Mainframe Assembler (HLASM) development

The primary responsibility of the Underwriter is to review mortgage files submitted for underwriting. This role involves calculating income, analyzing debt and assets, conducting a thorough review of appraisals and titles, and entering data into the client's loan operating system. Additionally, the Underwriter utilizes an automated underwriting system to determine approval and clear conditions for Final Approval. To excel in this role, candidates should demonstrate a strong sense of urgency, the ability to work effectively in a team, and possess excellent organizational, communication, and PC skills. Key responsibilities include performing a comprehensive review of mortgage loan files, ensuring accurate data entry in the loan operating system, underwriting loans in compliance with client guidelines, evaluating the accuracy and completeness of loan documents, and issuing loan decisions based on established criteria. The Underwriter also plays a crucial role in providing exceptional customer service to both internal and external clients, staying updated on client and investor requirements, and resolving underwriting-related issues before and after loan closings. Qualified candidates for this position should have a minimum of 2+ years of current conventional mortgage loan underwriting experience. They should possess a strong understanding of income calculations, tax returns, credit reports, and appraisal basics. Proficiency in GSE underwriting guidelines and automated underwriting engines such as DU/LP is essential. Strong analytical, interpersonal, and communication skills are required, along with excellent time management abilities and the capacity to thrive in a fast-paced, production-oriented environment. The ability to collaborate effectively in a team, work across multiple systems in a paperless environment, and adapt to working outside normal business hours as needed are also important attributes for success in this role. NMLS-MLO Licensure is preferred for candidates applying for this position.,