Product SME Credit Underwriting

Job Summary:
We are seeking a highly motivated and knowledgeable Subject Matter Expert cum Product Manager in Credit Underwriting to join our dynamic team. The ideal candidate will possess a deep understanding of credit underwriting products, credit processes, and credit policies, while also demonstrating the ability to simplify complex concepts for various stakeholders. This role requires a self-driven individual who can work independently and effectively pitch our credit underwriting solutions to clients.

Key Responsibilities:

• Serve as the Subject Matter Expert on credit underwriting products, providing insights and guidance throughout the product lifecycle.
• Maintain a thorough understanding of credit processes and credit policies to ensure compliance and best practices in product development and client interactions.
• Articulate complex credit underwriting concepts, methodologies, and processes in a simplified manner to facilitate understanding among clients and internal teams.
• Conduct product demonstrations, showcasing the functionality and benefits of our credit underwriting solutions to potential clients.
• Support the pre-sales process by collaborating with sales teams to address client inquiries and provide detailed product knowledge specific to credit underwriting.
• Develop and maintain a comprehensive understanding of market trends, competitor offerings, and regulatory changes impacting credit underwriting.
• Drive product enhancements based on client feedback and market research to ensure our credit underwriting offerings remain competitive and effective.
• Collaborate with cross-functional teams including engineering, marketing, and sales to ensure product alignment with market needs and client requirements.

Qualifications:

• MBA in Finance / CA / CFA is required.
• Minimum of 3 years of experience in Credit Underwriting in a bank
• Strong understanding of credit underwriting assessment methodologies, risk evaluation, credit processes, and credit policies.
• Background in Computer Science or experience in Product Management or Business Analyst roles is preferred, though subject matter expertise is paramount.
• Excellent communication and presentation skills with the ability to engage clients effectively.
• Proven ability to work independently with limited oversight

Skills:

• Strong analytical and problem-solving skills.
• Self-motivated with a proactive approach to work.
• Ability to work collaboratively in a team-oriented environment.
• Familiarity with product management is a plus.

What We Offer:

• Competitive salary and benefits package.
• Opportunities for professional growth and development.
• A dynamic and inclusive work environment.

If you are passionate about credit modeling and analytical products and ready to take on a challenging role that combines domain expertise with product management, we invite you to apply.