Underwriter

You will be responsible for reviewing mortgage loan files to ensure accuracy and compliance with guidelines. Your main duties will include: - Conducting thorough reviews of loan files, including income, assets, credit, and collateral - Assessing the accuracy of the loan application and underwriting documents - Verifying data integrity and compliance with underwriting decisions, third-party analysis, and property eligibility - Ensuring compliance with all relevant guidelines, laws, and regulations - Identifying and addressing any red flags or issues in loan files - Issuing loan decisions and conditions as needed - Staying updated on client and investor requirements - Working effectively in a high-stress environment and providing exceptional customer service - Being available to work more than 40 hours a week when required - Collaborating with team members in a production-oriented setting - Demonstrating strong analytical, interpersonal, and communication skills - Managing time effectively and working efficiently in a paperless system - Adhering to strict security protocols Qualifications required for this role include: - At least 3 years of current mortgage loan underwriting experience - Proficiency in income calculations, tax returns, and credit report analysis - Understanding of appraisal processes and property eligibility criteria - Familiarity with GSE underwriting guidelines and automated underwriting engines - Strong attention to detail and ability to manage time effectively - Flexibility to adapt to changing work demands and collaborate within a team - Comfort working in a secure environment and using multiple systems - Availability to work outside of regular business hours when necessary (Note: Omitted additional details of the company as it was not present in the provided Job Description),