Retail Finance and Exchange

Job Description

Maintaining debtors and aged outstanding in line with business requirement. New credit policy implementation, Monitoring, Automation and suggestions for improvements. Maintaining secured (against Bank Guarantee) and unsecured credit portfoilio with 0 defaults. Provide strategic inputs as to efficient management of debtors and acts as support for increasing billing. Bank Guarantee Process and Compliance- Support to business growth in terms of extending credit through Bank Guarantees and Maintenance of Bank Guarantees / LCs, Process and Policy Compliance. Monitoring Dealer Health Index. Analysis, Comparisons and improvement tracking on various parameters, Effectivity and Suggestion for any improvement. Updating and sharing with field teams. Charging interest timely on BG, TL , Identifying critical dealers. Publish Monthly Finance reports on credit /Aged /Unsecured outstanding. Automation and digitisation opportunities to be leveraged as per business requirement. Coordination with regional and zonal offices and stakeholders. Collection Plan Coordination, Sharing and Review Preferred Industries Financl/Bankng/St Br Automobile Banking Education Qualification MBA; Chartered Accountant (Final); MBA in Marketing General Experience 6-11 years of relevant experience. Finance/auto industry experience to be preferred Critical Experience System Generated Core Skills Credit Management Financial Management Working Capital Management System Generated Secondary Skills Consumer Focus