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Onity Group Inc.
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Senior Underwriter, Correspondent Lending - APAC

Senior Underwriter, Correspondent Lending - APAC

Onity Group Inc.

3 - 7 years

0 Lacs

karnataka

Posted:1 month ago| Platform: Shine logo

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Skills Required

ltv fannie mae va us mortgage underwriting income calculations credit review assetscapital review cltv calculations piti dti calculations freddie mac govt loans fha usda good communication skill

Work Mode

On-site

Job Type

Full Time

Job Description

As a Loan Underwriter for this role, you will be responsible for working on loan underwriting and completing daily targets or assignments. Your experience in US Mortgage Underwriting will be invaluable as you work on the 4 Cs - Credit, Capacity, Capital, and Collateral. You will also utilize your knowledge on Income Calculations (Wage, Self Employed, and other incomes) and Credit review including liability reconciliations and guideline requirements. Additionally, you will review Assets/Capital following guideline requirements and be proficient in LTV, CLTV calculations, PITI, and DTI calculations. Familiarity with Fannie Mae, Freddie Mac guideline requirements, and Govt. loans such as FHA, VA, and USDA will be essential. Strong communication skills are a must for this role. Qualifications: - Any degree with US Mortgage Underwriting experience Work Schedule: - Night shift and Hybrid Work; should be available for Work from Office based on the business requirements.,

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Senior Underwriter, Correspondent Lending - APAC