Home Loan Specialist

Key Responsibilities:

• Generate business leads and assess potential markets for home loan products
• Identify customer profiles, collect documentation, and recommend cases for credit approval
• Manage and expand sourcing channels including dealers, commercial associates, and referrals
• Monitor deferrals and ensure timely collection of post-disbursement documents
• Conduct asset verification and manage early default cases
• Achieve monthly, quarterly, and yearly volume targets
• Deliver clear communication to customers regarding loan terms and conditions
• Ensure compliance with internal policies and RBI guidelines
• Submit Daily Call Reports (DCR) to reporting manager as per schedule

Required Skills & Competencies:

• Proficiency in Hindi, English, and regional language (verbal and written)
• Strong sales, marketing, and collection capabilities
• General knowledge of property title documents and home loan documentation
• Computer literacy and familiarity with digital tools (smartphone usage, photo uploads, etc.)
• Strong interpersonal skills, customer focus, and integrity
• Detail-oriented with a bias for action and urgency
• Local area knowledge and geographical familiarity preferred

Additional Requirements:

• Must be of legal working age (not a minor)
• Physically fit and willing to travel locally
• Must possess a valid two-wheeler driving license and own a smartphone
• CIBIL score must be clean (non-defaulter)
• NOC required if transitioning from another financial institution

Job Types: Full-time, Permanent

Pay: ₹25,000.00 - ₹34,000.00 per month

Benefits:

• Health insurance

Schedule:

• Day shift

Supplemental Pay:

• Performance bonus

Education:

• Bachelor's (Required)

Experience:

• Sales & Marketing Capabilities especially (home laon): 1 year (Required)
• Knowledge of Property & Home Loan Documentation: 1 year (Required)
• Computer literacy (MS Office, email, digital uploads): 1 year (Required)
• Customer relationship management& service orientation: 1 year (Required)
• Clean CIBIL record (non-defaulter): 1 year (Required)
• Ability to collect and verify KYC documents: 1 year (Required)
• Daily reporting discipline (e.g., DCR submission): 1 year (Required)
• Lead generation and market assessment: 1 year (Required)
• Dealers, Commercial Associates, Referrals): 1 year (Required)
• Asset verification & handling early default cases: 1 year (Required)
• collection capabilities for early-stage repayments: 1 year (Required)

Language:

• English, Hindi (Required)

Work Location: In person

Speak with the employer
+91 7347472917