26 Income Calculations Jobs

You are applying for a position in HCLTech's International Banking Process. The role involves working in various areas such as Mortgage Operations, Corporate Banking, BSU, and International Banking Account Opening. Each role requires specific experience and skills related to banking operations. - Mortgage Operations (Asset Finance): - Utilize your 2+ years of experience in UK/US mortgage operations. - Demonstrate in-depth knowledge of mortgage applications, borrower profiles, and income calculations. - Review collateral and loan documentation effectively. - Corporate Banking (Commercial Loans): - Utilize your 2-8 years of experience in corporate/commercial banking as a Senior Associate & Ana...

You will be responsible for reviewing mortgage loan files to ensure accuracy and compliance with guidelines. Your main duties will include: - Conducting thorough reviews of loan files, including income, assets, credit, and collateral - Assessing the accuracy of the loan application and underwriting documents - Verifying data integrity and compliance with underwriting decisions, third-party analysis, and property eligibility - Ensuring compliance with all relevant guidelines, laws, and regulations - Identifying and addressing any red flags or issues in loan files - Issuing loan decisions and conditions as needed - Staying updated on client and investor requirements - Working effectively in a ...

We are seeking an experienced Senior US Mortgage Underwriter to join our team. The role involves independently reviewing, analyzing, and validating mortgage applications while ensuring compliance with established guidelines and policies. The ideal candidate should have a strong understanding of US mortgage processes, excellent analytical skills, and the ability to work in a fast-paced, deadline-driven environment. Key Responsibilities Conduct detailed Loan Application reviews to assess borrower eligibility and risk. Perform AUS Review (Automated Underwriting System) to validate accuracy and compliance. Analyze Credit Reports, Credit Supplements, and Liability documentation. Carry out Ratio C...

Job Description POSITION SUMMARY: The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Functions And Responsibilities Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investo...

Underwriter Digital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators. Position Overview The Underwriter's primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include ...

Position Title: Mortgage Underwriter Location: Pune (Relocation support available only for candidates moving to Pune) Employment Type: Full-time Work Schedule: Flexible to work in any shift, including night shifts, as per business requirements. Travel Requirement: Candidate must be open to travel to office for training and work-related activities as required. Position Summary We are seeking a skilled and detail-oriented Mortgage Underwriter to review, condition, and underwrite residential mortgage loans in accordance with established policies, procedures, and regulatory guidelines. The Underwriter will analyze borrower documentation, evaluate loan eligibility, and mitigate risk while ensurin...

Role Overview: As a Senior US Mortgage Underwriter, you will be responsible for independently reviewing, analyzing, and validating mortgage applications to ensure compliance with established guidelines and policies. Your role will involve conducting detailed loan application reviews, analyzing credit reports, verifying employment history, and making final underwriting decisions. You should have a strong understanding of US mortgage processes, excellent analytical skills, and the ability to work efficiently in a fast-paced, deadline-driven environment. Key Responsibilities: - Conduct detailed Loan Application reviews to assess borrower eligibility and risk. - Perform AUS Review (Automated Und...

Role Overview: As a QA - Underwriting at our company, you will be responsible for reviewing mortgage files submitted for underwriting. Your main duties will involve assessing income, analyzing debt and assets, and conducting a thorough review of appraisals and titles. Additionally, you will be required to handle data entry into the loan operating system, utilize automated underwriting systems for approvals, and address conditions for Final Approval. The ideal candidate for this Level 3 role must demonstrate a strong sense of urgency, work effectively in a team setting, and possess excellent organizational, communication, and PC skills. Key Responsibilities: - Conduct comprehensive reviews of...

As a Loan Underwriter for this role, you will be responsible for working on loan underwriting and completing daily targets or assignments. Your experience in US Mortgage Underwriting will be invaluable as you work on the 4 Cs - Credit, Capacity, Capital, and Collateral. You will also utilize your knowledge on Income Calculations (Wage, Self Employed, and other incomes) and Credit review including liability reconciliations and guideline requirements. Additionally, you will review Assets/Capital following guideline requirements and be proficient in LTV, CLTV calculations, PITI, and DTI calculations. Familiarity with Fannie Mae, Freddie Mac guideline requirements, and Govt. loans such as FHA, V...

As a U.K. Mortgage Underwriter at one of the Top MNCs, you will be responsible for assessing mortgage applications using your expertise in the 4 Cs of underwriting Credit, Capacity, Collateral, and Capital. Your role will involve reviewing and screening residential owner-occupied and buy-to-let mortgage applications, ensuring compliance with underwriting guidelines and regulatory standards. You will take ownership of mortgage applications from initial submission to offer, providing a seamless service to brokers and partners. Anticipating the needs of the underwriter, you will assess risks, interpret lending policies, and ensure accurate packaging of applications. Your attention to detail wil...

As a Team Leader - Underwriter at Digital Risk, you will play a crucial role in ensuring the safety of mortgages by blending human expertise with cutting-edge technology. With over 1,500 team members, Digital Risk stands out as one of the largest mortgage outsourcing providers in the U.S., offering appraisal and mortgage processing, underwriting, and closing services to major banks and loan originators. Your main responsibility as an Underwriter will involve meticulously reviewing mortgage files submitted for underwriting. This role will require you to assess income, analyze debt and assets, and conduct a thorough evaluation of appraisals and titles. Moreover, you will be expected to input d...

The primary responsibility of an Underwriter is to review mortgage files submitted for underwriting. This includes calculating income, analyzing debt and assets, as well as conducting a thorough review of the completed appraisal and title. The Underwriter must enter data accurately into the clients" loan operating system and use an automated underwriting system to determine approval and clear conditions for Final Approval. It is essential for candidates in this role to possess a strong sense of urgency, work well in a team environment, and maintain excellent organizational, communication, and PC skills. Key Responsibilities: - Conduct a comprehensive review of mortgage loan files, covering i...

As a U.K. Mortgage Underwriter at one of the Top MNCs, your primary responsibility will be to assess and underwrite mortgage applications while ensuring compliance with underwriting guidelines and regulatory standards. You will need to have expertise in the 4 Cs of underwriting Credit, Capacity, Collateral, and Capital. Your role will involve taking ownership of mortgage applications from initial submission through to offer, providing a seamless service to brokers and partners. You will be responsible for reviewing and screening residential owner-occupied and buy-to-let mortgage applications, ensuring the correct packaging requirements are set based on the customer and application type. Anti...

The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans ...

As an Underwriter at Digital Risks, your main responsibility will be reviewing mortgage files submitted for underwriting. This role involves evaluating income, debt, assets, as well as conducting a thorough analysis of appraisals and titles. You will also be tasked with inputting data into the loan operating system, utilizing automated underwriting systems for approval decisions, and clearing conditions for final approval. It is essential that you possess a sense of urgency, excel in a team environment, and have excellent organizational, communication, and PC skills. Your duties will include performing comprehensive reviews of mortgage loan files, underwriting loans according to client guide...

As a QA Underwriter at Digital Risk, you will play a crucial role in the mortgage underwriting process by reviewing mortgage files submitted for underwriting. Your responsibilities will include assessing income, analyzing debt and assets, as well as conducting a thorough review of appraisals and titles. You will be required to enter data into the loan operating system, utilize automated underwriting systems, and ensure compliance with client guidelines for loan approval. Your essential job functions will involve reviewing all aspects of mortgage loan files, underwriting loans based on client guidelines, evaluating document accuracy and compliance, identifying and resolving issues, providing ...

As a US Mortgage Underwriter, your main responsibility will involve reviewing mortgage files submitted for underwriting. This role requires you to analyze income, debt, assets, as well as conduct a thorough review of appraisals and titles. You will need to input data into the loan operating system, utilize automated underwriting systems for approvals, and clear conditions for final approval. It is essential for you to work efficiently in a team setting, demonstrating strong organizational, communication, and PC skills. Your duties will include: - Conducting a comprehensive review of mortgage loan files, covering income, assets, credit, and collateral - Ensuring accurate data entry in the loa...

The Lead Underwriter position involves working on loan underwriting to meet daily targets or assignments. The ideal candidate should possess experience in US Mortgage Underwriting and be familiar with the 4 Cs - Credit, Capacity, Capital, and Collateral. Additionally, knowledge of Income Calculations, Credit review, Assets/Capital review with guideline requirements, LTV, CLTV calculations, PITI, DTI calculations, Fannie Mae, Freddie Mac guideline requirements, Govt. loans (FHA, VA, USDA), and FHA/VA/USDA guideline requirements is required. The successful candidate should also have good communication skills. The educational requirement is any degree with US Mortgage Underwriting experience. T...

The role of an Underwriter involves reviewing mortgage files submitted for underwriting, which includes tasks such as calculating income, analyzing debt and assets, and conducting a thorough review of appraisals and titles. As an Underwriter, you will be responsible for entering data into the loan operating system, utilizing automated underwriting systems to determine approval, and ensuring all conditions are met for final approval. It is essential to have a strong sense of urgency, work well in a team, and possess excellent organizational, communication, and PC skills. Your responsibilities will include performing a comprehensive review of mortgage loan files, verifying income, assets, cred...

As an Underwriter at Digital Risks, your primary responsibility will involve reviewing mortgage files submitted for Underwriting. This role requires you to meticulously calculate income, analyze debt and assets, and conduct a thorough evaluation of the completed appraisal and title. Moreover, you will be tasked with entering data into the client's loan operating system, utilizing automated underwriting systems to determine approval, and clearing conditions for Final Approval. It is imperative that you possess a strong sense of urgency, excel in a team environment, and maintain exceptional organizational, communication, and PC skills. Your essential job functions will include performing compr...

The primary responsibility of the Underwriter is to review mortgage files submitted for underwriting. This role involves calculating income, analyzing debt and assets, conducting a thorough review of appraisals and titles, and entering data into the client's loan operating system. Additionally, the Underwriter utilizes an automated underwriting system to determine approval and clear conditions for Final Approval. To excel in this role, candidates should demonstrate a strong sense of urgency, the ability to work effectively in a team, and possess excellent organizational, communication, and PC skills. Key responsibilities include performing a comprehensive review of mortgage loan files, ensur...

The primary responsibility of an Underwriter is to review mortgage files submitted for underwriting. This role involves tasks such as calculating income, analyzing debt and assets, and conducting a thorough review of appraisals and titles. Additionally, you will be required to input data into the client's loan operating system, use automated underwriting systems for approvals, and clear conditions for Final Approval. It is crucial for candidates to exhibit a strong sense of urgency, work effectively in a team setting, and possess excellent organizational, communication, and PC skills. Your essential job functions will include conducting comprehensive reviews of mortgage loan files, ensuring ...

As a skilled U.K. Mortgage Underwriter at one of the Top MNCs, your expertise in the 4 Cs of underwriting (Credit, Capacity, Collateral, and Capital) will be crucial. Your responsibilities will include reviewing, analyzing, and making decisions on mortgage applications while ensuring compliance with underwriting guidelines and regulatory standards. Your ability to assess risk, income, and property values accurately will be essential for sound decision-making. You will be working afternoon shifts in the U.K. for 5 days a week. Your key responsibilities will involve evaluating borrowers based on the 4 Cs of underwriting, conducting risk assessments, and maintaining high-quality underwriting st...

The QA - Underwriting position at our company is a Level 3 role that involves reviewing mortgage files submitted for underwriting. As an Underwriter, your main responsibilities will include assessing income, analyzing debt and assets, and conducting a thorough review of appraisals and titles. You will also be responsible for data entry into the loan operating system, utilizing automated underwriting systems for approvals, and addressing conditions for Final Approval. The ideal candidate must demonstrate a strong sense of urgency, work effectively in a team setting, and possess excellent organizational, communication, and PC skills. Key Responsibilities: - Conduct comprehensive reviews of mor...

We are seeking an experienced Mortgage Trainer to manage multiple training requirements, implement them, and measure their impact. A successful candidate will be passionate about learning and excited about the prospect of leading by example. Mandatory Experience: Training US Mortgage Underwriting / Pre-Underwriting Income Calculations Loan Origination Credit Report Job Responsibilities & Requirements: Past mortgage originations experience to design, develop, and deliver training with two or more years of experience Must have excellent presentation skills Evaluating individual and organizational performance to ensure training is meeting business needs and improving performance Identifying tra...