Job
Description
About Us Visit Health is a pioneering health-tech platform, founded in 2016 by BITS Pilani alumni, dedicated to making healthcare accessible, affordable, and preventive. Originated as a telemedicine platform during the 2015 Swine Flu epidemic, Visit Health has grown into an all-in-one wellness ecosystem that connects doctors, insurers, and millions of Indian families. Our services range from physical and mental wellness to OPD benefits, empowering both individuals and corporations to prioritize well-being. (We are considering only candidates who hold degrees in MBBS, BDS, BHMS, or BAMS ) Job Title: Medical Underwriter (On-site) Location: Thane, Maharashtra Duration: Contractual Salary: ₹60,000 - ₹75,000 per month Joining: Immediate Job Overview: We are hiring experienced Medical Underwriters for Thane. The ideal candidates will be responsible for evaluating medical risks, reviewing applications, and making underwriting decisions based on medical history and policy guidelines. Key Responsibilities:  Assess and underwrite medical insurance applications based on industry standards and company guidelines.  Analyze medical reports, diagnostic tests, and case histories to determine risk exposure.  Make underwriting decisions based on pre-existing diseases (PED), medical conditions, and other risk factors.  Work closely with medical professionals and internal teams for case discussions.  Ensure compliance with underwriting policies and regulatory guidelines.  Document underwriting decisions and provide clear justifications for approvals, rejections, or modifications in coverage. Requirements: Experience: Minimum 3+ years in Medical Underwriting (Health or Life Insurance). Qualifications: MBBS, BHMS, BAMS, BDS Skills: o Strong knowledge of medical underwriting principles and risk assessment. o Ability to analyze and interpret medical reports. o Excellent decision-making and communication skills. o Understanding of regulatory and compliance requirements. o Proficiency in underwriting tools and software. Work Schedule:  Days: Monday to Saturday  Hours: 9 AM – 6 PM (or as per company requirements) CTC- 4.5 LPA To 8 LPA Job Type: Contractual / Temporary Contract length: 12 months Pay: ₹60,000.00 - ₹75,000.00 per month Schedule: Day shift Application Question(s): Are you Doctor?(Must have degree in BDS,MBBS,BAMS or BHMS) Do you have experience in IRDA Underwriting Guideline? Do you have Experience in Indian Healthcare System? How many years of ecxperience you have in Medical Underwriting? Work Location: In person
