198 Ratio Analysis Jobs - Page 8

About Citco: The market leader. The premier provider. The best in the business. At Citco, we ve been the front-runner in our field since our incorporation in 1948 led to the evolution of the asset servicing sector itself. This pioneering spirit continues to guide us today as we innovate and expand, push beyond the boundaries of our industry, and shape its future. From working exclusively with hedge funds to serving all alternatives, corporations and private clients, our organization has grown immensely across asset classes and geographies. For us, this progress is a pattern that we ll only maintain as we move forward, always prioritizing our performance. So for those who want to play at the top of their game and be at the vanguard of their space, we say: Welcome to Citco. About the Team & Business Line: Fund Administration is Citco s core business, and our alternative asset and accounting service is one of the industry s most respected. Our continuous investment in learning and technology solutions means our people are equipped to deliver a seamless client experience. About You: Relevant accounting internship experience in either an Audit Firm, Hedge Fund, Hedge Fund Administrator, Mutual Fund or other financial institution where the accountant has gained financial products knowledge Previous Financial Statement Preparation experience Bachelor s degree in Accounting, Finance or Economics with a minimum of 9 accounting credits Good communication skills Working knowledge of Excel and Word essential Our Benefits Your wellbeing is of paramount importance to us, and central to our success. We provide a range of benefits, training and education support, and flexible working arrangements to help you achieve success in your career while balancing personal needs. Ask us about specific benefits in your location. We embrace diversity, prioritizing the hiring of people from diverse backgrounds. Our inclusive culture is a source of pride and strength, fostering innovation and mutual respect. Citco welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection. Your Role: Under direct supervision, prepare annual, semi-annual and quarterly financial statements as required. Draft financial statement footnote disclosure as required by the financial reporting standards of the fund. Prepare financial highlight disclosures, including calculations of total returns, preparation of per share tables, expense ratio analysis, etc. Perform analysis of the financial statements to verify accuracy to accounting record. Maintain audit support schedules during the year. Compile and advise on monthly, quarterly and annual regulatory reports such as Form PF, Form SLT and others. Contribute to strong regulatory reporting relationships through interactions with internal parties, client, regulators (SEC) and audit firm personnel Obtain working knowledge of the CFS proprietary systems Exchange information internally. Participate in-group meetings to exchange status, data, etc. Respond to moderately complex inquiries. Relay to, and gather routine information from employees and/or outside offices, and clients. Develop training programs and agendas. Maintain effective contact/communication within members of the office and other CFS offices at various levels in the organization. Begin to build external client contacts, when necessary, and be regularly available and responsive to their interpersonal and business needs. Compose, format and edit routine correspondence and documentation. Ensure quality. Errors have significant impact and may result in expenditure of additional time, resources and funds and impact the office s ability to achieve objectives. Identify errors or problems and independently investigate; recommend solutions to team members Suggest methods and procedures for new work assignments, reviewing with supervisor for input or approval Ability to work overtime when necessary.

Conduct comprehensive credit analyses and assessments to evaluate borrower creditworthiness, support informed lending decisions, and ensure the maintenance of a high-quality books of accounts. Key Responsibilities Credit Assessment: Analyse credit applications and financial statements to assess the creditworthiness of buyers, evaluating factors such as income, assets, liabilities, and payment history. Utilize credit scoring models and risk assessment tools to evaluate credit risk and recommend appropriate credit limits and terms. Financial Analysis: Conduct comprehensive financial analyses, including cash flow analysis, ratio analysis, and trend analysis, to evaluate the financial health and stability of buyers. Identify potential credit risks and red flags, highlighting areas of concern and recommending mitigating actions to the Lead Underwriter. Documentation and Due Diligence: Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents. Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary to assess credit risk accurately. Communication and Reporting: Communicate credit decisions, recommendations, and risk assessments effectively to the Lead Underwriter and other relevant stakeholders. Prepare comprehensive credit analysis reports and presentations, summarizing findings, conclusions, and recommendations for review and approval. Portfolio Monitoring: Monitor the credit portfolio for early warning signs of credit deterioration, delinquencies, and defaults, escalating issues to the Lead Underwriter as appropriate. Assist in the ongoing monitoring and management of existing credit exposures, including periodic review of credit limits and terms. Qualification & Skills Bachelor s degree in finance, Accounting, Economics, or related field required, master s degree preferred. Minimum of 3 years of experience in credit analysis, banking, or financial services industry. Strong analytical skills, with the ability to interpret financial data, conduct financial analyses, and assess credit risk accurately. Exceptional attention to detail, with a focus on accuracy and precision in credit analysis and documentation. Excellent verbal and written communication skills, with the ability to convey complex information clearly and concisely. Ability to work effectively in a team environment, collaborating with colleagues and stakeholders to achieve common goals. Qualifications: Bachelor Of Commerce (Honours) Minimum Experience Level: 3-5 Years Report to: NA

About the company At SBI Card, the motto Make Life Simple inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone. SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work. What s in it for YOU SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees Dynamic, Inclusive and Diverse team culture Gender Neutral Policy Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits Commitment to the overall development of an employee through comprehensive learning & development framework Role Purpose The role is responsible to perform accounting and bookkeeping activities, balance sheet reconciliations and collaborate with auditors in order to ensure timely account closing and reporting in accordance with the guidelines and best practices followed by the organization. Role Accountability Closing of books of accounts and Reporting Preparation of Balance Sheet, Profit and loss statement in line with Ind AS guideline. Capital Risk Adequacy Ration in line with RBI Master direction applicable for NBFC for each reporting date Preparation of Balance Sheet Pack for CFO and Controller Review Preparation of P & L dashboard for monthly review Prepare ratio analysis for ad hoc reporting to RBI/SBI Assists in preparing Schedules/notes in relation to annual financial statement Prepare Open items for ORMC reporting Audit coordination Coordinate with peer department for information related to qtrly/annual audit [RBI/CAG/Statutory audit] Coordinate with RISK/CS/Treasury to arrange data for adhoc audit queries from regulator. Measures of Success Timely closure of monthly/quarterly books and reviews Timely closure of audits Zero unreconciled accounts and no aged open items Compliance to prescribed internal control, laid down policies and procedures Timely and accurate updation of process documentation Process Adherence as per MOU Technical Skills / Experience / Certifications Knowledge of closing and reporting Knowledge of Indian GAAP, new Ind-AS and Regulatory requirements for NBFC Competencies critical to the role Process Orientation Detail Orientation Quantitative Ability Qualification CA Preferred Industry FSI

Cash Flow Management - Monitor and analyze daily cash flow positions. - Forecast month cash requirements and inflows for financing decision making. - Oversee all components of the organizations cash flows. - Prepare and present periodic cash flow reports to management. - Collaborate with internal departments to assess cash needs. - Track and manage bank balances, ensuring availability of funds for short-term obligations. - Analyze free cash available at SPVs and follow up with various stakeholders for upstreaming same. - Review and reconcile cashflow reports prepared by banking team on a daily/weekly/monthly basis. - Track and analyze the impact of operational changes on cash flow. - Identify trends in cash flow and highlight areas of concern or potential improvement. - Provide recommendations for optimizing cash flow and financing efficiency. - Manage relationships with financial institutions and negotiate credit facilities. - Develop and maintain detailed cash flow forecasts and variance analyses. - Participate in Working capital Debt raising from Banks/Financial Institutions - Reach out to potential lenders - Banks, NBFCs and other Financial Institutions for working capital requirements. - Servicing of Debt Facilities: Coordinating with internal team for timely repayment of debt - Resolving any issues that may arise in debt servicing. - Compliance: Sharing information with lender partners and trustees for monthly, quarterly, half-yearly and yearly compliances. - Monitoring of covenants of Banks and ensuring compliance of requirements of Banks (viz Stock statement, USFE, Half Yearly submission etc). - Functional understanding of Business Models, financial statements and ratios, Have exposure of multi-locational cash flow - Understanding of credit rating and sharing financial, operational information with CRA s for availing credit ratings. - CMA preparation, MIS, Ratio analysis, Cost Benefit analysis, Budget analysis etc. - Good MS Excel, MS Word, Power Point skills. - Submission and review of Key MIS covering all the deliverables at monthly level - Compliance: Sharing information with lender partners and trustees for monthly, quarterly, half-yearly and yearly compliances. - Monitoring of financial and information covenants of Banks and ensuring compliance of requirements of Banks

Credit Monitoring - Evening Shift - 3+ years - Gurugram Summary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing end-to-end loan operations during US business hours. You will work closely with legal documentation, financial models, and covenant tracking processes, while also playing a key role in mentoring junior team members and driving process improvements. Location: Gurugram Your Future Employer A global financial services firm recognized for its robust credit and asset management capabilities. The organization offers excellent opportunities for learning, collaboration, and growth within a performance-driven culture. Responsibilities Review legal documents including credit agreements, term sheets, note purchase agreements, and investment memos to extract and interpret financial and covenant data Build and update risk and borrowing base models, conduct stress testing, and assess headroom across key risk metrics Monitor transaction-level covenants, triggers, and performance indicators to ensure compliance and identify early warning signs Manage day-to-day loan operations such as drawdowns, rollovers, repayments, and rate resets for syndicated and bilateral facilities Collaborate with internal teams to validate report outputs, streamline workflows, and mentor junior team members for performance improvement Requirements 3 to 7 years of experience in leveraged finance, credit analysis, or loan servicing with a focus on financial operations Strong understanding of corporate credit, leveraged loan structures, and financial documentation Proficiency in financial modeling using Excel and ability to perform scenario and sensitivity analysis Prior experience with investment banks, asset managers, or financial advisory firms is preferred Excellent communication skills, attention to detail, and ability to thrive in a fast-paced, night-shift environment What is in it for you Opportunity to work with a high-impact global team managing complex credit transactions Exposure to end-to-end leveraged finance and asset management operations Competitive compensation and night shift allowance Strong learning curve and career progression in a specialized domain Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at princy.chauhan@crescendogroup.in Disclaimer Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Globals name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Keywords Leverage Facility, Loan Operations, Credit Analysis, Financial Modeling, Risk Monitoring, Covenant Tracking, Night Shift, Loan IQ, Syndicated Loans, Asset Management, Gurgaon Jobs

Financial Spreading Financial Analysis: Conduct in-depth financial analysis of publicly traded companies to assess creditworthiness and financial health. This includes analyzing financial statements, cash flow statements, and income statements. Quantitative Modeling: Collaborate with the quantitative strategies team to develop and maintain quantitative models for credit risk assessment. This includes refining existing models and creating new ones to improve investment decision-making. Scorecard Creation: Design and implement scorecards to evaluate credit risk and identify potential investment opportunities. Continuously update and refine these scorecards to adapt to changing market conditions. Research and Due Diligence: Stay informed about market trends, industry developments, and macroeconomic factors that may impact credit markets. Conduct thorough research and due diligence on potential investments. Portfolio Management: Assist in managing and monitoring credit portfolios, making recommendations for trades and adjustments based on quantitative analysis and risk assessment. Reporting: Generate reports and presentations to communicate findings, investment recommendations, and portfolio performance to internal stakeholders and clients. Master's degree in finance, accounting, or a related field. 3-5 years of relevant experience in credit analysis, financial analysis, or quantitative modeling. Strong understanding of accounting principles and financial statement analysis. Excellent analytical and problem-solving skills. Strong communication and presentation skills. Ability to work collaboratively in a team-oriented environment. Detail-oriented with a commitment to accuracy and data integrity.

The Team : Morningstar DBRS Credit Operations Mumbai Analytics The Group: Morningstar DBRS (DBRSM) is a global credit ratings business with about 800 employees in eight offices globally. Formed through the acquisition of DBRS by Morningstar, Inc., the credit ratings business is the fourth-largest provider of credit ratings in the world. DBRS Morningstar is committed to empowering investor success, serving the market through leading-edge technology, and raising the bar for the industry. DBRS Morningstar is a market leader in Canada, the U.S. and Europe in multiple asset classes. DBRS Morningstar rates more than 4,000 issuers and 56,000 securities worldwide, and is driven to bring more clarity, diversity, and responsiveness to the ratings process. Visit https://www.dbrsmorningstar.com/learn/dbrsmorningstar to learn more. Credit Operations Mumbai Analytics team enables and supports the efficient and effective delivery of credit ratings/information to the market with its specialized skills and assets, consistent frameworks, and economies of scale. We collaborate with DBRSM global stakeholders to build creative, impactful solutions and offer services for the business and the market. The Role: Morningstar DBRSs Corporate team is looking for a motivated individual with good analytical skills and a desire to learn. This role will provide unique opportunities for learning key aspects of the credit ratings process including in-depth fundamental analysis of Corporate borrowers across multiple industries in support of analysts based in North America & Europe. You will be responsible for providing data, research and financial modeling support utilized to produce company and sector specific credit reports that incorporate creative insights and support activities across the ratings value chain. This position is based in our Navi Mumbai office. Key Responsibilities: Develop an understanding of and build proficiency in credit analysis Provide support to global analytical teams in monitoring news, announcements, or other material events impacting corporate credits Assist in preparing financial models, including, but not limited to, updating financial information, reconciling data, maintain company and peer group historical financial results and credit metrics, etc. Maintain industry data through ongoing research/ review of company filings, presentations, and industry publications Provide research support and help collect, organize, and analyze data from internal and external sources for use in company-specific and industry commentaries and reports authored by the global analytical team Reviewing and summarizing credit documents, legal documentation, etc. Assist the global analytical teams or senior analysts in preparing credit rating memos, rationales, etc. or parts thereof Track, review and maintain documentation and various operational databases to help support the credit rating process Ensure compliance with regulatory and company policies and procedures Requirements: Masters or Postgraduate in Management (Finance) or CA or CFA charter holder or any such equivalent qualification Minimum of 2-3 years of relevant experience in capital markets, corporate credit analysis, analyzing credit risk of high yield or leveraged loan issuers, etc. or experience in auditing corporate financial statements at a nationally recognized accounting firm with CPA license Good understanding of core finance and accounting concepts Knowledge of U.S. GAAP and/ or IFRS accounting rules is strongly desired Robust quantitative and analytical skills supported by strong attention to detail and accuracy Fluent in English, with good verbal and written communication skills Strong attention to detail and accuracy Highly motivated, self-starter who is keen to learn, has a positive attitude and a strong work ethic Ability to manage multiple tasks at the same time and deliver results in a timely manner Good inter-personal skills and ability to participate/ contribute as a team player Morningstar DBRS is an equal opportunity employer. Hybrid model partial work from home option where employee will from Morningstar’s Navi Mumbai offices 3 days a week (subject to change as per organizational directive).

Job Overview: One of our esteemed clients are seeking an experienced Corporate Finance Specialist with a strong background in financial management and fundraising. The ideal candidate will have 3-5 years of experience, a CA or MBA in Finance, and exceptional proficiency in Excel (including V-Lookup). The role involves managing key financial activities, including fundraising, debt syndication, and credit monitoring arrangements (CMA). Experience in liaising with PSU and Private Banks, as well as holding consortium meetings, is essential. Key Responsibilities: Preparation of Credit Monitoring Arrangement (CMA) documentation. Conduct ratio analysis in line with RBI requirements. Manage relationships with banks for fundraising and liaising. Oversee fundraising activities for subsidiaries, including debt syndication. Handle queries and manage documentation for loans, ensuring compliance with RBI and bank formats. Conduct and manage consortium meetings involving multiple financial institutions. Support the CFO in reporting and overall financial planning for the organization. Qualifications: CA is mandatory. 3-5 years of relevant experience in corporate finance. Expertise in financial modeling and Excel (V-Lookup). Experience with fundraising and debt syndication. Strong understanding of banking processes, RBI regulations, and credit arrangements. Proven track record in working with manufacturing sector finance or related industries. Other Requirements: Must be currently working in a corporate finance role. Experience in managing subsidiaries and associated financial operations. Male candidate preferred. Must be located in or willing to relocate to Noida or Marol. Reporting to: CFO

Senior Credit Analyst - Insurance/Corporates/Equity (Financial Modelling) - 2 Years - Pune Location Pune (Hybrid) An excellent opportunity to join a global credit risk team , where you will support insurance sector analysis across North American and European markets. This role blends financial modeling, regulatory tracking, and client interaction in a hybrid work environment. Your Future Employer A globally respected analytical and ratings powerhouse with a strong presence in financial markets, known for insight-driven credit evaluation and decision support. Responsibilities Support global credit analysts in tracking and analysing the creditworthiness of insurance companies. Monitor industry trends and regulatory changes in global insurance markets to proactively identify credit triggers. Perform in-depth financial analysis, build models, projections, and conduct peer benchmarking . Draft internal credit assessment packs and assist in creating publishable credit rating reports. Collaborate effectively with international clients and stakeholders while ensuring process and compliance adherence. Requirements 2–5 years of experience in credit risk analysis , insurance sector research , or financial institutions analysis . Expertise in financial modelling and interpretation of international financial statements. Strong verbal and written communication for report writing and stakeholder collaboration. Familiarity with insurance KPIs, regulatory frameworks, and credit ratings methodology. MBA (Finance, Full-time) or CA – mandatory. What is in it for you – Work with a global insurance analytics team . Exposure to international credit markets and rating methodologies. Build deep sectoral knowledge across leading insurance firms. Flexible hybrid working model with learning-focused culture. Reach us – If you believe this role matches your career path, send your updated CV to parul.arora@crescendogroup.in for a confidential discussion. Disclaimer – Crescendo Global is a niche recruitment firm specializing in senior and leadership hiring. We value diversity and inclusion and provide equal opportunities for all qualified applicants. Note – We receive a large volume of applications daily. If you do not hear back from us within 1 week, please consider your application not shortlisted. Your patience is appreciated. Profile Keywords – Credit Risk Analyst, Insurance Analytics, Financial Modelling Jobs, Credit Research, Credit Rating Jobs, CA Analyst Jobs, MBA Finance Roles, Insurance Domain Jobs, Credit Assessment, Financial Analysis, Pune Hybrid Jobs, Crescendo Global Jobs

Role & responsibilities Conduct comprehensive Techno-Economic Viability (TEV) analysis for projects, focusing on financial, business, and technical aspects, and compile detailed analytical reports. Gain expertise in the appraisal process for term loans, ensuring a thorough understanding of criteria and procedures. Evaluate debt restructuring proposals, offering recommendations based on in-depth financial analysis and risk assessments. Develop Detailed Project Reports (DPRs), ensuring they accurately represent project objectives and financial requirements in line with regulatory standards. Perform credit risk assessments for a diverse portfolio of corporate clients across sectors, producing detailed credit reports. Execute the credit risk assessment process, which includes: Conducting in-depth research and analysis of corporate entities, focusing on credit strengths, weaknesses, and financial risk profiles. Preparing peer analyses to benchmark company performance against industry standards. Developing and maintaining financial models for credit analysis, incorporating historical trends and future projections. Engaging with clients and bankers, conducting site visits to assess project risks and opportunities. Preferred candidate profile Qualifications and Skills Required: Bachelor's or Master's degree in Finance, Accounting, or related fields. Bachelor's or Master's degree in Engineering with a strong understanding of financial concepts is an added advantage. Proficiency in financial analysis, modeling, and forecasting techniques. Strong knowledge of credit risk management principles. Excellent analytical and problem-solving skills, with the ability to work independently and in a team. Strong communication and report writing skills. Proficiency in Excel, financial analysis software, and databases.

Roles and Responsibilities Conduct credit analysis, including financial statement analysis, ratio analysis, cash flow analysis, and cash flow statement review. Prepare MIS reports on a regular basis to track portfolio performance. Assist in preparing presentations for internal stakeholders on credit proposals and recommendations. Collaborate with cross-functional teams to resolve queries related to credit facilities. Ensure compliance with regulatory requirements and internal policies.

2025 graduate can also apply Good communication required Analyzes financial status by collecting, monitoring, and studying data; recommending actions Maintains database by entering, verifying, and backing up data Please apply for the job in Naukri.com. We will check & will update you. Do not search the number in Google and do not call us. The requirements are not yet active from Client's side.

Role & responsibilities: Basic knowledge of Exchange Traded Funds (ETF), Pooled Funds & Hedge Funds. Familiar with Financial jargons. Analyze financial data to identify trends and make recommendations for improvement Studying of the various brokers report for the U.S. and Canadian listed companies. Processing the datas and making consensus for the estimated E.P.S, Revenue, EBITDA and some Non-Financial Metrics provided by the brokers report. Preferred candidate profile B.com(H) with M.com, CMA Inter etc. Proven experience as a Financial Analyst or similar role Strong understanding of financial modeling and forecasting techniques Sound Knowledge of MS Office with expertise in Excel related formulas and shortcuts

Global Investment Research (GIR) - Produces fundamental research and analysis of industries, companies, and economics, which drive much of both the day to day and the long term commercial business for the firm. The majority of the division is focused upon equity research, which is organized largely into industry sector teams. The sector teams work together on a global basis to analyze the companies and stock (A) The Data Management team is responsible for managing the publishing workflow of our coverage and analyst setups for various disciplines within GIR, and the contact and interest details of our clients. General Responsibilities: Work with other members of the Data Management Team in Bangalore and New York to perform data collection, data quality assurance and reporting functions to senior management for the following key divisional projects: Coverage Management work with sector analyst teams and the Research Publishing Group to enter and manage relevant company data in the GIR database. Client Data Management – responsible for data collection of relevant client relationship information Analyst Scorecard – tracks a variety of metrics related to analyst performance including results from broker review, stock picking performance and model quality etc. Skills: Strong analytical skills, with high attention to detail and data accuracy Solid understanding of databases and reporting tools Strong communication skills (oral and written) Good business judgment and the ability to work under pressure and meet tight deadlines: Ability to problem solve and troubleshoot through complex issues and data sets Advanced Excel skills; VBA/Macro writing experience a plus Ability to multi-task and work with numerous teams Education: Graduate/Post Graduate

Associate Manager Investment Research – Financial Modelling – 4 Years – Noida Location – Noida We are hiring an experienced professional with 5+ years of exposure in equity research, investment research, and financial modelling. The role offers an exciting opportunity to work on complex financial projects, valuations, due diligence, and interact with global banking and investment clients. Candidates must have strong modelling capabilities—especially building from scratch, with bottom-up financial modelling and debt waterfall modelling being essential. Your Future Employer - A fast-growing global financial research and advisory firm supporting top-tier clients across geographies. Responsibilities - Lead and execute end-to-end financial modelling, valuations, and scenario analysis. Build models from scratch based on client requirements. Perform bottom-up financial modelling for forecasting and valuations. Develop and maintain debt waterfall models to assess complex credit structures. Conduct due diligence for M&A targets, strategic alliances, and ventures. Analyze financial statements, industry trends, and competitive landscapes. Guide and review outputs from junior team members for quality and accuracy. Engage in client interactions, present findings, and address queries. Contribute to team development, training, and internal process improvements. Requirements - CA / CFA / MBA (Finance) from reputed institutions. 5+ years of relevant experience in equity or investment research. Proven experience in building financial models from scratch . Strong expertise in bottom-up financial modelling . Hands-on experience in debt waterfall modelling . Excellent command over three-statement financial analysis and valuation methods (DCF, LBO, etc.). Strong report writing, communication, and presentation skills. Proficiency in Bloomberg, Capital IQ, Thomson Eikon, Factiva, etc. Ability to manage multiple projects and deliver high-quality output under tight timelines. What is in it for you - High-impact role working with global clients Opportunity to lead complex financial engagements Fast-paced learning and growth environment Competitive compensation and exposure to diverse investment domains Reach us - If you think this role aligns with your career aspirations, kindly write to us with your updated CV at parul.arora@crescendogroup.in for a confidential discussion. Disclaimer - We are committed to providing an inclusive hiring process and do not discriminate based on race, religion, color, gender, sexual orientation, nationality, age, marital or disability status. Note - Due to high application volumes, if you don’t hear from us within 1 week, please consider that your profile was not shortlisted. We appreciate your understanding. Profile Keywords - Equity Research, Investment Research, Financial Modelling from Scratch, Bottom-up Modelling, Debt Waterfall Modelling, DCF Valuation, Report Writing, Forecasting, CA CFA MBA Finance, Three-statement Modelling, Valuation Jobs, Analyst Jobs, Private Credit Research, Financial Analysis

We are looking for an Equity Research Analyst with 25 years of experience to support research deliverables for global markets. This role involves end-to-end financial modelling, forecasting, report writing, and working closely with clients. A great opportunity for professionals with a strong foundation in financial analysis and a passion for equity research. Your Future Employer - A fast-growing research and analytics organization offering global exposure and learning opportunities in equity research. Responsibilities - Build and maintain comprehensive financial models. Draft initiation notes, earnings updates, and event-driven reports. Conduct secondary research and data aggregation on companies and sectors. Respond to custom client requests with relevant analysis and data. Maintain and update sector/company databases and marketing materials. Work on confidential assignments involving market insights and trends. Utilize tools such as Factset, Bloomberg, and Excel for analysis and reporting. Requirements - 25 years of relevant experience in equity research. Strong knowledge of financial modelling, ratio analysis, and forecasting. Solid understanding of accounting and valuation concepts. Proficient in report writing with excellent communication skills. Strong command of MS Excel; exposure to Factset and Bloomberg preferred. What is in it for you - Exposure to international financial markets and clients. Opportunity to work on end-to-end equity research mandates. Collaborative and fast-paced work culture. Reach us - If you think this role is aligned with your career, kindly write to us along with your updated CV at parul.arora@crescendogroup.in for a confidential discussion on the role. Disclaimer -- We specialize in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging and memorable job search and hiring experience. We do not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note - We receive a large number of applications daily. If you do not hear back from us within 1 week, please assume your profile has not been shortlisted. Thank you for your understanding. Profile Keywords - Equity Research, Financial Modelling, Ratio Analysis, Analyst Jobs, Report Writing, Forecasting, Due Diligence, Factset, Bloomberg, Excel Modelling,

Conduct analysis and modeling to support business planning Prepare monthly, quarterly, annual financial reports and variance analyses Analyze key financial metrics, trends, forecasts Assist in budgeting and forecasting processes

About the Role: We are seeking a dynamic and results-driven Sales Manager to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the Fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Sales Manager will be responsible for developing and executing a strategic sales plan, identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Education: Bachelor/masterdegree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Develop and execute a comprehensive sales strategy to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favourable terms and conditions for both parties create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements What we look for: Minimum of 5+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with client.

About the Role: We are seeking a dynamic and results-driven Sales Director to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Regional Head will be responsible for developing and executing a strategic sales plan for South India (Southern Region), identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Education: Preferably a Masterdegree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Develop and execute a comprehensive sales strategy to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Need to chalk out plan for sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements Minimum of 10+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives. ,

About the Role: We are seeking a dynamic and results-driven Sales Manager to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the Fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Regional Head will be responsible for developing and executing a strategic sales plan for South India (Southern Region), identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Position: Sales Director Growth (Regional Head South India) Location: Bengaluru/ Chennai Mode of working: Work from office, Frequent travel. Education: Bachelor/masterdegree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Develop and execute a comprehensive sales strategy to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Need to chalk out plan for sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favourable terms and conditions for both parties create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements What we look for: Minimum of 10+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with client.

About the Role: We are seeking a dynamic and results-driven Sales Manager to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Sales Manager Growth (West India) will be responsible for developing and executing sales /revenue for West India, identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Position: Sales Manager Growth (Region- West) Location: Mumbai, at Bandra Kurla complex. Mode of working: Work from office, Frequent travel. Education: Bachelor/masterdegree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Execute sales (per regional sales strategy/plan) to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Hit sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements What we look for: Minimum of 5+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2+ years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives.

About the Role: We are seeking a dynamic and results-driven Senior Associate to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the Fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. She/He will be responsible for developing and executing a strategic sales identifying key business opportunities. Requirements What we look for: Minimum of 3-8 years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives.

Chartered Accountant Location: Baner, Pune Job Summary: We are looking for a highly qualified chartered accountant with more than 3 years of experience to lead a team of accountants. The chartered accountant is responsible for implementing accounting systems and processes, preparing monthly financial reports, Taxation and ensuring compliance with the state revenue service. Requirements: nbsp; Provide mentoring and guidance to Preparation of Balance sheet, P L. Legal and Statutory compliances (Direct Taxes, Indirect Taxes etc). 4. nbsp; nbsp; nbsp; nbsp; nbsp; Ability to influence multiple organizations within a broad scope, typically interacting with directors and Vice President (VP) Financial statement analysis, performing ratio analysis, interpretation of Preparation of draft financial statement for review, from the source documents provided by clients, involving the coding of records and preparation for data Understanding of Business and Revenue models Ensure compliance with state revenue Assisting partners with tax planning and Expected Salary : Best in the Industry (depending on experience and qualifications). We have a very attractive Incentive package and an Accelerated growth path for performing candidates. Location: Baner, Pune Job Summary: nbsp; We are looking for a