About Jai Kisan: Jai Kisan is building the first-ever technology-led financial platform designed for Bharat, revolutionizing the financial experience for rural Indians. Jai Kisans app, Bharat Khata, helps rural value chains digitize transactions, capturing never-before-seen insight into the financial service needs, customer behavior, and transactional footprint of rural businesses and individuals. Taking this one step further, Bharat Khata seamlessly enables a single-point access to a suite of financial services, ensuring instant fulfillment of the users needs. Starting with credit to build users digital footprints, Jai Kisans roadmap includes digitizing the savings, insurance, and payment experience for its users, making it the only consumer-experience-obsessed rural financial services brand. Jai Kisan is a series B-funded company. Joining in the funding were NABVentures the VC arm of the Indian development finance institution (DFI), the National Bank for Agriculture and Rural Development (NABARD) in its first investment, Blume, Arkam Ventures, and many more. The Jai Kisan team is dedicated to executing our mission and is passionate about supporting the transformation of rural India. Entrepreneurism and passion with a drive for results are core values we seek in every member of our team. Our team comes with varied industry experience from private equity to management consultancy to capital markets, working towards building a franchise that delivers sustainable financing to rural India Position: Assistant Manager Roles & Responsibilities: Closing of the Monthly book of accounts (Should know InterCo reportings, RP reportings, Accounting of various debt instruments). Review and presentation of MIS Reports - including Standalone, Consolidated & other cash flow reports. Understand Reporting requirements with regard to Segment reporting / Cost center Allocations / Other such Entities. Conduct periodical review of GLS, LMS systems, processes, and vouchers to ensure accuracy and completeness Ensure adequate controls for the accounting process (Enterprise GL and Loan Management Software) Ensure all statutory and regulatory compliances Ensure compliance under the Tax laws (Direct/Indirect) Manage internal/external stakeholders, including Internal, External & other audits (Financial due diligence). Provide support on special projects and tasks. Ensuring compliance with GST law and filing of returns & reconciliation with FS. Preparation of the Monthly reporting dashboard for the CEO s office, e.g., OSS, Yield, Model-wise profitability, Segment reporting, etc. Analysis & identification of variances between actual and forecast data (Variance Analysis). Requirements: Qualified CA with minimum 3-5 years of relevant experience in BFSI / Banking / NBFC Kickstarter & should be independently able to handle roles & responsibilities. Proficient in Tally ERP 9 and MS Excel Team player Solution-oriented, Good communication Skills, and Effective Stakeholder Management In-depth knowledge & understanding of Accounting principles and RBI regulations Well-versed with I-GAAP, IFC Implementation, and IND AS. Location: Mumbai (BKC)

About Jai Kisan: Jai Kisan is building the first-ever technology-led financial platform designed for Bharat, revolutionizing the financial experience for rural Indians. Jai Kisans app, Bharat Khata, helps rural value chains digitize transactions, capturing never-before-seen insight into the financial service needs, customer behavior, and transactional footprint of rural businesses and individuals. Taking this one step further, Bharat Khata seamlessly enables a single-point access to a suite of financial services, ensuring instant fulfillment of the users needs. Starting with credit to build users digital footprints, Jai Kisans roadmap includes digitizing the savings, insurance, and payment experience for its users, making it the only consumer-experience-obsessed rural financial services brand. Jai Kisan is a series B-funded company. Joining in the funding were NABVentures the VC arm of the Indian development finance institution (DFI), the National Bank for Agriculture and Rural Development (NABARD) in its first investment, Blume, Arkam Ventures, and many more. The Jai Kisan team is dedicated to executing our mission and is passionate about supporting the transformation of rural India. Entrepreneurism and passion with a drive for results are core values we seek in every member of our team. Our team comes with varied industry experience from private equity to management consultancy to capital markets, working towards building a franchise that delivers sustainable financing to rural India Position: Senior Executive/ Assistant Manager Roles & Responsibilities: Monthly book closures, cash flow preparation, consolidated financials, and MIS reports Regulatory reporting to the RBI. Direct and Indirect Tax Compliance Supporting Internal audits, Tax audits, and Statutory audits. Inputs to LMS and UAT. Requirements: Inter CA is mandatory. Minimum 4-8 years of relevant professional experience in Finance. Experience should be from NBFC only Proficiency in Microsoft Excel, with a preference for candidates with accounting knowledge. Familiarity with tech implementations is a plus. Location: Mumbai (BKC)

About Jai Kisan: Jai Kisan is building Indias first tech-led financial platform for rural markets, transforming how Bharat accesses and experiences financial services. Our app, Bharat Khata, digitizes rural transactions and offers a unified gateway to credit, savings, insurance, and payments tailored to the unique needs of rural businesses and individuals. Backed by leading investors including NABVentures, Blume, and Arkam Ventures, we are a Series B funded company on a mission to empower rural India through innovation. Our team blends experience across private equity, consulting, and capital markets, united by a passion for impact and a bias for action. Roles & Responsibilities 1. Employee Engagement & Culture Drive quarterly employee engagement calendar and ensure timely execution of activities. Facilitate skip-level meetings, pulse checks, and action plans based on feedback. Build initiatives to improve team morale, culture, and collaboration. Anchor internal communications and employee connects. 2. Talent Acquisition & Onboarding Support end-to-end recruitment in collaboration with hiring managers for critical roles. Drive a seamless candidate experience from screening to offer stage. Oversee onboarding processes to ensure smooth assimilation and induction. 3. Employer Branding Own the company s LinkedIn and other social media presence related to hiring and culture. Collaborate with design/content teams for regular posting and talent-focused content. Run employer branding campaigns to attract top talent. 4. Employee Lifecycle Management Support employee life cycle processes including onboarding, documentation, and exit formalities. Address employee queries and provide timely resolution on HR-related matters. Requirements 3-6 years of proven experience in HRBP or generalist roles, with hands-on involvement in employee engagement and recruitment. Strong interpersonal and communication skills with the ability to build relationships across levels. Creative and proactive mindset with a bias for execution. Proficiency in Excel, Google Sheets, and HRIS systems. Strong understanding of end-to-end HR processes including recruitment, onboarding, performance, and exit. Experience handling employer branding or social media (especially LinkedIn) is a strong advantage. Zeal to work in a high-growth, fast-paced startup setting. What We Offer A culture that rewards performance, values ownership, collaboration, and personal growth An opportunity to work closely with leadership and drive real impact Purpose-driven work with high learning opportunities

As a Product Manager at Jai Kisan, you will help shape and scale our retailer financing products. you'll work across the product lifecycle - from discovery to launch - focusing on improving user experience, driving engagement, and delivering measurable business impact. This is a high-impact opportunity to build meaningful fintech solutions for rural India while growing your career in product management. Roles & Responsibilities: Product Strategy & Roadmap: Support roadmap planning by gathering user insights, analyzing market trends, and collaborating with stakeholders to prioritize features. Feature Development: Drive end-to-end feature development: ideation, user stories, sprint planning, and coordination with design, engineering, and QA. User Experience: Partner with design to build intuitive, user-friendly journeys for agri-retail and rural users. Go-to-Market Execution: Assist in launching new features and products, ensuring adoption and engagement. Vendor Coordination: Liaise with vendors for smooth information flow and timely resolution of issues. Your Day-to-Day: Participate in product discovery and stakeholder brainstorming sessions Draft clear product specs and manage execution sprints Analyze data to track performance and inform decisions Conduct user and market research to guide product improvements Ensure team alignment on goals, timelines, and deliverables Requirements: 3+ years of product management experience, ideally in lending Customer-first mindset with strong problem-solving skills Data-driven decision-maker Experience with agri-retail, MSMEs, or emerging markets is a plus Strong collaboration skills and the ability to work independently

We re Hiring: HR Intern Are you passionate about people, curious about how organizations really work, and eager to build a career in HR? We re looking for an HR Intern to join our team - someone who can wear multiple hats, learn on the go, and contribute meaningfully across various HR functions. What you ll get to work on: End-to-end recruitment support: sourcing, screening, coordination Interview scheduling and candidate engagement Onboarding coordination and new hire experience Helping run engagement activities & HR ops support Exposure to HR processes, documentation, and internal systems Who should apply? Freshers eager to explore HR as a career Fluent in Kannada / Telegu Someone with great communication skills and high ownership Comfortable in a fast-paced, high-growth environment Excited about learning the ins and outs of HR and TA Location: Koramangala, Bengaluru Duration: 3-6 months Stipend: Yes This is a great opportunity to understand the full scope of HR while sharpening your recruitment skills.

Were Hiring: Talent Acquisition Intern Looking to kickstart your career in HR and get hands-on experience in the real world of hiring? We re on the lookout for an HR Intern who s curious, proactive, and excited to dive deep into Talent Acquisition . This is a great opportunity to work closely with a high-impact HR team and contribute to real-time hiring across levels. What you ll get to do: Support end-to-end recruitment processes Source and screen candidates across multiple roles Coordinate interviews and manage candidate experience Work on employer branding and hiring campaigns Collaborate with hiring managers and learn what drives great hiring Who should apply: Graduates interested in HR/Talent Acquisition Strong communication & organizational skills High ownership mindset and eagerness to learn Comfortable working in a fast-paced, dynamic environment Location: BKC, Mumbai Duration: 3 months Stipend: Yes

Role Overview: As a Data Science Analyst at Jai Kisan, you will play a critical role in transforming data into actionable insights to inform strategic business decisions. You ll work cross-functionally with product, engineering, operations, and leadership teams to unlock the full potential of data through advanced analytics, automation, and AI-driven insights. This role requires a solid foundation in data handling, modern analytics tooling, and a deep curiosity for leveraging emerging technologies like LLMs, vector databases, and cloud-native platforms. Key Responsibilities: Collect, clean, preprocess, and validate datasets from diverse structured and unstructured sources including APIs, data lakes, and real-time streams. Conduct exploratory data analysis (EDA) to identify trends, correlations, and business opportunities using statistical and machine learning techniques. Build, maintain, and optimize scalable data pipelines using Airflow, dbt, or Dagster to support both batch and real-time analytics. Develop and deploy AI/ML models, including LLM-based applications, for predictive analytics, recommendation systems, and automation use cases. Work with vector databases (e.g., Pinecone, Weaviate, Chroma) for semantic search and embedding-based applications. Design and manage dashboards and self-serve analytics tools using Power BI, Looker Studio, or Tableau to enable data-driven decisions. Collaborate with backend and data engineers to integrate data solutions into microservices and APIs. Interpret and clearly communicate complex analytical findings to stakeholders, including non-technical teams. Stay ahead of industry trends including AI advancements, data governance, MLOps, vector search, and cloud-native services. Required Skills & Technologies: Databases: Proficient in SQL, PostgreSQL, MongoDB, with working knowledge of vector databases (e.g., Pinecone, FAISS, Weaviate). Languages & Tools: Strong programming experience in Python (pandas, NumPy, scikit-learn, LangChain, PyTorch/TensorFlow), SQL, and optionally R. Data Workflow Tools: Experience with Apache Airflow, dbt, Dagster, or similar tools. BI & Visualization: Proficiency in Power BI, Tableau, Looker Studio, Plotly, or Matplotlib. AI/ML: Exposure to LLMs (GPT, BERT, etc.), embedding models, and AI prompt engineering for analytics augmentation. Data APIs & Embeddings: Familiarity with OpenAI, Cohere, Hugging Face APIs for vector search and semantic understanding. Cloud Platforms: Hands-on experience with AWS, GCP, or Azure, especially with services like S3, BigQuery, Redshift, Athena, or Azure Synapse. Version Control & DevOps: Experience using Git, CI/CD pipelines, and Docker is a plus. Qualifications: Bachelors or Master s degree in Computer Science, Data Science, Statistics, Mathematics, Economics, or a related field. 1-3 years of hands-on experience in a data analysis or applied machine learning role. Strong problem-solving and storytelling abilities with a deep sense of ownership. Excellent communication and collaboration skills; ability to translate technical findings into business impact. Good to Have: Experience in MCP (Multi-Cloud Platforms) and cloud-agnostic data pipelines. Understanding of data mesh, data fabric, or modern data stack architectures. Contributions to open-source analytics tools or AI projects. Knowledge of data privacy, compliance standards (GDPR, SOC2), and data security best practices.

About the Role: We are looking for a driven and detail-oriented Talent Acquisition Specialist to join our growing HR team. The ideal candidate will have 2-4 years of experience in recruitment, with a strong preference for individuals who have worked in or hired for the BFSI sector . Key Responsibilities: Manage full-cycle recruitment: sourcing, screening, scheduling, interviews, and offer rollouts. Partner with business leaders to understand hiring needs and workforce planning. Source candidates through multiple channels including job portals, referrals, and social media. Drive employer branding initiatives to attract quality talent. Maintain accurate recruitment trackers and dashboards. Ensure a strong candidate experience throughout the hiring process. Proactively build talent pipelines for recurring roles. Requirements 2-4 years of hands-on recruitment experience. Strong understanding of BFSI talent landscape - prior BFSI hiring experience will be a strong plus . Excellent communication and stakeholder management skills. Proven ability to work in a fast-paced, high-growth environment. Comfortable using ATS and Excel-based hiring trackers. Note: This role is strictly for candidates who can join immediately. Please apply only if you are available to join within a week.

Job Description: We are looking for an experienced Relationship Manager to drive business development for our loan marketplace. The role involves sourcing leads through DSAs and channel partners, while also acting on inbound digital leads. The ideal candidate should be field-oriented, organized, and skilled at managing multiple stakeholders, with prior experience in channel management and lending products such LAP or any other business loan products like working capital or term loans or supply chain financing. Roles & Responsibilities: Source leads through DSAs, loan agents, and other channel partners. Onboard and engage new sourcing partners and maintain regular interactions with existing ones. Coordinate with lending partners to ensure smooth case movement and support during the loan process. Review lead quality, documentation, and case readiness before submission. Track lead progress, disbursal status, and maintain regular reporting on key metrics. Conduct regular market visits and maintain strong relationships across partner networks. Requirements: 4 - 8 years of experience in or secured loan sales via DSA/channel sourcing. Strong network of DSAs and understanding of secured loan documentation. Prior experience working with or coordinating across lending institutions. Excellent communication, relationship management, and follow-up skills. Comfortable with fieldwork and independently handling partner relationships. Proficient in MS Excel and basic reporting tools.

Job Description: We are looking for an experienced Relationship Manager to drive business development for our loan marketplace. The role involves sourcing leads through DSAs and channel partners, while also acting on inbound digital leads. The ideal candidate should be field-oriented, organized, and skilled at managing multiple stakeholders, with prior experience in channel management and lending products such LAP or any other business loan products like working capital or term loans or supply chain financing. Roles & Responsibilities: Source leads through DSAs, loan agents, and other channel partners. Onboard and engage new sourcing partners and maintain regular interactions with existing ones. Coordinate with lending partners to ensure smooth case movement and support during the loan process. Review lead quality, documentation, and case readiness before submission. Track lead progress, disbursal status, and maintain regular reporting on key metrics. Conduct regular market visits and maintain strong relationships across partner networks. Requirements: 4 - 8 years of experience in or secured loan sales via DSA/channel sourcing. Strong network of DSAs and understanding of secured loan documentation. Prior experience working with or coordinating across lending institutions. Excellent communication, relationship management, and follow-up skills. Comfortable with fieldwork and independently handling partner relationships. Proficient in MS Excel and basic reporting tools.

Job Description: We are looking for an experienced Relationship Manager to drive business development for our loan marketplace. The role involves sourcing leads through DSAs and channel partners, while also acting on inbound digital leads. The ideal candidate should be field-oriented, organized, and skilled at managing multiple stakeholders, with prior experience in channel management and lending products such LAP or any other business loan products like working capital or term loans or supply chain financing. Roles & Responsibilities: Source leads through DSAs, loan agents, and other channel partners. Onboard and engage new sourcing partners and maintain regular interactions with existing ones. Coordinate with lending partners to ensure smooth case movement and support during the loan process. Review lead quality, documentation, and case readiness before submission. Track lead progress, disbursal status, and maintain regular reporting on key metrics. Conduct regular market visits and maintain strong relationships across partner networks. Requirements: 4 - 8 years of experience in or secured loan sales via DSA/channel sourcing. Strong network of DSAs and understanding of secured loan documentation. Prior experience working with or coordinating across lending institutions. Excellent communication, relationship management, and follow-up skills. Comfortable with fieldwork and independently handling partner relationships. Proficient in MS Excel and basic reporting tools.

Job Description: We are looking for an experienced Relationship Manager to drive business development for our loan marketplace. The role involves sourcing leads through DSAs and channel partners, while also acting on inbound digital leads. The ideal candidate should be field-oriented, organized, and skilled at managing multiple stakeholders, with prior experience in channel management and lending products such LAP or any other business loan products like working capital or term loans or supply chain financing. Roles & Responsibilities: Source leads through DSAs, loan agents, and other channel partners. Onboard and engage new sourcing partners and maintain regular interactions with existing ones. Coordinate with lending partners to ensure smooth case movement and support during the loan process. Review lead quality, documentation, and case readiness before submission. Track lead progress, disbursal status, and maintain regular reporting on key metrics. Conduct regular market visits and maintain strong relationships across partner networks. Requirements: 4 - 8 years of experience in or secured loan sales via DSA/channel sourcing. Strong network of DSAs and understanding of secured loan documentation. Prior experience working with or coordinating across lending institutions. Excellent communication, relationship management, and follow-up skills. Comfortable with fieldwork and independently handling partner relationships. Proficient in MS Excel and basic reporting tools.

we're looking for highly motivated and curious Full Stack Interns who are excited about solving real-world problems and building scalable applications. you'll be working across the entire tech stack frontend, backend, databases, and cloud while also leveraging the latest AI tools to build smart and efficient systems. This internship offers a hands-on experience with mentorship from seasoned developers and the opportunity to work on meaningful, production-grade systems. What you'll Learn & Do: Build and ship full-stack features using modern web technologies. Work with frontend frameworks like React, Vue, or Angular. Develop robust backend services using Node.js, Python, Java, or Go. Design and manage data using SQL (MySQL/PostgreSQL) and NoSQL (MongoDB, Firebase, etc) databases. Consume and integrate RESTful APIs and GraphQL endpoints. Write efficient, clean, and reusable code with proper documentation. Solve real-world challenges using Data Structures and Algorithms. Use AI tools like GitHub Copilot, ChatGPT, and others to boost productivity. Get exposure to cloud platforms (AWS preferred): EC2, S3, RDS, etc Use Git & GitHub for source control, branching, and collaboration. Participate in sprint planning, code reviews, and team discussions. What we're Looking For Pursuing or recently completed a degree in Computer Science, Engineering, or related fields. Strong problem-solving skills with a good grasp of DSA fundamentals. Basic experience in any backend language (Node.js, Python, Java, Go, etc). Comfortable with HTML, CSS, JavaScript, and any modern frontend library/framework. Familiarity with SQL and NoSQL databases. Experience using GitHub and version control best practices. Knowledge of AI/ML tools or prompt engineering is a plus. Exposure to AWS or other cloud platforms is a bonus. Pedigree from IIT, NIT, IIIT, BITS, or similar is a plus, but not mandatory. Must be available for immediate joining. Perks & Benefits Stipend up to 30,000/month Certificate & Letter of Recommendation Possibility of Pre-placement Offer (PPO) for top performers Mentorship from experienced developers and tech leads Exposure to real-world product development and agile workflows

About the role: We are looking for a motivated and curious Product Intern to join our team in building impactful fintech products for rural India. This role offers hands-on experience working with experienced product managers and cross-functional teams, giving you end-to-end exposure to the product development lifecycle in a fast-paced startup environment. Roles & Responsibilities: Support the Product team in planning and execution across feature lifecycles concept, design, implementation, launch, and iterations. Conduct structured user research, field inputs, and data analysis to identify customer pain points. Collaborate with engineering, design, and business teams to understand requirements and help translate them into product specs. Monitor key product and business metrics, analyze user feedback, and identify data-driven opportunities for improvement. Help document product flows, use cases, and release notes. Requirements: Students from Tier 1 or Tier 2 colleges, pursuing or recently completed an Engineering or MBA, with a strong interest in product management and technology. Strong analytical and problem-solving skills; ability to work with data and derive insights. First-principles thinking with a bias for action and problem-solving. Ability and willingness to learn quickly in a dynamic, high-growth environment. Basic understanding of technology and product development lifecycle. Clear communication, high ownership, and a collaborative attitude. Good to Have: Prior internship or project experience in product, technology, or fintech. Familiarity with tools like Figma, JIRA, or analytics platforms. Duration: 3 - 6 months (On-site) Location: Koramangala, Bengaluru

Position: Credit Analyst As a Credit Analyst, you will play a critical role in evaluating the creditworthiness of borrowers, monitoring portfolio risk, and ensuring robust credit practices. This position offers a blend of hands-on portfolio management, credit assessment, and cross-functional collaboration with key teams such as Operations, Legal, Tech, and Compliance. Roles & Responsibilities: Conduct comprehensive credit analysis, including financial statements, cash flows, business performance, projections, and external data to assess creditworthiness. Prepare Credit Appraisal Memos (CAMs) and supporting documentation for internal and external stakeholders, including lenders. Monitor portfolio health and credit risk at both transaction and portfolio levels. Identify early warning signals (EWS) in borrower accounts and work with business teams to recommend mitigation strategies. Support the Operations team in updating credit policies and frameworks in line with risk appetite, profitability, and growth goals. Perform ad-hoc and deep-dive analysis to identify drivers of credit performance and recommend actions. Engage with internal stakeholders, including Operations, Legal, Audit, Compliance, and Tech, to ensure seamless credit lifecycle management. Stay updated on rural economic trends and assess their potential impact on credit risk and lending strategies. Participate in cross-functional discussions and contribute to high-quality credit decisions with a balanced risk-reward approach. Competencies: Strong analytical, financial, and business evaluation skills. Ability to conduct in-depth analyses of financial statements, GST, and operational data. Working knowledge of financial modelling, credit scoring, and portfolio analytics. Ability to work in a high-volume and fast-paced environment. Effective communicator with the ability to collaborate across functions and present complex ideas clearly. High attention to detail with a structured and data-driven problem-solving approach. Ability to deliver professional analyses on spreadsheets and presentations Qualification: CA or MBA in Finance from a reputed institute. 2-4 years of experience in credit evaluation, underwriting, or credit research, preferably in Banks, NBFCs, fintech, credit rating agencies, or mutual funds. Experience in conducting Credit Assessment of business loans in Banks, NBFCs, or fintech will be a strong advantage. Location: BKC, Mumbai Setup: Full-time work from office

Job Description: We are looking for an experienced Relationship Manager to drive business development for our loan marketplace. The role involves sourcing leads through DSAs and channel partners, while also acting on inbound digital leads. The ideal candidate should be field-oriented, organized, and skilled at managing multiple stakeholders, with prior experience in channel management and lending products such LAP or any other business loan products like working capital or term loans or supply chain financing. Roles & Responsibilities: Source leads through DSAs, loan agents, and other channel partners. Onboard and engage new sourcing partners and maintain regular interactions with existing ones. Coordinate with lending partners to ensure smooth case movement and support during the loan process. Review lead quality, documentation, and case readiness before submission. Track lead progress, disbursal status, and maintain regular reporting on key metrics. Conduct regular market visits and maintain strong relationships across partner networks. Requirements: 4 - 8 years of experience in or secured loan sales via DSA/channel sourcing. Strong network of DSAs and understanding of secured loan documentation. Prior experience working with or coordinating across lending institutions. Excellent communication, relationship management, and follow-up skills. Comfortable with fieldwork and independently handling partner relationships. Proficient in MS Excel and basic reporting tools.