Product Manager-TRANSACTION BANKING-GTS Cash

Kotak Mahindra Bank

5 - 6 years

5 - 9 Lacs

mumbai

Posted:2 weeks ago| Platform:

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Skills Required

compliance business finance analytical gts product life cycle business strategy continuous improvement stakeholder management transaction banking auditing

Work Mode

Work from Office

Job Type

Full Time

Job Description

Lead the end-to-end product lifecycle for UPI P2M from concept to launch and continuous improvement.
Define and execute the product roadmap in alignment with business strategy, regulatory requirements, and market needs.

MBA or equivalent post-graduate degree in Business, Fice, or Technology.
Engineering background (BE/BTech) is a plus.
Experience working with Payment Aggregators, PSPs, or large-scale merchant platforms.

Collaborate with cross-functional teams including engineering, operations, compliance, and business to deliver robust and scalable UPI P2M solutions.
Drive API-first product development with a focus on performance, reliability, and merchant experience.
Monitor key product metrics such as transaction success rates, latency, uptime, and merchant onboarding.
Engage with Payment Aggregators, Fintechs, and retail merchants to gather insights and co-create solutions.
Ensure adherence to NPCI guidelines and manage audit, certification, and compliance processes.
Prepare product documentation, training materials, and internal communication for stakeholders.
Overall experience of 5 to 6 years with m
inimum 2 years of experience in UPI P2M acquiring
or related UPI product roles.
Strong understanding of the UPI ecosystem, NPCI frameworks, and merchant payment flows (Intent, QR, Collect, etc).
Experience in API-based product development and cloud-native platforms.
Proven ability to launch and scale payment products in a fast-paced environment.
Excellent analytical, problem-solving, and stakeholder management skills.
Strong communication and documentation capabilities.

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