RB - Cards:Business Process Control Team

CARDS & PAYMENTS, WEALTH, AND NR

TEAM BUSINESS PROCESS CONTROLINTERNAL USAGENo of VacanciesReports toBusiness HeadIs a Team leaderYTeam Size6-8GradeAssistant Manager Assistant Vice PresidentBusinessCards & Payments, Wealth & NRDepartmentPayments & AffluentSub-DepartmentAffluent - ComplianceLocationMumbaiAbout Cards & Payments, Wealth, and NRThis department focuses on the sourcing of credit cards, maintenance of Card Product, including debit cards and usage of it Unit also caters to Merchant acquiring activities (MAB) end to end In addition, Cards & Payments entail sourcing and management of Prepaid cards, Transit cards and Forex cards UPI sourcing is a critical activity this unit does Alongside, Wealth and NR is a unit wherein Bank increases the depth and width of Liability relationship with Bank s clients, thereby increasing customer stickiness with the bankAbout the RoleThe Business Process Control (BPC) team functions as a strategic link on behalf of the Cards & Payments, Wealth, and NR department for addressing all regulatory/statutory audit issues It handles Compliance function for the afore mentioned departments, ensuring that the Business Department is compliant to all the stipulations and guidelines laid down by the RegulatorsEnhance effectiveness of Compliance FunctionEnhance effectiveness of Audit FunctionEnterprise Governance Risk & Control (EGRC) FrameworkProviding Business SupportLiaising with the Regulatory, Statutory auditors and Senior Management for handling of critical audit issues/process shortcomings and their efficient resolutionQualificationsGraduation/ Post-Graduation from a recognized instituteMin 03 years of relevant experience in NBFC/ Banking industryRole ProficienciesFor successful execution of the job, a candidate should possess the following:Knowledge and understanding of Cards/Payments/Wealth Management/NR business as applicable for the roleKnowledge of regulatory guidelines and normsShould possess operational and system knowledgeGood communication (both verbal and written) skill in both English and the local languageAbility to manage complex client situationsAbility to manage risk and uncertainty for self and team within a dynamic priority-setting environmentAbility to handle pressure and meet deadlines