198 Ratio Analysis Jobs - Page 6

Job Description About us: RRD GO Creative, with more than three decades of expertise in business communications, marketing solutions, and digital productivity solutions, we successfully help reimagine customer experiences for companies. Our three pillars of Global Brand Solutions, Smart Work Solutions, and Technology & Innovation Services transform the way businesses work for customers, building strong brand loyalty. Our 8,000 experts in 42 locations work across various industries to co-create a future-ready business landscape. We adopt a consultative approach to digitizing every aspect of the Customer Journey so you can effectively translate a strategic vision of expansion and efficiency into a superior Customer Experience. We help you effectively address customer needs so you can make Customer Experience your competitive differentiator. RRD GO CREATIVE currently seeking Associate Manager-Credit for Shared Services team to join in Chennai Position Description: Perform credit analysis by retrieval of financial information, company fundamentals, market data or using computerized scoring. Review customer performance to insure appropriate customer credit limits are set. Constantly monitor the financial changes to a large portfolio of customers by evaluating publicly available information. Provide support to the management team in completing projects on time and in knowledge transfer and training. Essential Experience & Qualifications: MBA in Finance / Masters in Commerce with 5-8 years of experience in Credit appraisal and analysis of customers Essential Qualifications / Experience: Technical know-how in MS Office Suite with a knowledge of financial statements (MS Excel and other MS office tools), Experience with SAP (preferred, but not mandatory) Work Schedule: Ability to work flexible schedule during day, night and weekend shifts Role & responsibilities Analyze financial statements, process and evaluate bank & trade references and utilize online credit scoring application to support credit limit decisions. Constantly monitor the financial changes to a large portfolio of customers. Methodical analysis of data and convert complex data in simple, readable format to enable decision making Ensure clear and consistent communication channels are followed with clients and the team Should be able to communicate & defend the credit decisions made to senior management and external parties as needed. Ensure the consistency and quality of final deliverables to the client Assist in management reporting and perform other duties as assigned Strong and Proven Analytical Skills Strong Presentation and Communication Skills

Title: Treasury Analyst KBR brings together the best and brightest to deliver science, technology and engineering solutions that help governments and companies around the world accomplish their most critical missions and objectives. In everything we do, we are guided by our ONE KBR Values: We Value Our People - We create diverse, inclusive environments in which each person can feel safe, respected and valued, and where everyone has opportunities to grow and reach their full potential. We Deliver - We are uncompromising in our commitment to deliver innovative, high-quality, technology-led solutions for our customers and exceptional, sustainable value for all our stakeholders. We Are People of Integrity - We value honesty, trust, courage, fairness, prudence and tenacity. We believe doing what s right for the planet, the communities where we work, and our people is good for business. We Empower - We empower our people with a shared purpose, the right tools and the supportive culture they need to be proactive decision-makers, to be adaptive to change, and to succeed. We Are a Team of Teams - We have a will to succeed, but we value the achievements of our team of teams over individual accomplishments. Our collective focus makes us a better, stronger, more effective company We have also embedded environmental, social and governance (ESG) principles in every business operation and corporate function. Not only are we committed to operating safely, sustainably and equitably, but we are also committed to using our capabilities and expertise to help our customers accomplish their sustainability goals. Worldwide, KBR employs a diverse workforce approximately 29, 000 people strong, with customers in more than 80 countries and operations in 40 countries. At KBR, We Deliver. The Treasury Analyst is responsible for supporting the execution of KBR Treasury s strategy. The Treasury function drives efficient and comprehensive results to deliver accurate cash positions, forecasts, financial analysis for debt and investing activities. This position will primarily support Trade Finance and banking activities while driving towards Treasury/Finance Accounting best practices, efficiency, and automation. Scope of role and responsibilities include the following: Review and process requests for Bank Guarantees, Letters of Credit, and Surety Bonds. Prepare and submit bank applications; Liaise with business teams, global banking partners and surety brokers to ensure timely issuance and renewal of instruments. Maintain accurate records of trade finance instruments in the Treasury Management System (TMS). Review and validate bank invoices; ensure timely and accurate payments. Supports month and quarter close activities. Perform credit assessments of vendors and customers using DB reports and financial ratio analysis. Provide recommendations to mitigate credit risk and support commercial decision-making Supports the Global Bank Account Mgmt. Compliance Manager with activities to open/close and update commercial bank accounts, serve as administrator for various online bank platforms, maintaining accurate bank account records within the TMS, audit and track global signers, and completion of annual FBAR certification process. Participates and provides support to generate reports and analysis as requested/needed. Contribute to treasury automation and process improvement initiatives. Prepare and maintain documentation, process flows, and internal control procedures Support internal and external audits with required documentation and analysis. Qualification Requirements: 3 to 5 years of related work experience (Trade Finance, Treasury, Corporate Banking, Accounting) B. Com/BBM/ M. Com/ MBA in Banking Finance or Accounting Strong understanding of trade finance instruments and international banking practices. Solid MS Suite application skills: Excel (i. e. , macros, pivot tables, formulas), Word, PowerPoint, Visio, Project. Adobe/PDF, MS Teams Apps incl. : FIS, Bloomberg, Workiva, SharePoint, Power BI, Cognos, CostPoint/Deltek a plus Strong organizational skills and attention to detail Ability to manage multiple tasks and prioritize work. Solid communication skills, critical thinking, and problem solving. Possess confidence, flexibility and is a team player. Job: Accounting/Financial Primary Location: Chennai - India Organization: FINANCE AND TREASURY

Designation:-Finance Analyst Location: Chennai Qualification: B.Com / M.Com / CA Inter / MBA (Finance) Job Summary We are seeking a detail-oriented and analytical Finance Analyst to support financial planning, reporting, and control for our real estate development projects. The ideal candidate will bring expertise in cost analysis, budgeting, and lender coordination, with a strong focus on project profitability and compliance. Key Responsibilities Financial Planning & Analysis Prepare and review budget vs. actual reports for ongoing projects Analyze construction costs, cash flows, and capital expenditures Calculate WAP (Weighted Average Price), project margins, and BEP Track actual sales vs. projected cash inflows Reporting & MIS Generate monthly, quarterly, and annual financial reports for management Maintain MIS dashboards for project cost, revenue, and loan positions Prepare reports for internal review and external audits Ensure timely update of financial data in ERP (Tally/Oracle/SAP) Treasury & Lender Coordination Liaise with banks and NBFCs for loan disbursements, DPNs, and DSRA Prepare interest schedules, repayment plans, and cash flow statements Manage lender documentation: cost & means certificates, RERA reports, and utilization certificates Coordinate TDS reimbursement and resolve bank queries Compliance & Audit Support Assist in RERA submissions, statutory filings, and audit queries Ensure compliance with accounting standards and internal controls Maintain accurate records for project funding and utilization Cross-Functional Coordination Work closely with sales, CRM, legal, and project teams to align finance with business operations Support land owner settlement calculations and revenue share agreements (JDA) Key Skills & Tools Strong proficiency in Tally, MS Excel, and ERP Excellent analytical and problem-solving skills Experience in real estate finance, budgeting, and lender compliance Understanding of RERA, GST, TDS, and real estate lending norms Good communication and documentation skills Performance Indicators (KPIs) Timely preparation of MIS and financial reports Accuracy in budgeting and cost control Lender compliance and timely disbursal coordination Audit and statutory compliance adherence Cash flow forecast accuracy

Role: Financial Planning & Analysis Min 3+ Years experience in FP&A Hands on experience in Budgeting, Forecasting, Ratio Analysis, Cost analysis, Variance Analysis, financial modeling. Managing onshore stakeholders Good Communications & Presentation Skills Immediate joiners preferred WFO 5 Days Working EMEA Shift Location: Navi Mumbai (Vikhroli) Call Nikita @ 7983523840

Hi!! We are looking for Executive (Financial Projections) for Strategic Office Department for Pune, Chinchwad location (Immediate Joiner) Responsibilities: Project Preparation & Financial Documentation: Prepare comprehensive project reports, business plans, feasibility studies, and cost-benefit analyses. Draft financial proposals and investment documentation for internal and external stakeholders. Strategic Evaluation of Business Deals: Assist in the assessment and due diligence of mergers, acquisitions, joint ventures , and other strategic initiatives. Model financial scenarios and forecast outcomes to support decision-making for business deals. Financial Projections & Modeling: Develop and maintain robust financial models including NPV, IRR, ROI, and break-even analyses for new and ongoing projects. Build dynamic cash flow and forecasting models to assess project viability. Accounting and Book Closure Support: Support the Finance team during quarterly and annual financial book closures , ensuring timely and accurate reporting. Review financial statements, reconciliations, and journal entries to maintain compliance with accounting standards. Cash Flow Management: Monitor project inflows and outflows, identify liquidity risks, and propose corrective actions. Track actual vs. projected cash flows and manage working capital requirements. ERP & Tools Proficiency: Use Tally ERP 9 / Tally Prime for accounting, ledger maintenance, and report generation. Utilize advanced Excel functions and tools for financial analysis and presentations. Stakeholder Coordination: Collaborate with internal teams including Finance,Operations, and Legal . Liaise with external parties such as auditors, consultants, and financial institutions. Preferred Candidate Profile: Qualification: Qualified / Semi-Qualified CA or CA-Inter , or MBA from reputed institutes. Experience: 24 years in project finance, accounting, or strategy roles Location: Pune Chinchwad Note- 6 Days Working (Work From Office only) Interested ones please apply or share CV to recruiter@krsnaa.in

Role & responsibilities Prepare a variety of discrete credit process inputs, perform preliminary analyses to identify trends in data, and apply reasoning to the completed work product. Perform financial statement analysis using accounting and finance principles to read and understand financial statements and other disclosures related to debt issuers performance. Apply Moodys relevant methodology standards and requirements to financial data and make appropriate adjustments. Create a variety of standard initial work package items that serve as a starting point for the ratings and research process, including data, spreadsheets, charts, and tables. Update financial spreadsheets, charts, and tables. Identify trends in data and apply reasoning to work being completed. Initiate/escalate deeper reviews when necessary. Prepare presentation materials for outreach activities. Provide support for RRS and R&R in monitoring/surveillance of Moody’s rated issuers. Support monitoring of analyst credit portfolios through news and industry source tracking and highlight key issues requiring further analysis. Understand the application of accounting concepts on a particular entity. Create documentation and provide guidance to support analysts and outsourcers. Review, adjust, and publish data to external market participants. Support the credit administration process and perform other routine administrative and ad hoc tasks, as directed by RRS & R&R Teams. About the team : Our Research and Ratings Support team is responsible for providing a range of data and analytic services that contribute to the overall credit analysis functions performed by the MIS analytic teams. By joining our team, you will be part of exciting work in enhancing Moody's digital presence and improving customer engagement. Preferred candidate profile Solid accounting background with a strong focus on financial analysis. Strong organizational skills and attention to detail. Ability to work effectively in a team environment with matrix reporting. Proficiency in MS Excel, Word, and PowerPoint. Excellent verbal, written communication, and interpersonal skills. Ability to adapt to a changing environment and prioritize tasks accordingly. Education: Postgraduate degree in Accounting, Finance, Economics from a premium institution. CFA/FRM certification (preferred).

Role: Financial Planning & Analysis Min 3+ Years experience in FP&A Hands on experience in Budgeting, Forecasting, Ratio Analysis, Cost analysis, Variance Analysis, financial modeling. Managing onshore stakeholders Good Communications & Presentation Skills Immediate joiners preferred WFO 5 Days Working EMEA Shift Location: Navi Mumbai (Vikhroli) Call Anumeha @ 6376649769 Send resume to anumeha@manningconsulting.in

Role Credit Analyst – US Market Key Responsibilities: Responsibilities Post Funding - Enter, update, and retrieve information of delinquent merchants. Set and adjust payments based on financial analysis. Monitor accounts receivable and identify suspicious accounts. Ensure compliance with company policies and legal regulations. Review deals involving Collection Analysts and assist them as needed. Collaborate with collection teams to manage credit risk. Maintain accurate records of all credit and collection activities. Analyze financial statements and lien reports. Provide support during internal and external communications. conduct regular reviews of default deals. Participate in cross-functional projects to improve credit and collections processes. Handle special projects and assignments as needed. Requirements Bachelor’s degree in finance, accounting, or other business-related fields. Two to Three years of strong quantitative experience. Strong understanding of credit risk management principles. Proficiency in financial analysis and reporting. Excellent communication and negotiation skills. Ability to work independently and as part of a team. Strong attention to detail and accuracy. Proficiency in financial software and Microsoft Office Suite. Ability to handle confidential information with integrity. Ability to analyze and interpret financial data. Ability to work in a fast-paced and dynamic environment. Continuous improvement mindset and willingness to learn. An ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.

Creating financial models and business plans for acquisition opportunities, Competitive benchmarking through in depth primary and secondary research Thorough understanding of financial statements and strong financial analysis skills .MS Excel is must

Basic knowledge of Exchange Traded Funds (ETF), Pooled Funds & Hedge Funds. Familiar with Financial jargon. Knowledge of Excel Ability to handle Database. Prior experience is appreciated, for working candidate. M.com candidates only Annual bonus Provident fund

We invent the new to help the world move forward Combining powerful analytics and deeper insights with bigger ideas and innovative solutions, we free up our clients potential, thereby fulfilling our own Take it seriously Make it fun Know it matters Finance Close team provides accounting support to various AXA XL legal entities based out of Americas, UK, and Eurasia The key activities of the team involve analysis of Balance Sheet and Profit & Loss including ratio analysis, preparation of balance sheet reconciliations along with commentaries, booking of manual adjustments to incorporate new treaties/entity level changes in GL, preparation of internal ceding treaties reconciliations for US, UK & APAC/Europe geography, booking of manual adjustments to correct ceding percentage changes, booking of post close cash adjustment journals, etc We are looking for a skilled professional who can bring valuable expertise and excellent experience to our team Your background and capabilities could play a significant role in enhancing our operations, providing essential support, and leading business-as-usual (BAU) activities effectively We believe that your insights and contributions would make a meaningful impact, and we re eager to discuss how your skills align with our needs Looking forward to speaking with you soon! What you ll be doing What will your essential responsibilities include? Preparation of balance sheet reconciliations such as Receivable/Payable, Losses, Unearned premium and Deferred acquisition cost Booking of manual adjustment to incorporate legal entity, operating units, and other chart field level restructuring / changes in General Ledger Executing the overall accounting of Frame External Quota Share (EQS) treaty in system - booking of true up entries (required, if any) and ensuring the treaty appliance Manage the BAU deliverables related to accounting/reporting of group treaties (Internal group treaties - IGR, others) Collaboration within/outside the team (including the BU Controllers/Business Partners) for the timely cleanup of the open reconciling items Booking of Post Close Cash Adjustments journals (Including internal / external ceding treaties adjustments) to account for claims paid transactions that take place after underwriting source systems close and adjust it with IBNR Preparing analysis/reports and reconciliations on various ad-hoc requests as and when requested Assist in managing requests from both external auditors and internal financial controls team to provide requested documentation, general ledger balances, other ad-hoc requests from auditors You will report to Manager, Chief Accounting & Capital Office What you ll bring We re looking for someone who has these abilities and skills: Required Skills and Abilities: A Graduate or Post-Graduate (B Com/M Com/ MBA in Finance) with relevant years of experience in accounting and financial reporting Ability to understand general business requirement and implement corresponding technical solution Excellent technical knowledge of all phase of applications system analysis Excellent communication & interpersonal skills to work effectively with internal/external teams across the globe Solid technical knowledge including ability to create and execute SQl queries/Power BI in support of incident and problem analysis Desired Skills and Abilities: Experience with Oracle EBS, Hyperion Financial Management (HFM) and Magnitude would be advantageous Organized, methodical, able to deal effectively with multiple priorities and do multitasking What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success That s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential It s about helping one another and our business to move forward and succeed Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl com / about-us / inclusion-and-diversity AXA XL is an Equal Opportunity Employer Total Rewards AXA XL s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security It provides competitive compensation and personalized, inclusive benefits that evolve as you do We re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence Sustainability At AXA XL, Sustainability is integral to our business strategy In an ever-changing world, AXA XL protects what matters most for our clients and communities We know that sustainability is at the root of a more resilient future Our 2023-26 Sustainability strategy, called Roots of resilience , focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations Our Pillars: Valuing nature: How we impact nature affects how nature impacts us Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future We re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans Addressing climate change: The effects of a changing climate are far-reaching and significant Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption Were building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions Integrating ESG: All companies have a role to play in building a more resilient future Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business We re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL s Hearts in Action programs These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving For more information, please see axaxl com/sustainability Who we are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks For mid-sized companies, multinationals and even some inspirational individuals we don t just provide re/insurance, we reinvent it How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty With an innovative and flexible approach to risk solutions, we partner with those who move the world forward Learn more at axaxl com

About the Role Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager. In this role, you will: Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals Lead projects and teams or serve as a mentor for less experienced individuals Required Qualifications: 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: MBA Finance (mandatory)/CFA/ Chartered Accountants Experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors. Distinguishes between critical and irrelevant pieces of information. Gathers information from a variety of sources to reach a conclusion. Working Knowledge of Credit Products life cycle specially on commercial loan products. Ability to prepare internal memorandums while identifying and mitigating risk Strong knowledge of preparation and analysis of projected and proforma based financial statements. Strong knowledge on GAAP Accounting / International Financial Reporting Standards Sound knowledge of ratio analysis, cash flow, and trend analysis. Should have experience of financial spreading across all the industries. Ability to read & analyze financial statements. Should be able to handle subjectivity in the financial analysis and substantiate with reasons. Excellent communication skills. Excellent knowledge of MS office application. Should be flexible to stretch as per business requirement. Able to multi-task to accomplish tasks effectively. Analytic skill. Attention to detail. Ability to work quickly & accurately while maintaining acceptable standards of workmanship. Ability to recognize and escalate to management for any process breaches. Highly motivated with strong organizational. Flexibility to work in different shifts. Ability to succeed in a team environment. Job Expectations: Responsible for performing financial analysis, calculating financial covenants, calculating yield, performing industry analysis, performing revenue analysis and preparing the financing memorandum Responsible for independently handling a variety of complex deals. Response independently to large and complex issues. Works under senior staff on more large and complex deals. Has comprehensive product and industry knowledge. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios as well as underwriting, and providing reliable QC of junior team members work depending on requirement. Includes end to end responsibility of completing the request received from client includes financial spreading in credit analysis tool, analyzing financial statements, identification of trend and provide financial commentaries on cause and effect on identified trend as per business requirement. Responsible to complete Pro forma adjustments based on the projected financial information for assigning credit rating for underwriting requests. Responsible for Industry analysis, Internal and external risk factors of the borrower and more importantly a superior business writing and good communication skills. Should be able to analyze Companys management and borrower/ guarantors strength & weaknesses. Responsible for assessing the repayment capacity of the highly leveraged Borrowers.

Role & responsibilities Conduct comprehensive Techno-Economic Viability (TEV) analysis for projects, focusing on financial, business, and technical aspects, and compile detailed analytical reports. Gain expertise in the appraisal process for term loans, ensuring a thorough understanding of criteria and procedures. Evaluate debt restructuring proposals, offering recommendations based on in-depth financial analysis and risk assessments. Develop Detailed Project Reports (DPRs), ensuring they accurately represent project objectives and financial requirements in line with regulatory standards. Perform credit risk assessments for a diverse portfolio of corporate clients across sectors, producing detailed credit reports. Execute the credit risk assessment process, which includes: Conducting in-depth research and analysis of corporate entities, focusing on credit strengths, weaknesses, and financial risk profiles. Preparing peer analyses to benchmark company performance against industry standards. Developing and maintaining financial models for credit analysis, incorporating historical trends and future projections. Engaging with clients and bankers, conducting site visits to assess project risks and opportunities. Preferred candidate profile Qualifications and Skills Required: Bachelor's or Master's degree in Finance, Accounting, or related fields. Bachelor's or Master's degree in Engineering with a strong understanding of financial concepts is an added advantage. Proficiency in financial analysis, modeling, and forecasting techniques. Strong knowledge of credit risk management principles. Excellent analytical and problem-solving skills, with the ability to work independently and in a team. Strong communication and report writing skills. Proficiency in Excel, financial analysis software, and databases.

We are hiring for TOP MNC for Financial Planning & Analysis (FPNA) Experience- 4+ Years Location - Mumbai Notice period- Immediate - 60Days Flexible to work in UK shift. SME - 4+years + FPNA Experience Senior Analyst/ Team Lead - 6+years + FPNA + People management Specialist - 8+years + FPNA + People Management + Stakeholder Management Associate Manager - 12+Years + FPNA + People Management + Stakeholder Management Skill Financial Planning, Financial Planning and analysis, Budgeting, Forecasting, financial modelling, Variance Analysis, Ratio Analysis, Cost Analysis Roles & Responsibility Financial Planning & Analysis role involves preparing balance sheet reconciliations, reviewing entries and reconciliations, preparing cash forecasting statement, Cash Flow, supporting month end closing, preparing reports and supports in audits. The Budgeting & Forecasting team focuses on managing, coordinating and driving the finance and planning activities of the business which includes strategy development and implementation. The team is also responsible for the preparation of budget, forecasting, cost analysis, variance analysis. Ability to manage a team. Accounting Graduates with relevant experience in FP&A. Relevant understanding of Budgeting, Forecasting & variance analysis Work with FO team to support in Simulation of data using Client defined tools & help with uploading forecast numbers accurately and reconcile with source data. Support Annual corporate budgeting process & Reporting. Comparing historical results against budgets & Forecasts, supporting in providing insights and perform variance analysis to explain differences in performance and make improvements. Interested candidates please share resume on below details Share CV on : asha.g@inspirationmanpower.co.in Call to : Asha G - 7624836555

Role: Credit Analyst Location: Noida Shifts: Night Shift- (7:00 PM - 4:00 AM) Apply Here: https://app.intalent.ai/biz2credit/recruitment/candidate/new/329 Key Responsibilities: Responsibilities Post Funding - Enter, update, and retrieve information of delinquent merchants. Set and adjust payments based on financial analysis. Monitor accounts receivable and identify suspicious accounts. Ensure compliance with company policies and legal regulations. Review deals involving Collection Analysts and assist them as needed. Collaborate with collection teams to manage credit risk. Maintain accurate records of all credit and collection activities. Analyze financial statements and lien reports. Provide support during internal and external communications. Conduct regular reviews of default deals. Participate in cross-functional projects to improve credit and collections processes. Handle special projects and assignments as needed. Requirements Bachelors degree in finance, accounting, or other business-related fields. Two to Three years of strong quantitative experience. Strong understanding of credit risk management principles. Proficiency in financial analysis and reporting. Excellent communication and negotiation skills. Ability to work independently and as part of a team. Strong attention to detail and accuracy. Proficiency in financial software and Microsoft Office Suite. Ability to handle confidential information with integrity. Ability to analyze and interpret financial data. Ability to work in a fast-paced and dynamic environment. Continuous improvement mindset and willingness to learn. An ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.

Role: Credit Analyst Location: Noida Shifts: Night Shift- (7:00 PM - 4:00 AM) Apply Here: https://app.intalent.ai/biz2credit/recruitment/candidate/new/329 Key Responsibilities: Responsibilities Post Funding - Enter, update, and retrieve information of delinquent merchants. Set and adjust payments based on financial analysis. Monitor accounts receivable and identify suspicious accounts. Ensure compliance with company policies and legal regulations. Review deals involving Collection Analysts and assist them as needed. Collaborate with collection teams to manage credit risk. Maintain accurate records of all credit and collection activities. Analyze financial statements and lien reports. Provide support during internal and external communications. Conduct regular reviews of default deals. Participate in cross-functional projects to improve credit and collections processes. Handle special projects and assignments as needed. Requirements Bachelors degree in finance, accounting, or other business-related fields. Two to Three years of strong quantitative experience. Strong understanding of credit risk management principles. Proficiency in financial analysis and reporting. Excellent communication and negotiation skills. Ability to work independently and as part of a team. Strong attention to detail and accuracy. Proficiency in financial software and Microsoft Office Suite. Ability to handle confidential information with integrity. Ability to analyze and interpret financial data. Ability to work in a fast-paced and dynamic environment. Continuous improvement mindset and willingness to learn. An ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.

Position Summary Join a dynamic and growth-oriented team at BPTP Limited as the Consolidation Head , a critical role pivotal to the organizations financial integrity and strategic vision. You will lead the preparation of consolidated financial statements, provide insights through advanced analysis, and support BPTPs standalone financials, ensuring timely and accurate reporting. This role plays a significant part in BPTPs listing journey, leveraging cutting-edge technology to enhance efficiency and drive excellence. Key Responsibilities Prepare quarterly and annual consolidated financials of BPTP limited ensuring compliance with Ind AS and listing guidelines . Support the preparation of BPTPs standalone financials , including critical notes to accounts and advanced variance analysis. Conduct detailed financial ratio and trend analysis to provide strategic insights to the Board and senior management. Ensure timely and accurate reporting , maintaining the highest standards of financial integrity. Actively contribute to BPTP’s listing process , aligning financial statements with regulatory and investor expectations. Drive process improvements through the use of technology , enhancing efficiency in financial reporting. Address GST, direct tax, and departmental queries, ensuring swift and accurate responses. Collaborate with cross-functional teams to meet statutory compliance requirements and support audits effectively. Why Join Us? Be at the forefront of BPTP’s listing strategy , contributing to a transformative journey. Opportunity to work with cutting-edge technology in financial reporting. Engage in a critical role that directly impacts the company’s strategic growth. Required Skills Expertise in financial consolidation, standalone financials, ratio analysis, and variance analysis . Strong technical knowledge of Ind AS , listing guidelines, and statutory compliance. Proficiency in advanced ERP systems (HANA) and reporting tools. Exceptional analytical skills with the ability to interpret complex financial data. Proven track record of driving efficiency through technology adoption. Qualifications CA/CPA 5–8 years of experience in financial consolidation and reporting. Significant experience in supporting listing processes is highly desirable.

Responsibilities: - Preparing technical reports on plant & machinery, capacity, raw materials, layout, licenses; vetting costs; data analysis; report drafting; documentation; client coordination; and team support.

Responsibilities: * Conduct financial research and analysis * Prepare financial reports and statements * Analyze cash flows, balance sheets, ratios * Model finances using specialized software

Credit Client Risk Management ( CCR ) is an integral part of CIB. The CCR mandate is to deliver best in class credit analysis, monitoring and credit administration work to Stakeholder. The role is responsible for conducting a thorough and comprehensive credit assessment of counterparty s credit profile, proposing internal corporate rating, assessment of sustainability environment risk, fraud risk analysis, reputational risk and submitting the written recommendation for approvals to credit risk department. The role holder will be responsible for proactively managing the credit risk (monitoring and analysis) of a complex portfolio of Global Credit Markets (GCM) accounts in close co-ordination with the originating deal team. Key Responsibilities Conducting a thorough and comprehensive credit assessment of counterparty s credit profile, proposing internal corporate rating, assessment of sustainability environment risk, fraud risk analysis, reputational risk and submitting the written recommendation for approvals to credit risk department for GCM accounts. Also, proactive management of the credit risk (monitoring and analysis) of a complex portfolio of GCM accounts. Strategy In line with GCM and Group Strategy. Business Proactive, comprehensive, and timely credit analysis through BCA renewals, quarterly performance reporting, waiver and amendment requests and documentation of credit events. Evaluation and understanding of risks associated with Financing Solutions/Leverage and Acquisition Finance/Project and Export Finance/Structured Finance assets, structural, contractual, and external risks. Financial analysis of a complex customer base using credit skills, ratio analysis, balance sheet and cashflow analysis. Project cash flow forecasting, financial modelling. Evaluation of security, including parental support. Evaluation of project company management and strategy. Risk/mitigation analysis - Sponsor risk, offtaker / market risk, industry risk, supplier risk, technology risk, and other project risks. Take the lead on waivers / consents / amendments / extensions, prepare credit papers and liaise with internal stakeholders (E. g. CREF, Credit, GCIG, Legal etc) for timely approval decisions to the client. Responsible for the accuracy of internal risk ratings and inputting financial and economic data in rating system. Working closely with onshore analysts and credit officers in respective regions to evaluate risk and to monitor a client portfolio. Participate in process improvement initiative of the team. Prepare give domain specific presentations to team members for their knowledge enhancement. Processes Monitoring, review and reporting (where required) of covenanted items. Quarterly portfolio reporting. Portfolio Risk/Return analysis and profit optimisation. Timely response to portfolio related queries to other areas in the Bank. Accurate and timely responses to ad hoc reporting requests. Ensure that credit files are complete and maintained to an auditable standard. Timeliness and quality of credit analysis. Protection of the credit risk profile of the portfolio when making recommendations to credit; and Timeliness and accuracy in reporting. Active participation in projects which will impact upon the GCM Portfolio. Compliance with Bank policies and procedures. Governance Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role. Responsible for delivering effective governance ; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner. Regulatory Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Key stakeholders Credit Risk, GCM Business Partners, Loan Syndications, Credit Insurance, Audit Other Responsibilities Embed Here for good and Group s brand and values in PAM team globally; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures Skills and Experience Risk Credit Underwriting Analytical Skill, including an understanding of key financial components with the ability to identify root causes and trends. Knowledge of financial statements and GAAP accounting or similar governance relating to country of operation Industry research capabilities including risk and key drivers Written and Verbal communication skill with the ability to communicate clearly and concisely to audiences Proficient Microsoft Office (Word, Excel and PowerPoint) skill Qualifications Master s degree in Business/Finance/Accounting and/or professional certifications such as: CA/CFA/CPA or equivalent International CFA or equivalent MBA (Finance) from reputed (Tier 1 or Tier 2 institutes) Relevant experience in credit analysis and credit support roles in the CCIB or Global Banking Sector (minimum of 3 years preferred for Credit Analyst roles). Education certifications or qualifications are not mandatory if proven track record and sound knowledge gained by considerable experience in similar roles in other Banks or financial institutions or credit rating organisations. Knowledge of banking products, associated risks and relevant processes gained either in banking, treasury, or accounting roles in in the financial sector. Ability to hold dialogues with clients and external stakeholders as well as internally across all levels. Ability to deal with competing demands and multiple priorities within strict timelines. Proven ability to operate across cultures and within a diverse workforce. Ability to working in dynamic environment with a robust transformation agenda. Excellent oral written communication and presentation skills. About Standard Chartered Were an international bank, nimble enough to act, big enough for impact. For more than 170 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we cant wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. www. sc. com/careers 17332

Senior Manager Underwriter (Credit Risk) Role Overview: To undertake comprehensive credit analysis and evaluation of Infra and Project lending proposals. Key Responsibilities: To undertake a comprehensive study into the credit worthiness of applications for Infrastructure lending, cross verify the credit records of borrowers/guarantors & undertake critical analysis of risks (market, credit, interest, exchange & legal) associated with the application. To ratify appraisal reports received from the credit teams of business groups for each application with internal credit ratings & evaluate recommendations received in support of lending decisions. To ensure efficient turnaround time for validating the proposals and preparing the risk notes. To get information about the borrower and the proposal from various networks and suitably use them in the proposal evaluation. To monitor the compliance of internal and regulatory guidelines, companies act, income tax act etc. To have risk awareness about macro and sectoral issues related to infra financing. To constantly evaluate the competitive norms in Banks and Leading NBFCs for Risk metrics and allowances and deploy the best practices in the organization. To perform portfolio monitoring and analytics for effective risk monitoring & formulate compliance processes for new and existing business To monitor the infrastructure lending portfolio performance by continual analysis of fundamentals & reviewing the ratings, analyse the covenants and evaluate industry performance in that sector To devise various analytical tools to measure the portfolio health from various angles and highlight early warning signals To review the covenants of loan proposals at frequent intervals and undertake action for serious deviations To regularly upgrade credit procedures & ensure their compliance with internal & external rules of lending To manage a robust documentation mechanism for business proposals & develop MIS reporting for areas under risk management To maintain the credit committee notes, risk notes, final copy of credit arrangement letters To maintain accurate reports & analysis of portfolio risk variances & trends for the Infra lending portfolio Key Requirements: Experience: 5 to 8 years of experience Educational Qualification: MBA/CA Working knowledge of infrastructure finance Sound knowledge and understanding of infrastructure sectors Sound knowledge of financial statements, ratios and related analysis Self-motivated and customer oriented Sound problem solving and decision-making skills Good communications and interpersonal skills

Greetings! We are hiring for leading Fintech Company and we are seeking an exceptional Associate/Senior Associate to join our dynamic team! Job Title : Associate/Senior Associate . Experience : 3 to 8 years. Location : Hitech City Hyderabad. The primary responsibility would involve working closely with global investment banks or asset managers in monitoring their investments across corporate credit portfolios. The transactions could be direct investments or providing leverage on a portfolio of corporate credits. The role would entail carrying out credit analysis of middle market and leveraged loans and monitoring the ongoing performance after the loan has been onboarded. Key Responsibilities Supporting clients in monitoring the performance of their investments in corporate credit across various sectors Extract and review key data from facility agreements, amendment documents, financial statements, compliance certificates, and budgets Monitor financial covenants(leverage ratios, interest coverage ratios and more) and other credit metrics to highlight any red flags on the credits Firm grasp on financial statements, ratios, MS Excel, and other MS tools Manage data for transactions on the platform Validate performance reports and dashboards on the platform and resolve data or accuracy related issues Be the primary QC in charge and mentor for teammates who can help streamline the work flow across the team Required Experience/ Skill Set Good understanding of the commercial lending process Understanding of leveraged loan structures and underlying documentation Experience in credit appraisals, report writing and capital structure analysis, pro-forma analysis The candidate should possess a highly analytical mind with a high level of attention to detail Ability to work independently and collaboratively as part of a team in a fast-paced environment Strong communication skills - written, verbal and interpersonal Ability to work well under pressure to meet strict and aggressive deadlines For Associate level, minimum three years of relevant work experience post an MBA (Finance Major) For a Senior Associate, minimum four to six years of relevant work experience post an MBA (Finance Major) with a stellar performance curve Prior experience with Investment Bank, Investment Management firm, Financial Advisory firm or KPOs as a credit analyst is beneficial

Key Responsibilities: Develop and execute a comprehensive sales strategy to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Need to chalk out plan for sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements What we look for: Minimum of 5+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives.

We are seeking a dynamic and results-driven Sales Director to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Sales Manager Growth (West India) will be responsible for developing and executing sales /revenue for West India, identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Education:Bachelor/master degree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Execute sales (per regional sales strategy/plan) to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Hit sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements What we look for: Minimum of 5+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2+ years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives. What you will get: High impact, high growth and high visibility career - youu2019ll be at the forefront of helping financial institutions make better financial decisions. High energy and deep collaboration within the teams, we are passionate about what we are building. Best-in-class compensation, attractive sales incentives for high performers. Benefits: Health insurance, Life insurance, Mental health, Flexi working hours, stock options.

Execute sales (per regional sales strategy/plan) to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Hit sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements What we look for: Minimum of 5+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2+ years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives.