393 Ratio Analysis Jobs - Page 3

Role & responsibilities Formulate and improvise the credit policy, in consultation with Risk and Credit Committee, from time to time. To constantly engaged with partners for smooth flow of accurate information. To review the credit appraisal memo and guide the team for improvisation. To present the CAM with Credit Committee. To prepare and compile MIS on the basis of credit findings To carry out the Due diligence of customer on which exposure significant or found something alarming while apprising the customer. To constantly engaged with peers for gathering market intelligence.

The Credit Risk Associate will be responsible for conducting in-depth credit risk analysis of corporate clients within the Underwriting Center team for the Commercial Banking division, supporting North America. The role involves preparing credit analysis reports, recommending risk grades, and collaborating closely with underwriters and credit executives to ensure robust risk management for middle market client. Key Responsibilities Independently prepare comprehensive credit risk analysis reports for assigned clients, focusing on business and ficial analysis for middle market clients (exposure less than $55mm). Recommend rating grades based on detailed analysis. Review and quality check work ...

Role & responsibilities: This role focuses heavily on detailed analysis, forecasting, and reporting to support key business decisions. Budgeting & Forecasting: Actively assist in the annual budgeting process and lead the preparation of quarterly/monthly financial forecasts. This involves working closely with business units to gather inputs and challenge assumptions. Variance Analysis: Conduct in-depth variance analysis, comparing actual results against budget, forecast, and prior periods. Identify key drivers for variances in revenue, costs, and profitability, and present actionable insights. Financial Modeling: Develop, maintain, and refine complex financial models (e.g., 3-statement models...

The Credit Risk Associate will be responsible for conducting in-depth credit risk analysis of corporate clients within the Underwriting Center team for the Commercial Banking division, supporting North America. The role involves preparing credit analysis reports, recommending risk grades, and collaborating closely with underwriters and credit executives to ensure robust risk management for middle market client. Key Responsibilities Independently prepare comprehensive credit risk analysis reports for assigned clients, focusing on business and financial analysis for middle market clients (exposure less than $55mm). Recommend rating grades based on detailed analysis. Review and quality check wo...

Financial Spreading (Associate/ Sr. Associate) Job Location - Gurgaon (Work from office) Job Purpose We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team. Key Responsibilities Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments Normalizing the financial statement for exceptional and n...

Roles and Responsibilities Conduct financial analysis, ratio analysis, credit appraisal, and requirement analysis for business banking clients. Perform financial audits to identify potential risks and opportunities for growth. Develop strong relationships with clients by providing exceptional customer service and ensuring timely resolution of their queries. Collaborate with internal teams to resolve complex issues related to credit facilities, loans, and other financial products.

As an Underwriting Analyst at Accenture, you will play a crucial role in helping insurers redefine their customer experience and drive sustainable growth through the transformation to an intelligent operating model. Key Responsibilities: - Define insurance policies and calculate premiums, including terms and conditions for Property & Casualty - Conduct a thorough assessment of operational performance, organizational structure, and revenue streams - Analyze credit ratings, financial strategy, and market risks to identify financial strengths and vulnerabilities - Integrate financial analysis, risk assessment, and regulatory compliance to evaluate a company's efficiency and profitability - Util...

Job Title Finance Executive Responsibilities: Assist finance team to source and raise funds through various debt instruments such as Term Loans, NCDs, CPs Secularization, etc. from both domestic and international markets. Analyze financial data, preparing reports, and providing insights to management Analyze business plans, built strategy and participate in due diligence sessions Financial reporting & analysis and MIS reporting for the purpose of submission to lenders (CMA preparation) and for internal management analysis. Develop, enhance and manage lenders (bank, financial institutions, etc.) rating agencies, lawyers, auditors, and other related parties in relation to raising funds. Ensuri...

As a financial analyst at our company, you will be responsible for developing detailed financial models and drafting credit reports. Your role may involve working independently or leading a team of 2-4 analysts, depending on your experience and alignment with the team's needs. Key Responsibilities: - Developing detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, and credit metrics - Conducting in-depth analysis of loan opportunities across various sectors and geographies - Performing sensitivity analysis on projections for stress testing loan serviceability - Identifying deal-specific covenants as early warning signals while mon...

Role & responsibilities Specialized knowledge in end to end spreading of private clients including the input of as reported data and normalization and alignment Good understanding of various techniques and methods of accounting treatments, financial adjustments and credit analysis of key financial metrics. Examples include performing analysis and addbacks to develop internally adjusted EBITDA calculations, reviewing financials for revolver availability and liquidity details, performing debt breakdowns, adding business segment detail and other detailed analysis required by credit teams and use cases. Financial statement data must meet high integrity standards for internal and external credit ...

Openings at SRA / Manager- Rating Quality Job Role: Data analytics using statistical and advanced excel tools to drive the quality agenda in Crisil Ratings Prepare various reports, including default and transition rates using data analytics, statistics for various regulatory disclosures as well as for senior management Financial ratio analysis to undertake post event reviews of credits which have witnessed sharp rating actions and present findings to internal committee Identify issues/areas in analytics or process in credit opinions which can be avoided or improved on a periodic basis and enable its implementation Interact and co-ordinate with various teams (including IT) on specific project...

Responsibilities: Conduct credit analysis & appraisals Manage credit portfolio & risks Prepare MIS reports on loan processing & disbursements Analyze financial statements & prepare CMA data Monitor working capital ratios Liase with Banks, NBFCs

Join Barclays as an Analyst - Cost Management role, where to provide financial expertise and support to various departments and business units within the organisation by the gathering, analysis and interpretation of financial data to inform investment decisions, assess financial risks, and support strategic planning. To be successful in this role, you should have below skills: CA Inter / MBA / PG with at least 1 year of relevant experience OR Graduate with at least 2 to 3 years of relevant experience. Strong Accounting knowledge understanding of Financial statements, accounting principles. Prior exposure towards supporting Financial Close. Strong Excel and Power point skills. Working knowled...

Analyze financial statements (balance sheets, income statements, cash flow statements) to identify trends, risks, and opportunities Evaluate financial performance and position of companies, including ratio analysis, profitability, and cash flow analysis Develop and maintain financial models to forecast future performance and identify potential risks Assist in the preparation of credit analysis reports, including evaluating creditworthiness and identifying potential credit risks Excellent analytical, problem-solving, and communication skills Ability to work in a fast-paced environment and meet deadlines Proficiency in Microsoft Office, particularly Excel

Position: Online Tutor Tutors required for Accounting/Finance Note: Only B-com, M-com, ACCA, CMA, and CA candidates should apply. Roles and Responsibilities Live tutoring is done through a virtual whiteboard and chat box so no webcam or microphone is required. This is a full-time job and you can work from home. This is an online tutoring position; applicants are required to have their own computers and a stable internet connection. Should be honest, trustworthy, and flexible at work. We are hiring tutors who are ready to join immediately. We are hiring Online Tutors, who have a minimum Bachelor's Degree in their expertise subjects. Hardware requirements: 1) Desktop/ Laptop (Minimum 2GB RAM) ...

We are seeking a highly driven and detail-oriented Credit Analyst to join our Debt Syndication team based in Mumbai. It include analyzing financial statements, reviewing credit reports, preparing detailed credit appraisal notes to support funding . Required Candidate profile Minimum 2 years’ relevant experience in credit appraisal, rating analysis, or debt syndication (SME/Mid-corporate lending ) Proficient in financial modelling, ratio analysis, and MS Excel/PowerPoint.

Join Barclays as an Analyst Finance CoE role, where you will be responsible for provide financial expertise and support to specific business units or departments within the organisation, and act as a liaison between the finance function and various business units, helping to bridge the gap between financial data and business decisions. To be successful in this role, you should have below skills: CA Inter / MBA / PG with relevant experience OR Graduate. Strong accounting knowledge - understanding of financial statements, accounting principles. Prior exposure towards supporting financial close strong excel and power point skills. Working knowledge of automation tools like Alteryx, Powe BI, Pow...

Responsibilities: * Prepare financial reports & statements * Conduct ratio analysis & balance sheet review * Analyze financials using various tools * Model cash flows & profitability * Identify trends through variance analysis Annual bonus Provident fund Health insurance

At Ecolab , you can help take on some of the worlds most meaningful challenges, delivering critical insights and innovative solutions to help our customers achieve clean water, safe food, abundant energy and healthy environments. With our worldwide reach and ambitious growth plans, you will have the opportunity to own your future and impact what matters. Are you ready to make an impact? Ecolab is a global sustainability leader offering water, hygiene and infection prevention solutions and services that protect people and the resources vital to life. Building on a century of innovation, Ecolab has annual sales of $14 billion, employs more than 47,000 associates and operates in more than 170 c...

Job Description: Join our team at Finspan Advisory and group CA firm as a Senior Financial Analyst, where your expertise will be instrumental in analysing client profiles, managing financial operations and facilitating loan processes for our valued clients. If you have a strong background in finance with proficient Excel skills, and are well-versed in the intricacies of financial consultancy and lending, we invite you to contribute to our dynamic and growth-focused environment. Responsibilities: Comprehensive financial analysis to evaluate loan eligibility, terms, and risks, guiding clients through loan application and approval processes. Maintain meticulous financial records and documentati...

Openings at SRA / Manager- Rating Quality Job Role: Data analytics using statistical and advanced excel tools to drive the quality agenda in Crisil Ratings Prepare various reports, including default and transition rates using data analytics, statistics for various regulatory disclosures as well as for senior management Financial ratio analysis to undertake post event reviews of credits which have witnessed sharp rating actions and present findings to internal committee Identify issues/areas in analytics or process in credit opinions which can be avoided or improved on a periodic basis and enable its implementation Interact and co-ordinate with various teams (including IT) on specific project...

At OakNorth, we re on a mission to empower the UK s most ambitious businesses. Since 2015, we ve lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers all while fuelling the UK economy. Team Mission Job Responsibility Conducting detailed analysis of loan opportunities across all major property types, including Residential, Office, Retail, Industrial, Lodging, and Healthcare in UK and or/US Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment. Developing detailed financial model comprising trans...

As an Analyst Finance CoE at Barclays, your role involves providing financial expertise and support to specific business units or departments within the organization. You will act as a liaison between the finance function and various business units, helping to bridge the gap between financial data and business decisions. **Key Responsibilities:** - Develop and implement business unit financial strategies, plans, and budgets, using insights to evaluate the financial implications of strategic initiatives and recommend appropriate actions. - Create financial models to forecast future performance, assess investment opportunities, evaluate financial risks, and analyze the impact of business decis...

Role Overview: As an Analyst in Cost Management at Barclays, your main responsibility will be to provide financial expertise and support to various departments and business units within the organization. This will involve gathering, analyzing, and interpreting financial data to inform investment decisions, assess financial risks, and support strategic planning. Key Responsibilities: - Develop and implement business unit financial strategies, plans, and budgets, using insights to evaluate the financial implications of strategic initiatives and recommend appropriate actions. - Create financial models to forecast future performance, assess investment opportunities, and evaluate financial risks ...

We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European client ensuring we fulfil the applicable SLAs. Key Responsibilities Maintaining high quality in the below workflows by performing quality checks, providing training, mentoring and upskilling juniors: Spreading of the financial statements of corporates in the client proprietary platform. Analysis of financial statements of public and private companies for the credit appraisal process Conducting background research independently to understand the appropriate KPIs that are relevant to each borrower Monitoring covenants on a regular basis, ...