944 Lap Loans Jobs - Page 31

Designation: Sales Officer || HDFC Experience: 1 to 6 years Salary Range: Upto 2.75LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Generate leads through direct marketing, field visits, and relationship management. Meet prospective customers and explain HDFC's home loan products. Achieve monthly sales targets for home loans and related financial products. Managing Sales of HL Required Candidate profile Should have minimum 6 months of experience in sales (Home loan/ Mortgage Loan / Lap / Cross Sell) Open for travelling Good communication skills Fixed salary + performance-based incentives

Sales of housing loans Building relationships with customers Meeting sales targets Salary: Up to 3.4 LPA + incentives Share resume on what's App 8956244952 Required Candidate profile Candidates have experience in home loan/ LAP /Mortgage / Lending product -field / direct sales Qualification: 12 TH Above Age up to 32 years Preferably Immediate joiners or less than 30days notice

Role & responsibilities Develop and implement strategies to achieve LAP and UBL sales targets. Lead and motivate a team of sales executives to ensure performance goals are met. Identify and develop new business opportunities and channel partnerships. Monitor market trends and competitor activities. Sourcing through DSAs and team.

Role & responsibilities 1. Field sales. 2. Source though open market. 3. Having an experience in handling loan against property.

Bank Good opportunity don't miss Banking jobs selections 23/5/2025 Ranigunj location male/ females. Complete sales jobs ladies telecalling and sales Males branch and fields sales Mention Rajkumar HR on resume as referral call 7893771391 Address: Axis PSSG Branch 2nd floor, Lala 1 Land Mark, Above Nissan showroom, Opp .Ranigunj Bus depot, Secunderabad -500003 Google Map Location:- https://goo.gl/maps/M6Brp5E3Xy8Siyyo7 Documents required- xerox Copy COPIES. 1.Updated Resume 3. updated E-Aadhar card 4. PAN Card 5. Educational Documents-10TH/Inter/Degree. If you have experience details, bring all Experience letters ,Re-leaving letter & 3 months Pay slips as well. Come at 11:00 am to the above location in formals with all the required documents. Please refer your friends !!!!Role & responsibilities Preferred candidate profile

Interested candidate share your Updated resume through WhatsApp only (7871539343) Role & responsibilities Managing a team of sales officers. Identify business opportunities and prepare proposals for acquisition of new POS (POINT OF SALES). Managing sales profitability and target accomplishments for the assigned dealerships. Handle dealer requirements and complaints and co-ordinate with the support teams to resolve complaints. Recruitment, training and hand holding of SO/SSO. Planning & execute sales promotion plans & activities. Effective cost management. Conducting detailed market study to analyze the latest market trends and tracking competitor activities. Evolve local market specific selling strategies. Preferred candidate profile Graduate with 2-5 yrs experience in Any Banking or NBFC Experience Strong commercial and business acumen Strong customer focus Excellent communication and presentation skills. Thanks & Regards, Udhayasabari R 7871539343(WhatsApp) Sr.HR-TA HDB Financial Service

Job Title: Assistant Branch Manager Job Location: Chennai - Tamil Nadu Branche Offices: Avadi, Chengalpet, Kanchipuram, Kundrathur, Tiruvallur & Vellore Employment type: Permanent Job Descriptions: 1) Any graduation with 1 to 3 year of experience in Home Loan/ Banking Or Finance Service & Insurance field sales. 2) If under graduation with 2 to 3 year of experience in Home Loan/ Banking Or Finance Service & Insurance field sales. 3) Sales and Business Development: Achieve home loan disbursement goals by executing a business plan that includes prospecting, networking, and field based marketing activities. 4) Customer Relationship Management: Ensure proper customer profiling on each call/prospective customer visit, to identify and understand his/her needs and accordingly recommend the loan products. Build and maintain relationships with customers to not only generate references but also to ensure timely servicing of the loan. 5) Field Activities: Perform other field-based activities and marketing initiatives for the generation of home loan leads as instructed by the branch manager. Note: This role entails working out of a location and does not require coming to the branch on a daily basis Interested candidate please apply here. Also share you resume to chidananda@manpower.co.in; Best Regards, HR Team Manpower Group

Role & responsibilities 1.Business Development through channels (DSTs). - in Rural Market 2.Identifying and maintaining good relation with channels to increase housing loans/ LAP 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Preferred candidate profile 1. Handled channels before. 2. Understanding of Housing loan /LAP 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and benefits 1. On roll opportunity 2. Medical claim 3. Best incentives structure

Role & responsibilities 1.Business Development through channels (DSTs). - in Rural Market 2.Identifying and maintaining good relation with channels to increase housing loans/ LAP 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Preferred candidate profile 1. Handled channels before. 2. Understanding of Housing loan /LAP 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and benefits 1. On roll opportunity 2. Medical claim 3. Best incentives structure

Role & responsibilities 1.Business Development through channels (DSTs). - in Rural Market 2.Identifying and maintaining good relation with channels to increase housing loans/ LAP 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Preferred candidate profile 1. Handled channels before. 2. Understanding of Housing loan /LAP 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and benefits 1. On roll opportunity 2. Medical claim 3. Best incentives structure

Role & responsibilities 1.Business Development through channels (DSTs). - in Rural Market 2.Identifying and maintaining good relation with channels to increase housing loans/ LAP 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Preferred candidate profile 1. Handled channels before. 2. Understanding of Housing loan /LAP 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and benefits 1. On roll opportunity 2. Medical claim 3. Best incentives structure

We are Hiring .. Mega Walk-in Drive in leading Pvt Sector Bank on * 27-May-2025* Leading private sector Bank Product: - *Mortgages(HL&LAP)* Location: - *Surat* Eligibility- Fresher & Experience both can apply. (0.6 Months to 3 years Experience in any loan product) Time: - * 11AM - 3 PM* Venue: - *C /o Quess Corp Ltd. 1nd Floor, Vicenza House |21 Friends Society I Opp. C.H. Jewellers I Alkapuri, Vadodara, Gujarat 390007. Contact Person: - Devrishi Kharoshe( 9979710009) Role & responsibilities:- * Identifying sales opportunities * Meeting with customer * Lead Generation * Closing business deals * Negotiating * Following up with customers * Meeting sales targets Preferred candidate profile:- * Must have a 2 wheeler * Must have driving license * Must belong to sales background * Must be willing to do field work Perks and benefits:- * Provision Provident Fund * Provision of ESIC * Provision of lucrative incentives Please come in formal wear and carry your resume at below branch for Personal Interview. Candidates can visit branch for direct Walk-in and can also refer friends or colleagues. Note- Vacancy strictly available in Sales Department Only NOTE: We never charge any fee/money at any stage of the recruitment process and has not authorized any person/agencies/partners/vendors to collect any fee/money for recruitment

We are Hiring .. Mega Walk-in Drive in leading Pvt Sector Bank on * 27-May-2025* Leading private sector Bank Product: - *Mortgages(HL&LAP)* Location: - *Vadodara* Eligibility- Fresher & Experience both can apply. (0.6 Months to 3 years Experience in any loan product) Time: - * 11AM - 3 PM* Venue: - *C /o Quess Corp Ltd. 1nd Floor, Vicenza House |21 Friends Society I Opp. C.H. Jewellers I Alkapuri, Vadodara, Gujarat 390007. Contact Person: - Priti Gandhi (9624097275)* Role & responsibilities:- * Identifying sales opportunities * Meeting with customer * Lead Generation * Closing business deals * Negotiating * Following up with customers * Meeting sales targets Preferred candidate profile:- * Must have a 2 wheeler * Must have driving license * Must belong to sales background * Must be willing to do field work Perks and benefits:- * Provision Provident Fund * Provision of ESIC * Provision of lucrative incentives Please come in formal wear and carry your resume at below branch for Personal Interview. Candidates can visit branch for direct Walk-in and can also refer friends or colleagues. Note- Vacancy strictly available in Sales Department Only NOTE: We never charge any fee/money at any stage of the recruitment process and has not authorized any person/agencies/partners/vendors to collect any fee/money for recruitment

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job description JOB DESCRIPTION : Responsible for Sales and Collections (Up to 6 MOB Cases) in the assigned Area/Hub.1. PRINCIPAL ACCOUNTABILITIES: Sourcing business through Existing Customers / Open Market / BT / Top-Ups Verifying KYC & Property Documents Field Verification (Property / Business) Co-ordinate with internal departments (Operations, Credit and Legal Technical) till disbursement. Achieving Monthly Login and Disbursal Targets Ensure adherence to all processes, compliance & policies. 2. SKILLS AND KNOWLEDGE Effective Communication Problem Solving Customer Service Ability to work in a target-oriented environment. 3. EDUCATIONAL QUALIFICATION: Any graduate 4. EXPERIENCE Freshers & relevant experience in the LAP / HL Sales domain with Banks or NBFCs only. Experience in handling multiple stakeholders (Credit / Legal / Ops / Technical / Customer etc) Proven track record of meeting sales targets. Interested candidates send your resume to WhatsApp 9994205463 or mail to arishs@ltfs.com

Designation:- Senior/Mid leave Desired Profile: Presentable with decent personality Easily identify sales opportunity from the market Having knowledge of loan products and its processing Ability to learn the new things within a short time span Knowing local language with good communication skills, English will be add-on Customer focused and willing to go the extra mile to deliver an exceptional service Experience: - Minimum 1 to 3 years of experience in the finance industry will be preferred (Fresher Also can Apply) Required Candidate profile Good communication skills Good customer approach. Knowledge of local customers and target businesses Age between 18 - 35 years. Graduate- Experience in Sales field is an added advantage.(Fresher's Candidates also can apply) 2-wheeler preferable Salary In CTC : - No Bar in salary for experienced candidates Perks :- Best in Industry incentive + EPF+ESI+Insurance Product-: . Home Loan Locations-: Lucknow , Kanpur, Prayagraj, Varanasi, bahraich , Gonda , Jhansi , Aligarh , Agra, Sitapur, Raebareli , Sitapur ,, Mathura. Interview Venue*-: 6 Satyman Palace 3rd Flore Opposite Canera Bank Sapru Marg Hazratganj Lucknow . Date-: 22-05-2025 (Thu) Time- 9:30 Am to 3:00PM Salary - Based on experienced HR CONTACT DETAILS - Vastavikta Srivastava For any query/support contact to - 8005337907 (only wtsupp)

Drive sales and achieve business targets Manage client relationships and build channel partnerships Ensure quality and compliance across the sales process Collaborate with teams to ensure smooth execution

Greetings from Avani Consulting!!! Hiring for Females, BSM / - Leading Housing Finance Company. Job description :- Job Title: Branch Sales Manager - Home Loans (Chennai) Function: Sales - Home Loans (HL) & Loan Against Property (LAP) Location: Chennai Department: Sales - Home Loans (HL) Scope of Travel: High Key Stakeholders: Internal: Branch Manager, Team Members External: Customers, DSAs, Connectors, Brokers, Real Estate Agents Job Overview:- As a Branch Sales Manager, you will be responsible for identifying and executing sales growth opportunities at a local/area level. Your role will involve driving channel expansion and acquiring new accounts to ensure the continuous growth of the branchs business. Reporting Structure: Reports to: Branch Manager Reportees: Individual Profile (No direct reportees) Qualifications:- Education: Any Graduate Degree Experience: Required: 2 - 4 years in sales, preferably in Home Loans or Loan Against Property (LAP) Key Responsibilities:- Market Segmentation & Client Acquisition: Segment the market to identify potential direct clients. Approach and generate business by offering customized loan structures that align with client requirements and provide profitable margins for the business. Relationship Building & Sales Target Achievement: Build and maintain strong relationships within the DSA/DST/Connector network to achieve sales targets. Conduct regular meetings and sales calls with prospective clients to source business. Loan Sanctioning & Channel Expansion: Drive faster Turnaround Times (TATs) by fostering strong relationships with internal stakeholders, thereby expanding channel presence and the customer base. Sales Operations & Performance Tracking: Track and report on sales operations and productivity metrics. Contribute to building a high-performance sales culture. Business Initiatives & Contests: Actively participate in initiatives and contests organized by the business team to boost overall sales performance. More Information & Interested candidates can share resume to HR UTTAM - 9949101406 (Call / whatsapp) Mail - uttam@avaniconsulting.com No Charges.

Designation: Sales Officer || HDFC Experience: O to 5 years Salary Range: Upto 2.75 LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Key Responsibilities: Sales Strategy & Planning: Managing a team of Sales Managers to source loan products through direct / indirect medium of acquisition. Local geographical knowledge & market understanding is mandatory. Extensive knowledge and understanding of secured and unsecured retails assets products primarily mortgages. Develop and implement effective sales strategies to achieve and exceed sales targets. Develop and maintain a strong sales pipeline. Sales Execution: Drive the Sales team from lead generation to loan closing and to ensure that the set targets are achieved on a monthly basis. Ensure compliance with all relevant regulations and policies. Operational Management: Manage the day-to-day operations of the sales team, including hiring, training, and performance management. Monitor and analyze sales performance, identifying areas for improvement. Relationship Management: Build and maintain strong relationships with clients, both existing and potential. Understand customer needs and provide tailored loan solutions. Ensure customer satisfaction and retention. Reporting & Analysis: Track and analyze sales performance data. Prepare regular sales reports and presentations. Identify areas for improvement and implement strategies to enhance sales performance. Interested candidates please share your updated resume on kunal.raja@finobank.com with following details : Current Location : Current CTC : Exp. CTC : Notice Period :

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Role & responsibilities : Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy Review credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessment Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight. Assess the training and development needs of the team and continuously improve underwriting capability Should be willing to adapt to digital tools and processes Preferred candidate profile : 10-15 years of relevant experience in Credit underwriting high value LAP Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Knowledge of local markets and trends in retail lending Deep experience & understanding of retail financial services across NBFCs, banking Ability to liaison & follow-up with external and internal stakeholders Understanding of CIBIL and other checks required to validate customers credibility