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1 - 6 years

3 - 5 Lacs

Chennai

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We are seeking dynamic and driven sales professionals with 6 months to 5 years of experience in selling financial products such as Business Loans, Loan Against Property (LAP), and Mortgage Loans.

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2 - 7 years

4 - 9 Lacs

Kolkata

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Roles and Responsibilities Manage credit proposals from sourcing to disbursement, ensuring timely decision-making and quality control. Conduct thorough credit appraisal, analysis, and evaluation of borrower's financial statements, cash flows, and collateral security. Ensure compliance with regulatory requirements, internal policies, and procedures related to secured loans against machinery/equipment finance. Develop and maintain relationships with customers to understand their business needs and provide tailored financing solutions. Desired Candidate Profile 4-9 years of experience in credit underwriting or a similar role in the banking industry. CA qualification preferred but not mandatory; MBA/PGDM in Finance or equivalent degree required. Strong understanding of business loan processes, credit policy formulation, and regulations governing secured loans against machinery/equipment finance. Job Location: Jhandewalan For more details feel free to call. Jyoti Tiwari 9819589998

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2 - 7 years

1 - 4 Lacs

Nagpur

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Role & responsibilities Designation: Sales Manager. Experience: 2 - 7 years Education: Any Graduate Location: Nagpur Job Description: Responsible for setting up the distribution network for SME Loan / machinery loan Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements Explore opportunities in dealer financing Recommend new products / manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products Collections & Delinquency management Desired Candidate Profile: Relevant experience (2 -7 yrs) in sales of Business Loan. Experience in Assets (BL, Working Capital, equipment finance) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography. If interested - send your updated resume to : shruti.lagwankar@efl.co.in

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1 - 3 years

2 - 3 Lacs

Noida

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Job Title: Sales Executive Business Loan Sales Location : Noida Sector 75, Spectrum metro Mall, 3rd Floor, Phase-II Company: Direct Credit Department: Sales – Business Loans Reports To: Sales Manager/Branch Manager Salary: Upto-3.6LPA Email ID : Recruitment@directcredit.in Cont: 7982133804/ 97735 93871 Website : www.directcredit.in Prefer Candidate: From Noida or a nearby location only. Prefer Experience: Loan Industry only. No of Vacancy : 200 Job Summary: The Sales Executive – Business Loan Sales is responsible for generating leads, acquiring SME and self-employed customers, and promoting unsecured and secured business loan products . The role involves lead generation, client assessment, loan processing, and ensuring smooth loan disbursement while achieving sales targets. Key Responsibilities: 1. Sales & Business Development: Identify and acquire SMEs, startups, and self-employed professionals as potential business loan customers. Promote Unsecured Business Loans, Term Loans, and Working Capital Loans . Develop and maintain relationships with SME clients, financial intermediaries, and industry associations. Achieve assigned sales targets and contribute to overall business growth. 2. Lead Generation & Client Interaction: Conduct cold calls, referrals, digital marketing, and field visits to generate leads. Assess customer needs and recommend suitable business loan solutions . Educate customers on loan features, eligibility, repayment options, and interest rates . 3. Loan Application & Documentation: Assist customers in loan application processing and document submission . Verify KYC, GST returns, bank statements, business proof, and income tax filings . Coordinate with internal teams (credit, operations, legal) for loan processing and disbursement. 4. Required Skills & Qualifications: Education: Graduate in Business, Finance, or related field (preferred) Experience: 1-3 years in Business Loan Sales. Perks and benefits DIRECT CREDIT EMPLOYEEs BENEFIT POLICY Performance Bonus: Employees who achieve their targets and strictly adhere to company policies for six consecutive months will be eligible for a bonus equivalent to 15 days salary . If the employee continues to meet targets and comply with company policies for an additional six months, they will be entitled to an additional bonus of 15 days salary . Diwali Bonus: A Diwali bonus will be awarded based on employee performance and adherence to company policies . Travel Incentive: Employees who consistently achieve their targets and comply with company policies for eight consecutive months will be eligible for two travel tickets as a reward. Referral Bonus: For Executive Level (PL & BL): INR 1,000/- For Executive Level Mortgage Department: INR 2,000/- Salary-Based Referral Bonus: If the referred candidate’s salary falls between INR 50,000 and INR 1,00,000 , the referral bonus will be INR 7,500 . If the referred candidate’s salary exceeds INR 1,00,000 , the referral bonus will be INR 15,000 . Note: The referral bonus will be disbursed to the referring employee only after the referred candidate successfully completes six months of employment with the company. Lunch Facility: The company will provide lunch for all employees . Weekend Offs: Effective April onwards , all Sundays, & second and fourth Saturdays of each month will be designated as Week off days . Office Timings: The new office working hours will be 10:00 AM to 07:00 PM . Short Leave & Late Arrival Policy: In a month two hours, two short leaves can be allowed, in case of emergency

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3 - 7 years

6 - 9 Lacs

Hyderabad

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Organization: Protium Finance Ltd (NBFC) Work Location: Hyderabad (T19 Towers - Ranigunj) Position: Credit Manager Responsibilities: • Underwriting of equipment/machinery funding cases. • Finalize review of credit memos, prepared by underwriters, and approval/decline sign-offs on every file after checking for documentation requests. • Underwrite proposals as per the laid down policies. • Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification. • Approving And Rejecting Loan Request Based on Credibility and Potential Revenue and Losses • PDD monitoring and Industry Analysis. • Responsible for preparation of various MIS and its monitoring. CTC : Up to 9 Lakhs PA + Other benefits Preferred candidates from Machinery Product Candidates handling Prime LAP also can be considered

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6 - 10 years

0 - 1 Lacs

Noida

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Openings for: Sr. Sales Manager, Branch Sales Manager, Relationship Manager, Zonal Sales Manager , Cluster head, Location: Noida Sector 75, Spectrum metro Mall, 3rd Floor, Phase-II Company: Direct Credit Department: Sales Mortgage Sales Reports To: CEO/MD Salary: Upto-No bar for the right candidate Email ID: Recruitment@directcredit.in Cont: 7982133804/ 97735 93871 Website: www.directcredit.in Prefer Candidate: From Noida or nearby location only. Prefer Experience: Loan Industry only. No. of vacancy: 100 Note: We are looking immediate joiners only. Key Responsibilities: 1. Sales & Business Development: Drive mortgage sales, ensuring achievement of targets for home loans/ LAP, or mortgage-based financial products . Develop and implement sales strategies to expand market share and acquire new customers. Responsible for lead generation. Identify and establish partnerships with builders, and financial institutions to generate leads. Monitor competition and market trends to optimize sales approaches. 2. Team Management & Leadership: Recruit, train, and lead a team of mortgage sales professionals. Assign sales targets, monitor performance, and provide necessary coaching. Foster a result-driven culture by implementing incentive programs and performance metrics. 3. Customer Relationship Management: Ensure superior customer service by guiding clients through the mortgage application process. Address customer queries related to loan products, eligibility, interest rates, and documentation. Maintain relationships with high-value clients to drive repeat business. Qualifications & Experience: Education: Graduate/Postgraduate in Finance, Business, or related field. Experience: Minimum 8 -12 years in retail loan sales, with at least 6 -7 years in a managerial role . Certifications: Preferably trained in financial sales. . Note: The person who will be responsible for achieving his/her 3X of monthly revenue target & also responsible for 3X of the team revenue target. Role & responsibilities Perks and benefits DIRECT CREDIT EMPLOYEEs BENEFIT POLICY Performance Bonus: Employees who achieve their targets and strictly adhere to company policies for six consecutive months will be eligible for a bonus equivalent to 15 days’ salary . If the employee continues to meet targets and comply with company policies for an additional six months, they will be entitled to an additional bonus of 15 days’ salary . Diwali Bonus: A Diwali bonus will be awarded based on employee performance and adherence to company policies . Travel Incentive: Employees who consistently achieve their targets and comply with company policies for eight consecutive months will be eligible for two travel tickets as a reward. Referral Bonus: For Executive Level (PL & BL): INR 1,000/- For Executive Level Mortgage Department: INR 2,000/- Salary-Based Referral Bonus: If the referred candidate’s salary falls between INR 50,000 and INR 1,00,000 , the referral bonus will be INR 7,500 . If the referred candidate’s salary exceeds INR 1,00,000 , the referral bonus will be INR 15,000 . Note: The referral bonus will be disbursed to the referring employee only after the referred candidate successfully completes six months of employment with the company. Lunch Facility: The company will provide lunch for all employees . Weekend Offs: Effective April onwards , all Sundays & second and fourth Saturdays of each month will be designated as Week off days .

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1 - 6 years

1 - 4 Lacs

Vapi, Vadodara, Ahmedabad

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Key Responsibilities: 1. Responsible for setting up the distribution network for Machinery Loan. 2. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. 3. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. 4. Devise finance schemes to suit customers requirements. 5. Recommend manufacturers & dealers as a part of continuous business development. 6. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. 7. Collections & Delinquency management. Education & Experience Requirement Education: Any Graduate and postgraduate Experience: 1 to 5 years Language Skills: English, Hindi Interested candidates can apply by sending their CV to:- Mail - falguni.desai@efl.co.in Call - 8799913630

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12 - 20 years

30 - 45 Lacs

Pune

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This role involves overseeing the entire Machinery loan and Industrial LAP product portfolio, including Industrial, Commercial, and Residential properties, ensuring business growth, managing risk, and driving operational excellence. The ideal candidate will have a strong background in financial services, deep knowledge of the real estate sector, and a proven track record in business leadership. Key Functions & Responsibilities Business Strategy & Leadership: Lead the LAP vertical and develop a comprehensive business strategy to drive growth in Industrial, Commercial, and Residential property loans. Formulate and implement business development plans and strategies to acquire new clients and retain existing ones. Align the LAP vertical's business objectives with the overall organizational goals and ensure profitability and sustainable growth. Product Management & Development: Oversee the development and management of LAP products, ensuring they are competitive, compliant with regulations, and meet market demands. Work closely with the product development and risk teams to create innovative solutions that meet the needs of various property segments (Industrial, Commercial, and Residential). Financial Performance & Budgeting: Drive revenue and margin growth for the LAP vertical, ensuring strong financial performance and achieving revenue targets. Develop annual budgets and forecasts, and ensure adherence to financial targets and cost management. Risk Management & Compliance: Ensure all LAP lending practices align with regulatory requirements and internal policies. Implement risk management frameworks to evaluate and mitigate credit and market risks across different property types. Monitor loan portfolio quality and oversee the mitigation of defaults, non-performing assets (NPAs), and delinquencies. Team Leadership & Development: Lead, mentor, and manage the LAP business development, underwriting, and operations teams to ensure high performance and a positive work environment. Foster a culture of collaboration, innovation, and excellence within the LAP vertical. Provide regular training and upskilling to team members to stay ahead of industry trends and regulatory changes. Stakeholder Engagement & Networking: Build and maintain relationships with key stakeholders, including real estate developers, brokers, and industry influencers. Represent the company at industry events, seminars, and conferences to enhance brand visibility and business opportunities. Market Analysis & Competitor Benchmarking : Conduct in-depth market research to understand emerging trends, competitor offerings, and potential threats in the LAP segment. Use insights to optimize pricing models, loan terms, and product offerings.

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1 - 4 years

1 - 5 Lacs

Chennai, Ludhiana, Bengaluru

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JOB DESCRIPTION: Key Purpose of the Job (Position Summary): SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities: Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 5 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 -5 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

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7 - 11 years

22 - 25 Lacs

Chennai, Pune, Kolkata

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Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Skills : - Branch Sales Manager, Branch Sales manager, Area Sales Manager, Area Head, Territory Sales Manager, Regional Sales Manager, Deputy Sales Manager, Zonal Sales Manager, Machinery Loan, Machinery Equipment, Medical Equipment, Construction Equipment, Territory Head, Area Manager.

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1 - 6 years

3 - 6 Lacs

Chennai

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Should have minimum 1 to 6 years of experience in selling either of these products - Business Loan/ Loan against property/Working capital/Machinery Loan or Equipment finance Should be comfortable and ready to do field sales Good Communication skills Familiar with Chennai market Preferably candidates only from Chennai Notice period: Max 60 days

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1 - 5 years

5 - 6 Lacs

Chennai

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Position : Sales Manager - Loan division Willing to work in Field Sales, Two wheeler is must, Immediate Joiners Exp : 1 to 5 Years in Business loan, Machinery loan, Machine Loan, LAP, Invoice Discounting, Solar rooftop loan Salary : 4 LPA to 6 LPA Age : Below 30 only, Male Candidates Work location : Chennai Interested candidates Pls send the CV to : prakash@cielhr.com Or Call - PRAKASH - 73394 26262

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1 - 3 years

2 - 4 Lacs

Nasik, Pune, Kolhapur

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ob Description: • Knowledge of sourcing MSME customers from local markets • Willingness to do cold calls every day. • Ensure timely disbursements of loan. • Deliver quality customer service. • Achieve assigned targets. • Ensure all collections & repayments are made on time as per the policy.

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4 - 8 years

17 - 20 Lacs

Pune, Pimpri-Chinchwad

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Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management.

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2 - 7 years

7 - 10 Lacs

Hyderabad

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Roles and Responsibilities Manage sales performance by achieving targets, identifying new business opportunities, and expanding existing customer relationships. Develop and maintain strong relationships with key decision-makers in the industrial equipment/machinery industry. Collaborate with internal teams to resolve customer issues, provide product support, and ensure timely delivery of products. Identify market trends, competitor activity, and regulatory changes to stay ahead of the competition. Analyze sales data to optimize sales strategies and improve overall performance.

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5 - 10 years

18 - 22 Lacs

Hyderabad

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Roles and Responsibilities Manage sales performance by achieving targets, identifying new business opportunities, and expanding existing customer relationships. Develop and maintain strong relationships with key decision-makers in the industrial equipment/machinery industry. Collaborate with internal teams to resolve customer issues, provide product support, and ensure timely delivery of products. Identify market trends, competitor activity, and regulatory changes to stay ahead of the competition. Analyze sales data to optimize sales strategies and improve overall performance.

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1 - 6 years

3 - 5 Lacs

Chennai

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1+ years in Machinery Loans, Business Loans, or Working Capital. Strong network & sales skills.

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1 - 5 years

1 - 5 Lacs

Kanpur, Agra, Jaipur

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Job description Job description This Opening is with Electronica Finance Ltd Position Title Sales Executive / Sales Manager Key Purpose of this job SM is expected to generate business through various products like Machinery Loan-Machine Tools, CNC Machine, Lap, Mortgage He/she will use existing as well as new channels for sourcing new-to company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Responsible for setting up the distribution network for financial products (Selling Loan). Experience in Assets (Machinery Loan, Business Loan, Property loan, working capital, LAP) Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Job Responsibility & Duties Responsible for setting up the distribution network for Machinery Loan-Machine Tools, CNC Machine. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products Collections & Delinquency management. Interested candidate share resumes on' damini.bhurewar@efl.co.in 8806777841

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2 - 7 years

1 - 5 Lacs

Ludhiana, Kanpur, Agra

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Job description Job description This Opening is with Electronica Finance Ltd Position Title Sales Executive / Sales Manager Key Purpose of this job SM is expected to generate business through various products like Machinery Loan-Machine Tools, CNC Machine, Lap, Mortgage He/she will use existing as well as new channels for sourcing new-to company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Responsible for setting up the distribution network for financial products (Selling Loan). Experience in Assets (Machinery Loan, Business Loan, Property loan, working capital, LAP) Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Job Responsibility & Duties Responsible for setting up the distribution network for Machinery Loan-Machine Tools, CNC Machine. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products Collections & Delinquency management. Interested candidate share resumes on' damini.bhurewar@efl.co.in 8806777841

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1 - 6 years

4 - 5 Lacs

Chennai

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Experience: LAP, Business Loan, Cash Credit, Overdraft Drive sales & onboard clients Build & maintain customer relationships Apply now: sangeetha.m@sprohr.com

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2 - 7 years

1 - 5 Lacs

Vadodara, Ahmedabad, Rajkot

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Job description Job description This Opening is with Electronica Finance Ltd Position Title Sales Executive / Sales Manager Key Purpose of this job SM is expected to generate business through various products like Machinery Loan-Machine Tools, CNC Machine, Lap, Mortgage He/she will use existing as well as new channels for sourcing new-to company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Responsible for setting up the distribution network for financial products (Selling Loan). Experience in Assets (Machinery Loan, Business Loan, Property loan, working capital, LAP) Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Job Responsibility & Duties Responsible for setting up the distribution network for Machinery Loan-Machine Tools, CNC Machine. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products Collections & Delinquency management. Interested candidate share resumes on' damini.bhurewar@efl.co.in 8806777841

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6 - 8 years

8 - 9 Lacs

Pune, Ahmedabad, Mumbai (All Areas)

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Position Name : Area sales Manager Experience : 7 Years to 9 Years Product : Machinery loans , machine loans , equipment sales , equipment finance , sales , field sales , team handling .working capital Location : Pune / Mumbai / Ahmedabad / Gujarat / Bangalore

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2 - 7 years

1 - 5 Lacs

Chennai, Coimbatore, Hyderabad

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Interested candidates can share their updated resume on Judith Mercy Ph 9209402945 Judith.mercy@efl.co.in Position Title: Sales Manager Organization: NBFC Work Location: Hyderabad, Bangalore, Chennai, Coimbatore. Reports to: Area Sales Manager JOB DESCRIPTION Key Purpose of the Job (Position Summary) SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 7 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 - 7 yrs) in sales of financial products (Selling Loan). Experience in Assets ( SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan ) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

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5 - 10 years

5 - 8 Lacs

Chennai

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Interested Candidate can contact Judith Mercy-HR Ph 9209402945 judith.mercy@efl.co.in Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company. Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability. Documentation and Compliance: Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines. Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information. Communication and Decision Making: Present credit proposals and recommendations to senior management and credit committees for approval. Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications. Preferred candidate profile Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr. Perks and benefits Best as per industry standards

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2 - 7 years

1 - 4 Lacs

Nasik, Aurangabad, Ahmednagar

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Roles & Responsibilities: Company Name - Electronica Finance Ltd Position - Sales Manager Product - machinery loan Responsibilities Conduct market research to identify selling possibilities and evaluate customer needs Actively seek out new sales opportunities through cold calling and networking Set up meetings with potential clients and listen to their wishes and concerns Negotiate/close deals and handle complaints or objections Interested candidates can share their updated resume on shruti.lagwankar@efl.co.in

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