21 Usda Jobs

As a Manager Mortgage Underwriting, your role overview involves overseeing daily operations of the underwriting team to ensure timely and accurate decisions on loan files. You will be responsible for managing underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan products. Additionally, you will serve as the final escalation point for complex loan scenarios and exceptions. Your key responsibilities include: - Overseeing daily operations of the underwriting team - Ensuring timely and accurate decisions on loan files - Managing underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan products - Serving as the final escalation point for complex loan scenarios and exceptions To qualify for this role, you need to have: - Minimum 7 years of experience in U.S. mortgage underwriting, including 3+ years in a leadership role - Strong command of AUS systems (DU, LP) and manual underwriting practices - Hands-on experience with Encompass or similar LOS platforms - Bachelors degree in finance, business, or related field (MBA preferred),

We are hiring for the below role, please go through the job description and if interested please share your resume on- garima-si@hcltech.com Key Responsibilities. Underwriting Leadership - Oversee daily operations of the underwriting team, ensuring timely and accurate decisions on loan files. - Manage underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan products. - Serve as the final escalation point for complex loan scenarios and exceptions. Required Qualifications - Minimum 7 years of experience in U.S. mortgage underwriting, including 3+ years in a leadership role. - Strong command of AUS systems (DU, LP) and manual underwriting practices. - Hands-on experience with Encompass or similar LOS platforms. - Bachelors degree in finance, business, or related field (MBA preferred).

Job Title: US Mortgage Live Underwriter(Non-QM) Non-Qualified Mortgage Department: Mortgage Location: Kothanur Office, Bangalore Role Type: Full-Time Shift: US Shifts (Night Shift Male candidates preferred due to shift requirements) About Flatworld Solutions Flatworld Solutions is a global business solutions provider with a legacy of over two decades. Evolving from a BPO to a GenAI-powered organization, we serve clients across 50+ countries. Our service offerings span IT, Finance, Healthcare, Engineering, Design, and Data Science. Our mission is to Unlock Winning Ways” for clients, partners, and employees through innovation, technology, and collaboration. We are driven by our core values: Harmony Excellence Learning Integrity Ownership At Flatworld, we value open communication, continuous improvement, and delivering impactful outcomes. Role Overview As a Team Lead – Mortgage Processing & Underwriting , you will be responsible for leading a team of associates and process leads in the US mortgage loan origination domain. Your focus will be on achieving operational excellence, ensuring SLA adherence, coaching team members, and driving process enhancements. This position requires strong leadership, domain expertise in US mortgage operations, and a solution-driven mindset to manage performance, client expectations, and continuous improvement. Key Responsibilities Supervise and manage a team of associates and process leads handling mortgage origination tasks. Oversee workflow allocation, work queues, and ensure timely task completion. Own SLA and metrics management, with a strong focus on quality and efficiency. Collaborate with managers to drive workflow optimization, training, reporting, and process improvements. Resolve complex queries and escalations from internal and external stakeholders. Monitor team attendance and performance; conduct regular evaluations and reporting. Coach and develop team members to achieve high performance and meet client expectations. Coordinate with internal departments to ensure smooth operations and issue resolution. Deliver performance dashboards and updates to senior management. Candidate Requirements Minimum 10+ years of experience in US mortgage loan origination, with 2+ years in a team lead role . Deep expertise in underwriting various loan types: Conventional, FHA, VA, USDA, and Non-QM . Strong communication skills in English (both verbal and written). Solid understanding of the end-to-end US mortgage loan origination and underwriting processes. Strong interpersonal and leadership skills; ability to motivate and drive team success. Proficient in MS Office, especially Excel and PowerPoint, for performance reporting. Familiarity with basic Federal regulations and compliance requirements. Analytical mindset with the ability to interpret data and present performance summaries. Detail-oriented, organized, and capable of working in a fast-paced environment. Willing to work in night shifts (US time zone) from our Kothanur office in Bangalore. What We Offer Competitive Salary & Benefits Medical Insurance – covering employee, parents, and in-laws Paid Time Off – including vacation, personal days, and holidays Performance-Based Incentives & Recognition Professional Development – access to trainings, workshops, and certifications Employee Assistance Program for work-life support Flexible Work Arrangements (for select senior roles/projects) Why Join Flatworld Solutions? Be part of a globally recognized organization serving clients in 50+ countries. Gain exposure to cutting-edge tools, technologies, and GenAI solutions . Thrive in a culture that supports learning, mentorship, and career mobility . Join a team of “Possibilitarians” – driven professionals who make the impossible, possible. Enjoy a balanced work-life environment backed by strong leadership and employee engagement. How We Support Your Growth Access to internal training programs , certifications , and mentorship opportunities . Participation in cross-functional projects and job rotation programs . Structured career pathing and regular feedback for performance improvement. Leadership development initiatives and access to online learning platforms. How to Apply Submit your updated resume along with a cover letter explaining why you're interested in this role and how your background aligns with our requirements. Equal Opportunity Employer Flatworld Solutions is proud to be an Equal Opportunity Employer . We celebrate diversity and are committed to building an inclusive environment for all employees. All qualified candidates will be considered without regard to race, religion, gender, sexual orientation, nationality, age, disability, or veteran status.

SitusAMC is where the best and most passionate people come to transform our clients businesses and their own careers. Whether youre a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, we proudly serve. At SitusAMC, we are looking to match your unique experience with one of our amazing careers, so that we can help you realize your potential and career growth within the Real Estate Industry. If you are someone who can be yourself, advocate for others, stay nimble, dream big, own every outcome, and think global but act local come join our team! Essential Job Functions Basic knowledge of the Warehouse Financing Solutions (WFS) line of business; including support for Technology, Administrative Services & Asset Backed Commercial Paper program Able to develop processes to support the WFS business based on documents provided by the business unit: policies & procedures, service level agreements (ie, performance metrics), project plans and client deliverables Activities will include data analytics, reporting (ie, daily, weekly or monthly), analyzing facility performance, preparing support for margin calls, monitoring facilities, identifying breaches of financial covenants Support cross functional teams, primarily ProMerit implementation and product specialist teams Professional and timely communication with WFS via conference calls, zooms and email Demonstrates ability to manage multiple client requests or inquiries Demonstrate ability to process client requests in a timely manner and meet deadlines Self-motivated Critical thinking; solution oriented Other activities as may be assigned by your manager Qualifications/ Requirements Bachelors degree or equivalent from four-year College or technical school or equivalent combination of education and experience Experienced professional with 5+ years of industry and/or relevant experience, typically with 1+ years in an Associate level role or external equivalent. Experience of working on Non-QM loans (Jumbo and Bank Statement Programs) in addition to AUS loans would be preferred Experience with both AUS and manual underwriting methods including DU and LP. Experience with managing tasks in accordance with project plans Knowledge of the mortgage business and previous work on similar products Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Analysis of Credit Reports and Bank Statements Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) would be preferred. Note: This job description is not intended to be all inclusive or exclusive. At any time, employees may perform other related duties as required to meet the ongoing needs of the organization and participate in additional trainings. SitusAMC does not accept unsolicited resumes from staffing agencies, search firms or any third parties. Any unsolicited resume submitted to SitusAMC in any manner will be considered SitusAMC property, and SitusAMC will not pay a fee for any placement resulting from the receipt of an unsolicited resume. The annual full time base salary range for this role is ?1.00 - ?1.00 Specific compensation is determined through interviews and a review of relevant education, experience, training, skills, geographic location and alignment with market data. Additionally, certain positions may be eligible to receive a discretionary bonus as determined by bonus program guidelines, position eligibility and SitusAMC Senior Management approval. SitusAMC offers a comprehensive and competitive benefits plan. SitusAMC is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by law. Show more Show less

Are you looking for an exciting opportunity to work directly with the Executive leadership of a US NASDAQ company to develop and organize financial strategies for various lines of business If so, Altisource (NASDAQ: ASPS) might be the perfect place for you! Altisource is a company that specializes in building world-class technologies and services for the mortgage and real estate industry. With partnerships with 7 out of the top 10 mortgage servicers in the US, operating a top real estate auction website, and managing a cooperative that holds a 15%+ market share in the $1.8tn US Originations market, Altisource is at the forefront of revolutionizing how homes are bought, sold, and managed. As an Equal Opportunity Employer, Altisource is committed to fair and impartial hiring practices, training, and growth opportunities for all employees. We prioritize employee training to enhance their ability to work inclusively with one another. Job Description: - Minimum 1 year of experience in core US mortgage residential underwriting - Proficiency in US Mortgage Originations closing procedures and federal and state lending laws - Ability to interpret investor guidelines from FNMA, FHLMC, FHA, VA, and USDA and apply them to specific loans - Review property documents such as appraisals, purchase agreements, titles, and insurance for accuracy and completeness - Ensure that the property meets agency guidelines, client overlays, and structurally soundness - Audit property documents daily for salability, assess risk, and review for frauds and red flags Qualifications: - Bachelor's degree - Strong knowledge of mortgage loan documents Working at Altisource Advantages: - Competitive salary based on experience and skills - Comprehensive insurance plans including medical insurance for employees and family, personal accident benefit, and life insurance - Wellness programs such as onsite doctor support, psychologist, counselor, and health checkup camps - 10 paid holidays and 26 paid days off per year - Various employee engagement activities both onsite and offsite - Opportunities to join community service initiatives like Habitat for Humanity Don't miss out on this exciting opportunity! Apply today at Careers@altisource.com. If you have any questions or concerns, feel free to reach out to us.,

The Lead Underwriter position involves working on loan underwriting to meet daily targets or assignments. The ideal candidate should possess experience in US Mortgage Underwriting and be familiar with the 4 Cs - Credit, Capacity, Capital, and Collateral. Additionally, knowledge of Income Calculations, Credit review, Assets/Capital review with guideline requirements, LTV, CLTV calculations, PITI, DTI calculations, Fannie Mae, Freddie Mac guideline requirements, Govt. loans (FHA, VA, USDA), and FHA/VA/USDA guideline requirements is required. The successful candidate should also have good communication skills. The educational requirement is any degree with US Mortgage Underwriting experience. The work schedule includes night shifts and hybrid work, with the flexibility to work from the office based on business requirements.,

As a Senior Underwriter in the Residential Mortgage industry, you will be part of the Shared Services function that aims to deliver operational support to Business Units within the organization. Your role will involve reviewing and verifying loan applications, analyzing loan risks, ensuring compliance with regulatory standards and company policies, and communicating loan conditions to stakeholders. Additionally, you will be responsible for identifying portfolio risks, documenting loan decisions, and performing other tasks as assigned by your manager. To excel in this role, you should possess a strong understanding of mortgage guidelines and policies for various loan types such as VA, FHA, Client, FHLMC & USDA. Your expertise should include analyzing qualifying income from tax documents, credit reports, and bank statements, as well as experience in both automated underwriting systems (AUS) and manual underwriting methods. Familiarity with fraud detection tools and industry-standard loan origination systems like Encompass, BytePro, Calyx, Empower, or Lending QB is preferred. The ideal candidate will have at least 5 years of recent US Mortgage underwriting experience, with a background in compliance review, disclosures preparation, closing, and due diligence within the residential mortgage sector. You should stay updated on mortgage policies, compliance laws, and regulatory changes, including TRID, to ensure accurate and efficient underwriting processes. Your commitment to quality, excellent time management skills, and ability to work independently while meeting deadlines will be crucial for success in this role. As a Senior Underwriter, you must demonstrate professionalism, attention to detail, superior communication skills, and proficiency in Microsoft Office applications. This role requires you to work under pressure, adhere to company policies, and maintain a positive attitude while delivering exceptional customer service. This position is based in the office, with working hours aligned with the US time zone (India Night Shift). If you are seeking a challenging opportunity to leverage your underwriting skills in the residential mortgage industry, this role offers a dynamic environment where you can contribute to the success of the organization while ensuring compliance and quality in loan processing.,

At Altisource, we are a leading provider of world-class technologies and services for the mortgage and real estate industry. We are dedicated to transforming the way homes are bought, sold, and managed. In the US, we have strong partnerships with 7 of the top 10 mortgage servicers, operate a top real estate auction website, and manage a cooperative holding a significant market share in the US originations market. As part of our team, you will play a crucial role in ensuring the quality control post loan closing and pre-funding processes. Your responsibilities will include reviewing pre-closing and pre-funding documentation for accuracy before document release, as well as verifying post-closing documentation accuracy and confirming the presence of all necessary supporting documents. You will also be tasked with recording and reporting loan exceptions. To excel in this role, you must demonstrate expertise in various loan review processes such as RADD, forensic review, QM (Conventional, FHA, VA, and USDA), non-QM, and portfolio loans review. Additionally, you will be responsible for evaluating credit and income details, including income calculation, employment income, self-employed income, rental income, and other income sources. Your keen eye for detail will be essential in identifying red flags on loan files, such as discrepancies in income and asset documents, credit reports, fraud reports, and exclusionary lists. Knowledge of applicable federal regulations and state laws will be advantageous, and you should be able to prioritize tasks effectively while adhering to policies, programs, and guidelines. Strong organizational and communication skills are crucial for this role, along with the ability to handle multiple tasks, adapt to new responsibilities, and prioritize work in a deadline-driven environment. Your interpersonal skills and collaborative approach will be key in influencing and working effectively within a team. We are looking for individuals who are self-motivated, demonstrate a high level of personal energy and commitment, and are willing to work flexible night shifts. The ideal candidate will hold a Bachelor's or Master's degree and have at least 5 years of experience in retail US residential mortgage banking and QC/post-closing/pre-funding processes. In return, we offer a competitive salary tailored to your experience and skills, along with comprehensive insurance plans covering medical, personal accident benefits, and life insurance. We prioritize your well-being and offer perks such as 6 paid days off per year, employee engagement programs, and opportunities to participate in community service initiatives like Habitat for Humanity. If you are ready to take on this challenge and make a difference in the mortgage industry, don't hesitate to apply today! For any inquiries, please contact us at Careers@altisource.com.,

The Senior Underwriter (Residential) position requires you to relocate to Pune, Mumbai, or Bangalore and work from the office during US timings night shift (EST). As a Senior Underwriter, your primary responsibilities include reviewing and verifying loan applications, analysing loan risk, ensuring compliance with regulatory standards and company policies, and documenting loan conditions. You will also need to communicate loan decisions effectively and identify portfolio risks from client business practices. Additionally, you may be assigned other tasks by your manager. To excel in this role, you must have a deep understanding of mortgage guidelines for various types of loans such as VA, FHA, FNMA, FHLMC, and USDA. You should be adept at analysing income from tax documents, credit reports, and bank statements. Experience with automated underwriting systems (AUS) and manual underwriting methods is essential, along with knowledge of industry-standard loan origination systems like Encompass, BytePro, Calyx, Empower, or Lending QB. The ideal candidate should have at least 5 years of recent US mortgage underwriting experience and be well-versed in compliance review, disclosures preparation, and closing procedures in the residential mortgage industry. Knowledge of current mortgage policies, compliance laws, and regulations, including TRID, is crucial. Strong attention to detail, time management skills, and commitment to customer service are essential for success in this role. You should be proficient in Microsoft Office, possess strong communication skills, and be able to work independently under pressure while meeting deadlines. Maintaining a positive attitude, punctuality, dependability, and adherence to company policies and procedures are also key aspects of this position. This is a work-from-office role requiring you to work during US hours (India Night Shift).,

Position Summary (Underwriting): The Mortgage underwriting Manager must have managed the eligibility of loan applications of residential mortgage (1-4 family) loans. This role requires experience in analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems. Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Experience in full analysis of all types of income (Self/Rental/Wage/etc.), Assets, Liabilities, Credit and Collateral. Experience in managing credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Experience in managing property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Transaction Quality• Drive continuous improvement for Transaction Quality and Delivery• Manage Transaction Quality & Client related Key Performance Indicators (KPIs)• Evaluate effectiveness of transactional quality interventions• Strengthen Quality management processes / framework to improve quality delivery• Accurately capture SLA/SLO metrics, the reporting needs of each of the client and set up / customize processes to seamlessly meet client's expectations • Ability to get out of the box ideas and Process improvement initiatives in the process • Should drive Process control & Compliance in addition to managing Audit SLAs • Provide crisp and specific feedback to Front Line Recruitment Teams on quality of new hires • Provide quality floor support, feedback, refreshers etc. via the teams aligned • Facilitate Quality and Compliance team to perform various audits and follow-ups based on the observations highlighted Essential Skills / Expertise required:- • Six Sigma Green Belt Certified • Effective People Management skills to be able to drive teams across LOBs and/or Geographies • Ability to drive initiatives to closure• Ability to deal with all levels of employees and to provide leadership, direction and motivation to building performing teams • Analytical Skills / Quantitative skills with excellent data handling / data interpretation skills • Excellent Communication skills Both verbal and written to manage client and leadership communication • Needs to have good working knowledge of Transaction Quality systems, tools and technologies • Process Oriented, Planning, Decision making, Data Handling, Ability to prioritize, Ability to meet deadlines • Detail oriented, Strong organizational skills and Presentation skills • Flexible to work in 24X7 environment Qualifications Bachelor's Degree

As a QA Specialist based in Mumbai with over 5 years of experience, you will play a crucial role in upholding the quality standards of our authentic ethnic food products. A Bachelors degree in food science, Food Technology, Biochemistry, Agriculture, Nutrition, Home Science or a related field is required for this position. Your responsibilities will include analyzing various food products using lab techniques, demonstrating good organoleptic senses for product and sensory evaluation, and being open to travel as per business requirements. Ideal candidates for this role should have prior experience working with snacks, frozen food (snacks, curries, sweets, vegetables, etc.) in a factory setup. Additionally, knowledge of lab techniques, fundamental quality assurance technology, and basic understanding of Quality Assurance, GFSI, Regulatory standards (such as US FDA, FSMA), USDA, and export regulations will be highly beneficial. Candidates with prior training in these areas will be preferred. Join us in bringing culture alive through the celebration of authentic ethnic food, flavors, and families. If you are passionate about maintaining quality standards in the food industry and possess the required qualifications and experience, we welcome you to apply for this exciting opportunity.,

Job Title: Analyst/ Senior Analyst Residential Mortgage Underwriting Experience Required: 3–8 Years Shift Timing: 5:30 PM – 2:30 AM IST (US Shift) Location: Noida, Sector 63 (On-site) About the Role: We are seeking a detail-oriented and experienced Senior Analyst with a strong background in residential mortgage underwriting to join our dynamic team. The ideal candidate will have in-depth knowledge of income analysis, credit and asset review, and underwriting across various conventional and government loan programs including FHA, VA, USDA, and Bond loans . Key Responsibilities: Perform detailed income calculation and analysis for salaried, self-employed, and non-traditional income sources. Conduct comprehensive underwriting reviews for residential mortgage applications ensuring adherence to agency and investor guidelines (Fannie Mae, Freddie Mac). Assess borrower eligibility, creditworthiness, and overall loan risk in accordance with FHA, VA, USDA, Bond program guidelines. Review and analyze credit reports, asset statements, property appraisals, and title documents . Validate compliance with underwriting criteria, company policies, and regulatory requirements. Maintain a high level of accuracy and turnaround time in processing and decisioning loan files. Collaborate with US-based teams and other internal stakeholders to ensure smooth workflow and clear communication. Keep up to date with current underwriting guidelines and industry best practices. Required Skills & Qualifications: 3–8 years of hands-on experience in residential mortgage underwriting , including conventional and government loan programs. Strong understanding of FHA, VA, USDA, and Bond loan underwriting guidelines . Proficient in income calculation methodologies and documentation requirements. Familiarity with AUS systems (DU, LP) and LOS platforms (e.g., Encompass, Calyx). Excellent attention to detail, analytical ability, and organizational skills. Strong verbal and written communication skills to liaise with US counterparts. Ability to work independently and meet tight deadlines in a high-pressure environment. Bachelor's degree or equivalent work experience in Finance, Business, or a related field preferred. Shift & Work Environment: Shift Timing: 5:30 PM – 2:30 AM IST (Night Shift, aligned with US hours) Work Location: Noida, Sector 63 (Work from Office) Why Join Us: Competitive compensation and benefits. Opportunity to work with a fast-growing, global financial services firm. Exposure to diverse loan products and continuous skill development. Collaborative and performance-driven work culture.

We are hiring for the role FSQA Specialist Roles and Responsibilities: Inspect incoming rice and other food products for quality parameters such as moisture content, foreign matter, broken grains, and discoloration . Ensure strict compliance with internal quality standards , customer specifications, and regulatory requirements (USDA, FSSAI, etc.). Monitor and maintain food safety programs including HACCP, GMP, and sanitation protocols . Review and validate supplier documents like Certificates of Analysis (COA), test reports, and compliance records. Maintain accurate quality inspection reports , non-conformance records, and documentation logs. Collaborate with procurement and supplier teams to resolve quality issues and implement sourcing improvements. Coordinate with warehouse and operations teams to ensure correct storage and handling of rice and food products. Support internal and external audits , regulatory inspections, and product traceability activities . Provide technical assistance for product trials and ongoing quality improvement initiatives . Conduct training for internal teams on quality parameters, sampling techniques, and food safety protocols. Preferred Education and Experience: Bachelor's Degree in Food Science, Agriculture, Microbiology, or a related field. 2+ years of experience in Food Quality Assurance , preferably in rice, grains, or related food categories. Knowledge of rice grading standards (USDA, AGMARK, or equivalent). Hands-on experience with food safety systems such as HACCP, GMP, BRC, or FSSC 22000. Understanding of lab testing procedures and basic analytical instruments. Strong skills in report writing, documentation, and communication . Willingness to travel occasionally to supplier facilities or warehouses. Exposure to handling other food categories such as spices, frozen vegetables, snacks, and sauces is preferred. Familiarity with FSSAI and USFDA regulations applicable to food products. Experience in vendor audits , complaint handling, and supplier management. Competence in lab handling, quality control inventory , and sample management.

We are seeking a highly analytical and experienced Senior Mortgage Analyst to join our Residential Mortgage Operations team. The ideal candidate will bring in-depth knowledge of income calculation, loan eligibility assessments , and government-backed and conventional loan programs , including FHA, VA, USDA, and Bond loans . You will play a critical role in ensuring the accuracy and compliance of mortgage loan reviews in accordance with agency and investor guidelines. Key Responsibilities: Analyze and underwrite residential mortgage loan files, ensuring compliance with agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA, Bond programs). Perform detailed income analysis for various borrower types (W-2, self-employed, commission-based, rental income, etc.), including complex tax return evaluations. Review complete loan packages for creditworthiness, collateral evaluation, and documentation integrity. Maintain up-to-date knowledge of all relevant lending guidelines and overlays (e.g., DU/LP findings, FHA Handbook, VA Lenders Handbook). Assist in structuring loans that meet borrower needs while complying with product and regulatory requirements. Act as a subject matter expert and mentor for junior underwriters and analysts. Communicate effectively with internal stakeholders (loan officers, processors, QC teams) to resolve issues and close loans efficiently. Ensure adherence to federal and state lending regulations, including RESPA, TRID, and HMDA. Participate in periodic audits, internal process reviews, and contribute to operational improvement initiatives. Qualifications: Bachelors degree in Finance, Business, Economics, or a related field. Equivalent work experience may be considered. 3+ years of experience in residential mortgage underwriting or analysis. Deep understanding of conventional loan programs and government-insured loans (FHA, VA, USDA, Bond). Strong expertise in income analysis and cash flow evaluations from personal and business tax returns (Schedule C, E, K-1, etc.). Familiarity with AUS systems (DU, LP) and Loan Origination Systems (LOS) like Encompass, Calyx Point, or equivalent. Knowledge of compliance regulations and investor guidelines. Strong attention to detail and ability to work under tight deadlines. Excellent verbal and written communication skills.

4-5 years of experience in U.S. mortgage underwriting Strong knowledge of U.S. mortgage regulations, guidelines, and underwriting processes SME - 6-9 yrs of exp - Sal-10.5L SR analyst-4-6 yrs ctc -8-8.5L Mgr -10-12 yrs exp - ctc -15-18L Required Candidate profile Shweta - 9999309521 shwetaa.imaginators@gmail.com WFO rotational shifts

Support new product development for both Born Good and ETCC, from ideation to formulation. Prepare technical literature such as MSDS &TDS. Assist the procurement team in communicating with the supply chain for sourcing raw materials for new products. Required Candidate profile Assist the procurement team in communicating with the supply chain for sourcing raw materials for new products. Conduct market sampling and replicate competitive products.

Define product positioning, pricing, and promotion strategies in collaboration with marketing teams. Develop product roadmaps aligned with company goals and market demands.Monitor product performance post-launch and recommend adjustments as needed

Seeking a Team Leader or Assistant Manager - Process Training (US Residential Mortgage Underwriting) to lead and enhance our training initiatives within the given accounts. In this role, you will oversee the development and execution of comprehensive domain training programs, designed to improve training efficiency and support process goals. You will collaborate with various departments to ensure training programs align with business needs and drive continuous improvement. Training Development and Management: Design and implement domain training programs tailored to organizational needs, ensuring effective delivery and measurable outcomes. Domain: US Residential Mortgage Underwriting Needs Assessment: Partner with respective training leaders to assess domain training needs, identify process gaps, and propose solutions. Program Evaluation: Analyze training program effectiveness using feedback, assessments, and performance data to drive improvements. Content Creation: Develop and refine training materials, including manuals, e-learning modules, and interactive sessions. Produce customized training resources, including manuals, case studies, simulations, and role-playing scenarios, to equip employees with the tools they need to effectively upskill themselves in domain. Stakeholder Engagement: Engage with senior management and key stakeholders to ensure alignment of training programs with business objectives. Vendor Management: Engage with various vendors providing training to gauge and leverage niche domain expertise that may be required time to time. Process Improvement: Identify and integrate best practices into training programs to enhance process efficiency and effectiveness. Reporting: Prepare and present detailed reports on training activities, outcomes, and areas for development. Qualifications Project and Training Management Experience is a must. Strong Domain US Residential Mortgage Underwriting, entire value chain across originations Good with Microsoft Office Strong with MIS reporting Strong analytical and operations management skills Client focused with superior written and verbal communication skills. Ability to work under pressure in a faced paced environment with limited structure. Track record in designing and executing successful training programs Familiarity with traditional and modern training methods (mentoring, coaching, on-the-job or in classroom training, e-learning, workshops, simulations etc.) will be added advantage Should be ok to work in US Shifts WFO Setup

Role: Sr. Team Lead/Manager Minimum 6+ yrs of expr into US Mortgage underwriting Location:Pune/Jaipur must expr into all types of income skillset product types of loans (FHA, VA, USDA and conventional) Salary: SME:8.5 LPA TL: 10.5 LPA Manager:18 LPA Required Candidate profile managing 20+ FTE's for TL / 50+ FTE's Manager

Hiring U.S. Mortgage Underwriting - Mandate U.S. mortgage regs, underwriting, analytics & comms skills Roles: Underwriter (4–5 yrs) Sr. Underwriter (6–10 yrs) Manager (10+ yrs) Interview: Pune (F2F)/ Jaipur (Virtual) Required Candidate profile US mortgage (E2E) FHA, VA, USDA, Conventional loans Income Wage, SSA, Pension, Self, Rental Origination, Pre/Post-closing, Wholesale, Retail FNMA/FHLMC guidelines NMLS cert preferred LOS & AUS systems

Job Title: US Mortgage Live Underwriter Department: Mortgage Location: Kothanur Office, Bangalore Role Type: Full-Time Shift: US Shifts About Flatworld Solutions Flatworld Solutions is a global business solutions company that has evolved over the last two decades from BPO to technology, business process automation, and now GenAI. Serving clients across 50+ countries, we provide a wide range of services including IT, finance, healthcare, engineering, design, and data science. Our mission is to "unlock winning ways" for clients, partners, and employees through innovative, technology-driven solutions. Guided by our core values Harmony, Excellence, Learning, Integrity, and Ownership —we prioritize collaboration, open communication, high performance standards, continuous learning, and impactful results. Role Overview As a Mortgage Underwriter , you will play a vital role in supporting our US-based clients by evaluating and processing mortgage loan applications. This includes assessing risk, ensuring regulatory compliance, and making sound underwriting decisions. You will work in a collaborative team that values accuracy, integrity, and customer-centricity, directly contributing to the success of our mortgage operations. Key Responsibilities Perform live origination underwriting for US clients, including both initial reviews and re-reviews. Examine loan applications and supporting documentation (credit reports, income statements, employment records, etc.) for completeness and accuracy. Analyze applicants’ credit history, income, assets, liabilities, and property valuation to assess risk and repayment capability. Ensure compliance with company policies and all applicable federal and state mortgage regulations. Approve or deny applications based on comprehensive risk analysis; recommend alternatives where applicable. Collaborate with mortgage brokers, loan officers, and applicants to gather additional information and communicate underwriting decisions. Requirements Experience: Minimum 2+ years of hands-on US mortgage underwriting experience (Conventional and FHA required; VA and USDA preferred). Tools & Guidelines: Proficient in Desktop Underwriter (DU) and Loan Prospector (LP); strong knowledge of Fannie Mae and Freddie Mac guidelines. Skills: Ability to analyze income, employment, credit, DTI, LTV, and property appraisals. Proficiency in calculating all income types (wage earner, self-employment, etc.). Ability to verify accuracy of employment documents, down payments, reserves, appraisals, and title commitments. Strong decision-making skills in identifying red flags and assessing loan eligibility. Experience reviewing legal documentation for completeness and accuracy. What We Offer Competitive Compensation: Industry-standard salary with comprehensive benefits. Work Flexibility: For select projects and roles, flexible hours and hybrid/remote options. Health Coverage: Medical insurance that includes employees, parents, and in-laws. Paid Time Off: Generous vacation, personal leave, and public holidays. Recognition: Performance-based bonuses and employee appreciation programs. Learning & Development: Access to workshops, training, and certification support. Employee Assistance Program: Support for work-life and personal well-being. Why Join Flatworld Solutions? Joining Flatworld means joining a global, forward-thinking organization with opportunities to grow across industries like IT, finance, and GenAI. Here’s what sets us apart: Competitive pay and mentorship International exposure (clients in 50+ countries) Access to cutting-edge tools and technologies A supportive work culture that values continuous learning and balance Be part of our "Possibilitarians" tribe—people who make things possible with a “whatever it takes” attitude Your Growth at Flatworld We actively invest in your professional journey with: Ongoing training and workshops Mentorship by experienced professionals Access to courses and certifications Career pathing and regular performance feedback Cross-functional projects and leadership development Opportunities for networking and job rotations How to Apply To apply, please send your updated resume and a brief cover letter . In your letter, tell us: Why this role excites you How your experience aligns with our expectations Equal Opportunity Employer Flatworld Solutions is an Equal Opportunity Employer. We embrace diversity and are committed to building an inclusive workplace for all. All qualified applicants will receive consideration for employment without regard to: Race, color, religion, gender, gender identity or expression Sexual orientation, national origin, genetics, disability Age or veteran status