skills to build relationships with clients and close sales Qualifications Required: - Prior experience in sales of...

Sourcing of New to Bank business banking accounts & Managing the Business Banking portfolio assigned Assisting the client’s business with different business banking products like OD/CC/ BG/Term Loans/Forex/etc.

Portfolio Relationship Manager WCG - Portfolio Delhi Will report to TBM/ABM/RBM M2/M3/M4 Job Role To understand clients business & provide appropriate working capital solutions across Fund/ non-Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. To managed the mapped portfolio through regular meetings with the clients, to serve them, and to enhance the wallet share Build a sustainable direct sourcing channel by working closely with DSAs, CAs, associations etc. for new customer acquisition. To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. To build relationshi...

Position Type: Permanent - On-Roll Qualification: Any Graduate, MBA Marketing (Preferred) Work Location: Ghaziabad, Noida, Faridabad Experience: 4 -10 years Must Have Exposure in Open Market doing End to End Field Sales and Demand Generation Preferred Candidates: From B2B E-commerce Industry , NBFCs or Banking Industry , SME/MSME and Business Banking, Trade Finance, Supply Chain Finance. L&T SuFin is a B2B Ecommerce Platform which will leverage L&Ts deep knowledge and capabilities in Procurement (through its huge volume of annual procurement) and Logistics, Financing, and IT solutions.optimal cost and quality. Key Responsibilities: Bringing Buyers to the platform and inducing transactions on...

Position Type: Permanent - On-Roll Qualification: Any Graduate, MBA Marketing (Preferred) Work Location: Agra Experience: 4 -10 years Must Have Exposure in Open Market doing End to End Field Sales and Demand Generation Preferred Candidates: From B2B E-commerce Industry , NBFCs or Banking Industry , SME/MSME and Business Banking, Trade Finance, Supply Chain Finance. L&T SuFin is a B2B Ecommerce Platform which will leverage L&Ts deep knowledge and capabilities in Procurement (through its huge volume of annual procurement) and Logistics, Financing, and IT solutions.This platform is essentially a digital marketplace for SME buyers and sellers (mainly focused on construction and industrial produc...

An MBA or equivalent / CA with 4-6 Year experience. In case of other Graduate, 8-10 year overall experience with 5 years relevant experience 48 year experience in sales and documentation of loans of which at least 3 years in MSME Working Capital business - OD/CC/WCTL/BG. Mixed experience of Sales & Credit is acceptable, but should be predominantly in sales Ability to create teams and drive sales performance. Will be required to take complete ownership of the business at Cluster level. Ability to engage with customers, Plan & execute Marketing and Sales promotion Ability to speak and read regional language(s)- is desirable. Ability to communicate in English (Read-speak-write) is required. Has...

Role & responsibilities Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authori es. Under write proposals as per the laid down policies & procedure. Conduct personal discussion with customers to establish credit worthiness and ensure comple on of credit/KYC documents and verifica on- telephonic, field & collateral visits. Assess income to obliga on ra os, in depth knowledge of ra onal behind calcula on of ra os and its impact on loan performance during the loan tenure. Maintain Por olio MIS, Delinquency MIS and other opera ons related MIS of the cluster and regularly repor ng the same. Bu...

Job Role To understand clients business & provide appropriate working capital solutions across Fund/ non-Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. To managed the mapped portfolio through regular meetings with the clients, to serve them, and to enhance the wallet share Build a sustainable direct sourcing channel by working closely with DSAs, CAs, associations etc. for new customer acquisition. To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confi...

**Job Description:** As a professional in SME banking, you will play a crucial role in driving business growth and customer acquisition. Your primary responsibility will be to originate new business prospects within the SME sector through direct sourcing and open market channels. Additionally, you will acquire SME customers and guide them through the proposal process up to the disbursement stage. Meeting with existing SME clients will also be a key aspect of your role, where you will identify business opportunities and drive revenue. Providing SMEs with a range of working capital facilities tailored to their specific needs, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Lett...

Sourcing of New to Bank business banking accounts & Managing the Business Banking portfolio assigned Assisting the client’s business with different business banking products like OD/CC/ BG/Term Loans/Forex/etc Cross sell of Liability - CASA , FD , RD

Job Description: We are looking for experienced Relationship Managers handling Working Capital, CC, OD, and Term Loans in the retail / SME segment . The ideal candidate should have a strong understanding of business banking products and proven experience in managing and growing customer portfolios. Key Responsibilities: Manage and grow a portfolio of retail & SME clients . Source and process Working Capital, Cash Credit (CC), Overdraft (OD), and Term Loan proposals. Analyze financial statements, ITRs, and banking profiles for credit assessment. Ensure timely renewals , account monitoring, and compliance with bank norms. Drive new client acquisition through branch and market references. Maint...

Job Description: We are looking for experienced Relationship Managers handling Working Capital, CC, OD, and Term Loans in the retail / SME segment . The ideal candidate should have a strong understanding of business banking products and proven experience in managing and growing customer portfolios. Key Responsibilities: Manage and grow a portfolio of retail & SME clients . Source and process Working Capital, Cash Credit (CC), Overdraft (OD), and Term Loan proposals. Analyze financial statements, ITRs, and banking profiles for credit assessment. Ensure timely renewals , account monitoring, and compliance with bank norms. Drive new client acquisition through branch and market references. Maint...

Job Description: We are looking for experienced Relationship Managers handling Working Capital, CC, OD, and Term Loans in the retail / SME segment . The ideal candidate should have a strong understanding of business banking products and proven experience in managing and growing customer portfolios. Key Responsibilities: Manage and grow a portfolio of retail & SME clients . Source and process Working Capital, Cash Credit (CC), Overdraft (OD), and Term Loan proposals. Analyze financial statements, ITRs, and banking profiles for credit assessment. Ensure timely renewals , account monitoring, and compliance with bank norms. Drive new client acquisition through branch and market references. Maint...

Job Description: We are looking for experienced Relationship Managers handling Working Capital, CC, OD, and Term Loans in the retail / SME segment . The ideal candidate should have a strong understanding of business banking products and proven experience in managing and growing customer portfolios. Key Responsibilities: Manage and grow a portfolio of retail & SME clients . Source and process Working Capital, Cash Credit (CC), Overdraft (OD), and Term Loan proposals. Analyze financial statements, ITRs, and banking profiles for credit assessment. Ensure timely renewals , account monitoring, and compliance with bank norms. Drive new client acquisition through branch and market references. Maint...

Sourcing of New to Bank business banking accounts & Managing the Business Banking portfolio assigned Assisting the client’s business with different business banking products like OD/CC/ BG/Term Loans/Forex/etc.

Job Role To drive a team of Business and/or Portfolio RMs at Area level To manage a team who can drive New Client Acquisition and/or manage, maintain and enhance assigned portfolio of existing customers To understand client's business & provide appropriate working capital and business loan solutions across fund/ non-fund based products like Cash Credit, Demand Loan, BG etc. up to limit of Rs. 100 lacs Drive team for new acquisition through Branch Banking and/or Customer referrals To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. Focus to continually increase the Book size, SOH and profitability of the Location To inculcate in ...

Job Description: We are looking for experienced Relationship Managers handling Working Capital, CC, OD, and Term Loans in the retail / SME segment . The ideal candidate should have a strong understanding of business banking products and proven experience in managing and growing customer portfolios. Key Responsibilities: Manage and grow a portfolio of retail & SME clients . Source and process Working Capital, Cash Credit (CC), Overdraft (OD), and Term Loan proposals. Analyze financial statements, ITRs, and banking profiles for credit assessment. Ensure timely renewals , account monitoring, and compliance with bank norms. Drive new client acquisition through branch and market references. Maint...