Manager - Credit Policy Management

SBI Card

10 - 15 years

11 - 13 Lacs

gurugram

Posted:2 days ago| Platform:

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Skills Required

relationship management networking policy implementation underwriting analytical wellness medical insurance credit risk stakeholder management operations

Work Mode

Work from Office

Job Type

Full Time

Job Description

Support credit risk policy implementation for Open Market
Identify the process gaps and rectify the same in system.
Analyze the deviation to credit policy on individual case basis.
Credit review of high value or deviation cases for Open Market
Monitor and publish post fulfilment approval rates for all major programs.
Ensure policy implementation is accurate in system and manual underwriting.
Regular co-ordination with Sales & Ops to ensure process efficiency and policy adherence.
Monitor quick mortality & early delinquency rates for the channel & programs and incorporate learnings in policy / process.

Measures of Success

Early Delinquency as per agreed threshold
Process Adherence as per MOU

Technical Skills / Experience / Certifications

Basic understanding of market environment and competitor landscape on retail lending
Knowledge of underwriting and operational processes

Competencies critical to the role

Analytical ability and Problem Solving
Relationship Management
Networking & Collaboration

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