54 Machinery Loan Jobs

Job Description of Relationship Officer (Third Party Payroll) Role: Relationship Officer (Third Party Payroll) Department : All Banking Loan Product like Home Loan, Merchant Acquiring Business, Personal loan, and Agri Product etc. Qualification: Graduate/UG Experience : Banking Product sales exp. of 0.6 to 5 Years (Fresher also eligible) Age: Below 40 years Two-wheeler : Required Compulsory Location: All over Nagpur Job Profile: To drive Banking Product sales business Generate Leads by conducting activities & drives both in the branch as well as in all attached Locations, dealerships and other sourcing points as identified from time to time Work closely with respected Branch Head, other team members in the branch. ROs from other verticals & Circle Managers. Ensure Proper Reporting, Attendance for Training - Review Meetings & Participation in CO / Circe / Cluster / branch level drives. Ensure leads and business is generated for Banking Products for the branch To coordinate with Leads & Sales Managers of all products and ensuring all leads are responded properly on time. To cross sell other products time to time. If anyone interested in this job, Please share your Updated Resume or Call on below Contact Number Mehreen Khan-9529671166

Role: Sales Associate-FOS (Buyer FOS) Qualification: Diploma/Graduation/ Post Graduation Experience: Minimum 1 year in B2B Sales (B2B-Ecommerce/Industrial Sales/Banking/NBFC) Position: Third Party Contract for 1 Year - Renewable Location: Bangaore, Hubli & Bilaspur Responsibilities: Onboarding buyer on platform by through cold calls, reference meeting, direct meeting. Training and guiding buyers to raise buying requirement (RFQ) on platform. Coordinating with supply team for quotes and ensure maximum conversion of RFQ. Cross selling platform linked financial offering to buyers. Collecting documentation for financials offerings ,lesioning with lender for quick limit set up. Coordinating with internal teams for smooth customer experience. Activation of dormant account through regular meetings and updating on our offerings. To create awareness about the portal subscription plan and paid service Company: L&T SuFin is a B2B Ecommerce Platform which will leverage L&Ts deep knowledge and capabilities in Procurement (through its huge volume of annual procurement) and Logistics, Financing, and IT solutions.This platform is essentially a digital marketplace for SME buyers and sellers (mainly focused on construction and industrial products & services) to connect in an efficient manner, thereby enabling sellers to expand their sales reach, and for buyers to find required products and services at optimal cost and quality.

Role/ Job Title: Senior Relationship Manager- Machinery Finance Function/ Department: Sales Job Purpose: To drive business growth in the machinery finance product by acquiring new clients, onboarding Original Equipment Manufacturers (OEMs), and nurturing long-term relationships with stakeholders. The role focuses on expanding the client base, enhancing product penetration, and ensuring portfolio quality through strategic relationship management. Roles & Responsibilities: Identify, onboard, and manage strategic partnerships with OEMs, OEM distribution & dealerships to generate a steady flow of leads and work closely with them to enable new market opportunities. Acquire new customers, understand their equipment financing needs, and ensure high service standards to drive repeat business. Achieve monthly sales targets for the given geography through OEM, distribution & dealerships network and Open Market. Analyze customer profile, financials and coordinate with support function (Credit, Operation) teams to ensure timely sanction and disbursal. Demonstrate strong knowledge of competitors products, market landscape on machinery finance in assigned geography and continuously provide feedback to customize machinery finance product for the anchor customers. Recommend improvements to processes and policies for machinery finance business to drive operational efficiencies and high-quality customer service. Education Qualification: Graduation: Any graduate Post-graduation: Any postgraduate Experience: 3 to 10 years of relevant experience in machinery finance business/OEM Alliance.

Interested candidates can share their updated resume on Judith Mercy Ph 9209402945 Judith.mercy@efl.co.in Position Title: Sales Manager Organization: NBFC Work Location: Hyderabad, Bangalore, Chennai, Coimbatore. Reports to: Area Sales Manager JOB DESCRIPTION Key Purpose of the Job (Position Summary) SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 7 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 - 7 yrs) in sales of financial products (Selling Loan). Experience in Assets ( SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan ) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

Interested candidates can share their updated resume on Vaibhav Macwan Ph 07434952812 vaibhav.macwan@efl.co.in Position Title: Sales Manager Organization: NBFC Work Location: Ahmedabad Reports to: Sales Manager JOB DESCRIPTION Key Purpose of the Job (Position Summary) SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 7 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 - 7 yrs) in sales of financial products (Selling Loan). Experience in Assets ( SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan ) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

On boarding buyer on platform by through cold calls, reference meeting, direct meeting. Cross selling platform linked financial offering to buyers. - Collecting documentation for financials offerings and lessoning with lender for quick limit set up.

Key Functions & Responsibilities: Key Purpose of the Job (Position Summary): SBDM is expected to generate business through various products like Machinary Loan, equipment loan Industrial property loan. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SBDM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Responsibilities: 1. Responsible for setting up the distribution network for Machinery Loan. 2. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. 3. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. 4. Devise finance schemes to suit customers requirements. 5. Recommend manufacturers & dealers as a part of continuous business development. 6. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. 7. Collections & Delinquency management. Education & Experience Requirement Education: Any Graduate and postgraduate Experience: 1 to 5 years Language Skills: English, Hindi Technical Competencies Required: Relevant experience (1 -5 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, BL, housing loans, equipment finance) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography. Behavioral Competencies Required: Self-driven and target oriented individual Should have good communication skills and negotiating skills Never say die attitude Should be a team player

Interested candidates can share their updated resume on Judith Mercy Ph 9209402945 Judith.mercy@efl.co.in Position Title: Sales Manager Organization: NBFC Work Location: Hyderabad, Bangalore, Chennai, Coimbatore. Reports to: Area Sales Manager JOB DESCRIPTION Key Purpose of the Job (Position Summary) SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 7 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 - 7 yrs) in sales of financial products (Selling Loan). Experience in Assets ( SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan ) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

Job Description- Credit Analysis: Conduct comprehensive credit assessments of prospective machinery financing transactions. Evaluate financial statements, credit reports, and other relevant documentation to assess creditworthiness. Analyze industry trends, market conditions, and economic factors impacting credit risk. Qualifications: Bachelor's degree in Finance, Business Administration, or a related field. Advanced degree or professional certification (e.g., CFA, CPA) preferred. Proven experience in credit analysis, risk management, or commercial lending, preferably in the machinery finance sector. Strong understanding of financial statements, credit risk metrics, and industry dynamics. Excellent analytical skills with the ability to interpret complex financial data and make informed credit decision

Job Description: • Knowledge of sourcing MSME customers from local markets • Willingness to do cold calls every day. • Ensure timely disbursements of loan. • Deliver quality customer service. • Achieve assigned targets. • Ensure all collections & repayments are made on time as per the policy.

JOB DESCRIPTION: Key Purpose of the Job (Position Summary): SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities: Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 5 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 -5 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

Are you a seasoned Sales Manager with expertise in Business Loans, SME Loans, Machinery Loans, or Working Capital Loans? Electronica Finance Ltd is on the lookout for professionals like you to join their dynamic team. Key Details: Product: Machinery Loan Experience: 2-4 years in relevant fields Background in NBFC & Banking preferred Exciting Locations: Kolhapur Sangli Belgaum Criteria: Age: Up to 35 years If this opportunity aligns with your career aspirations, don't hesitate to take the next step! Share your resume with us at shruti.lagwankar@efl.co.in to explore this promising opening.

To develop SME business - LAP , Working capital - BIL, Supply chain (Bill discounting / Vendor finance & Machinery finance) in assigned territory. To enhance / build the overall AUM of SME book Planning & execution of market promotional activities Required Candidate profile 4+ years of experience in handling Business enterprises sales handling - Term loan, Cash credit, Working capital, Over Draft, Supply chain finance Excellent comm skill Excellent market knowledge

Role & responsibilities This is a full-time, on-site individual contributor role based in Mumbai Suburbs, Tier 2, and Tier 3 cities in Maharashtra. As a Sales Manager/Sr. Sales Manager at our MSME-focused NBFC, you will be responsible for driving the sales of secured Business Loans (ticket size up to 10 lakhs) and Secured Loans like Loan Against Property (LAP) or Loan Against Machinery (ticket size up to 25 lakhs). Your responsibilities will include: Identifying and sourcing potential MSME clients through cold calling and networking. Managing the end-to-end sales process, from lead generation to closure. Building and maintaining strong relationships with customers and lending partners. Providing exceptional customer service and addressing client queries. Analyzing market trends and identifying opportunities for business growth. Collaborating with internal teams to ensure smooth loan processing and disbursement. Preferred candidate profile 3-5 years of experience in sales of lending products to MSMEs (secured loans). Proven track record of meeting or exceeding sales targets, with knowledge of credit and underwriting processes. Strong understanding of secured business loans across various sectors. Excellent communication and interpersonal skills. Ability to negotiate and close deals with customers, lending partners, and co-lenders. Customer-focused approach with the ability to build and maintain long-term relationships. Strong analytical and problem-solving skills. Self-motivated and target-driven mindset. Proficiency in MS Office and CRM software. Bachelor's degree in a relevant field.

Key Responsibilities: Team Leadership: Recruit, train, mentor, and motivate sales team members. Set individual and team goals, provide feedback, and track performance. Sales Strategy: Develop and implement effective sales strategies to achieve revenue targets and expand market share. Client Management: Build and maintain strong relationships with clients, understand their needs, and provide excellent customer service. Business Development: Identify and pursue new business opportunities, explore potential cross-selling and up-selling opportunities. Performance Reporting: Track and analyze sales performance, prepare reports for senior management, and identify areas for improvement. Compliance: Ensure adherence to all relevant policies, regulations, and procedures. Collaboration: Work closely with other departments, such as credit, operations, and marketing, to ensure smooth operations. Problem Solving: Address and resolve any issues faced by the sales team in the field. Credit & Operations Management: Ensure smooth functioning of Credit & Operations Department, ensuring speedy resolution of queries and grievances to maximize satisfaction levels. Reporting: Prepare and present regular reports on sales activities, performance metrics, and market conditions to senior management.

OEM/Machine Supplier Meeting/Lead Generation & Lead Conversion Meeting leads/Customer to understand eligibility & explain loan documentation process & available schemes Coordinate with internal stakeholders both Sales & Credit Team for Customer PD Required Candidate profile Hosting/Participation in Exhibitions with the sole purpose of managing strategic tie-ups and Marketing Collaborations with prospective OEMs/Suppliers. Timely update to OEM on cases status feedback.

Current Opening:- Business Development Executive Product :- All Types Of Loans(Secured/Unsecured Loans) Duties and Responsibilities:- Maintain and develop good relationship with customers through personal contact or meetings or via telephone etc. Must act as a bridge between the company and its current market and future markets. Develop relationship with Builders, Realtors, CA, DSA and corporates to leverage business. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Ability to drive sales targets of multiple loan products PL,BL,HL,ML,LAP, etc. Have interactions with bankers of various products for smooth processing of files. Will be responsible from file logins to disbursement, must align with bank policies & take care of compliance in each step of the process. Collecting documents according to the checklist from the customers Provide accurate feedback on future buying trends to their respective employers. Looking for candidate who managed team and done individual business as well in sales Maintain proper MIS and also give proper feedback time to time on various market related activities Key Skills: Candidate should have excellent communication skills. Good presentation skills. Have strong leadership skills. Ability to interact effectively with a wide range staff throughout the company. Be motivated and results driven. Experience in a Sales driven organization (/BFSI/Telecom/Insurance/Real Estate) FRESHERS WELCOME! Qualification:- Any Graduate/MBA-Finance/Marketing CTC:- Freshers 1.44Lac pa To 03Lac pa + Incentive + Contest(Based on Candidate) Experience:- 3Lac pa To 12Lac pa + Incentive + Contest(Based on Candidate) Working Days:- Monday To Saturday (all 6days) * Contact Person: HR Shital 9356238386 Interested candidates can forward their resume at 9356238386 shital.thakur@andromeda.in You can even refer your friends also for the same.

Roles and Responsibilities Develop and maintain a strong understanding of the company's products (Business Loan, Msme Loan, Lap, Working Capital) to effectively communicate their benefits to customers. Manage sales performance by achieving targets, identifying new business opportunities, and expanding existing relationships with clients. Collaborate with cross-functional teams to resolve customer queries and issues related to loan processing and documentation. Identify potential risks and develop strategies to mitigate them while ensuring compliance with regulatory requirements. Analyze market trends and competitor activity to stay ahead in the competitive NBFC landscape. Desired Candidate Profile 4-8 years of experience in sales management or business development in an NBFC or similar industry. Strong knowledge of secured loans such as term loans, machinery loans, OD/CC/MSME loans etc. .

Key Functions & Responsibilities: Key Purpose of the Job (Position Summary): SBDM is expected to generate business through various products like Machinery Loan, equipment loan Industrial property loan. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SBDM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Responsibilities: 1. Responsible for setting up the distribution network for Machinery Loan. 2. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. 3. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. 4. Devise finance schemes to suit customers requirements. 5. Recommend manufacturers & dealers as a part of continuous business development. 6. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. 7. Collections & Delinquency management. Education & Experience Requirement Education: Any Graduate and postgraduate Experience: 2 to 5 years Language Skills: English, Hindi

Key Responsibilities: Acquiring new customers under Small & Medium Enterprise Group Segment. Sourcing through open market & channel partners. Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Skills in CAM Preparation, Balance Sheet Analysis, Financial ratios, Security documentation and Scrutiny of security documents. Evaluating Financials and interaction with customer to understand the business and financials Interaction with the credit and ops team for sanction of fresh/renewals proposals and limit updation. Monitoring of File process and maintain TAT. Reporting of Competition and market information. Track sensitive customer accounts to control delinquency. Sourcing profitable business by balancing CoA with fee-based income. Implementing process for the sales and marketing operations and accountable for growth. Conduct market research and surveys to keep pace with the changing market trends and competitor moves. Selecting & deciding the right distribution channel for the product Achieve business targets in the designated territory via the existing dealer network, identifying new opportunities for growth. Develop and maintain the distribution network for the achievement of primary and secondary sales. Coordinated with customers to communicate the product, pricing and building brand image. Focused on customer satisfaction by handling customer feedback and minimizing customer grievances. Education Qualification(s) - A Master of Business Administration (MBA) or a Masters in Finance can provide an edge. Relevant Skills - Strong business acumen - Good communication skills - Possess effective interpersonal skills - Self-starter and motivated - Aggressive and competitive - Ability to handle stress - Strong Network building ability - Ability to work in a fast-paced, dynamic environment. - Ability to work and thrive with a focus on deliverables & aggressive deadlines. Relevant Experience - 5+ years of experience managing Sales & Business Development in NBFC / Banks. - Sound Knowledge of SME Loans, Business Loans, Working Capital Loan, Equipment Loan & Term Loan. - Direct Sales - Channel Management - Sales & Marketing Relationship Management

Job Title: Territory Sales Manager All Products (Loans) Company: MAS Financial Services Limited Location : Palanpur, Botad, Modasa Experience Required : 4+ Years Employment Type : On-roll Role & responsibilities Lead sales and operations across regions and achieve market expansion goals. Manage budgets, forecasts, and train branch teams for optimal performance. Monitor market trends, competitor activities, and ensure policy compliance. Preferred candidate profile 4+ years in territory sales management, preferably in financial services. Strong leadership, target-driven, and in-depth knowledge of loan products. Excellent market intelligence and problem-solving skills. You can share your resume or contact us through e-mail or whatsapp : e-mail : ta_hr17@mas.co.in contact : 9898385228

Role & responsibilities Generating leads and meeting potential customers to drive acquisition of new customers. Perform necessary KYC/customer validation / due diligence / market enquiry and collect required data / information as per check list. Verify references and conduct necessary unit and security visits, completeness of documents, review financials/bank statements for churn, bounces, and interest servicing and start the Login Activity. Do the necessary internal co-ordination to obtain sanction and issuance of sanction letter within the stipulated timelines. Ensure overall achievement of individual targets. Coordinate with panel advocates and engineers for title opinion and valuation of properties as per extant guidelines. Create and execute necessary documents, MOD, filing ROC, CERSAI, etc. Ensure the creation of limits in core banking and the disbursal of sanctioned limits within timelines. Complete monitoring of the account on an ongoing basis until the next renewal. Maintain cordial relationship with the Branch for leads and servicing of the clients.

Role & responsibilities Generating leads and meeting potential customers to drive acquisition of new customers. Perform necessary KYC/customer validation / due diligence / market enquiry and collect required data / information as per check list. Verify references and conduct necessary unit and security visits, completeness of documents, review financials/bank statements for churn, bounces, and interest servicing and start the Login Activity. Do the necessary internal co-ordination to obtain sanction and issuance of sanction letter within the stipulated timelines. Ensure overall achievement of individual targets. Coordinate with panel advocates and engineers for title opinion and valuation of properties as per extant guidelines. Create and execute necessary documents, MOD, filing ROC, CERSAI, etc. Ensure the creation of limits in core banking and the disbursal of sanctioned limits within timelines. Complete monitoring of the account on an ongoing basis until the next renewal. Maintain cordial relationship with the Branch for leads and servicing of the clients.

Role & responsibilities Generating leads and meeting potential customers to drive acquisition of new customers. Perform necessary KYC/customer validation / due diligence / market enquiry and collect required data / information as per check list. Verify references and conduct necessary unit and security visits, completeness of documents, review financials/bank statements for churn, bounces, and interest servicing and start the Login Activity. Do the necessary internal co-ordination to obtain sanction and issuance of sanction letter within the stipulated timelines. Ensure overall achievement of individual targets. Coordinate with panel advocates and engineers for title opinion and valuation of properties as per extant guidelines. Create and execute necessary documents, MOD, filing ROC, CERSAI, etc. Ensure the creation of limits in core banking and the disbursal of sanctioned limits within timelines. Complete monitoring of the account on an ongoing basis until the next renewal. Maintain cordial relationship with the Branch for leads and servicing of the clients.

Interested Candidate can contact Judith Mercy-HR Ph 9209402945 judith.mercy@efl.co.in Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company. Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability. Documentation and Compliance: Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines. Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information. Communication and Decision Making: Present credit proposals and recommendations to senior management and credit committees for approval. Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications. Preferred candidate profile Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr. Perks and benefits Best as per industry standards