Risk and Compliance Officer

Job Overview:

Risk & Compliance Officer

Key Responsibilities:

• Regulatory Reporting:

• Manage and file reports through

  FIU-IND (STRs, CTRs, etc.)

  and

  NCRP portal

  as per regulatory timelines.
• Maintain records and ensure compliance with PMLA and other relevant regulations.

• Cybercrime & Law Enforcement Handling:

• Handle

  cybercrime complaints

  , coordinate with law enforcement agencies (LEAs), and manage

  police complaint documentation

  .
• Draft and respond to queries from cyber cells and police departments in a timely and professional manner.

• Transaction Monitoring & Investigations:

• Monitor suspicious and high-risk transactions using

  automated transaction monitoring systems

  .
• Conduct deep-dive investigations and root cause analysis on flagged transactions and accounts.

• Compliance Process Management:

• Develop, implement, and continuously improve internal compliance processes and controls.
• Ensure adherence to RBI, FIU, NPCI, and other regulatory bodies' guidelines.

• Data Analysis & Reporting:

• Utilize

  Advanced Excel

  and

  SQL

  for data extraction, fraud pattern analysis, and compliance reports.
• Generate dashboards and actionable insights for senior management.

• Audit & Documentation:

• Prepare compliance documentation and assist in both internal and external audits.
• Maintain audit trails and ensure timely response to audit findings.

• Stakeholder Coordination:

• Liaise with internal departments such as legal, finance, and operations for case closures and compliance alignment.
• Represent the company during regulatory inspections and external stakeholder meetings.

Required Qualifications & Skills:

• 8-10 years of experience

  in compliance, preferably in

  fintech, NBFC, or banking

  sectors.
• Strong experience in:

• FIU-IND portal

  operations and reporting

• NCRP portal

  handling

• Cybercrime complaint

  coordination and response

• Police complaint

  preparation and liaison
• Hands-on proficiency in:

• Advanced Excel

  (Pivot Tables, VLOOKUP, dashboards, etc.)

• SQL

  for data analysis and queries

• Automated Transaction Monitoring Tools

  (e.g., BankIQ, SAS, Actimize, or similar)
• Strong understanding of

  RBI, AML, KYC, PMLA

  and other applicable regulations.
• Excellent communication skills and ability to handle high-pressure situations with regulatory authorities.
• Bachelor’s or Master’s degree in Law, Finance, Commerce, or related fields.
• Certifications in

  AML/KYC/Fraud Risk/Compliance

  are a plus.