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Regional Credit Manager

12 - 15 years

6 - 10 Lacs

Madhya Pradesh, Maharashtra, Rajasthan

Posted:2 weeks ago| Platform: Naukri logo

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Skills Required

Credit Analysis Credit Operations Credit Risk regional credit management CA

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Title: Regional Credit Manager - Commercial Vehicles Location: Gujarat, Rajasthan, Madhya Pradesh, Maharashtra Experience: Experience Requirement, 12-15 years] Industry: Commercial Vehicles Finance Currently working in Bank/NBFC as Area Credit Manager/Regional Credit Manager Key Responsibilities: - Evaluate creditworthiness of customers and approve loan applications for commercial vehicl financing. - Analyze financial data, business models, and risk factors to ensure sound credit decisions - Manage and mentor a team of credit analysts across the region - Collaborate with sales and operations teams to align credit policies with business goals - Monitor portfolio health, ensuring compliance with company policies and regulator requirements. - Conduct periodic reviews and implement strategies to minimize delinquencies Required Skills: - Strong understanding of credit analysis in the commercial vehicles/automotive finance sector - Excellent financial modeling, risk assessment, and decision-making skills - Team management and stakeholder collaboration abilities - In-depth knowledge of industry-specific regulatory frameworks Qualifications: - Graduate, MBA in Finance/CA or equivalent qualification - Proven track record in regional credit management or similar roles

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