Credit Risk Executive - NBFC

YO IT Group

3 - 7 years

0 Lacs

surat gujarat

Posted:1 month ago| Platform: Shine logo

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Skills Required

risk communication policy development strong communication skills documentation project management rbi ops compliance credit risk models process improvement risk reporting operations regulatory frameworks sop creation portfolio risk monitoring loan recovery risk management lending decision systems datadriven decision making collaboration with disbursing credit team risk mitigation strategies risk reporting communication credit risk assessment nbfc data analytics tools borrower credit evaluation default prediction models rbi compliance credit risk scoring models loslms software attention to detail loan products knowledge stakeholder collaboration

Work Mode

On-site

Job Type

Full Time

Job Description

As a Risk Ops Executive in the NBFC sector, you will play a crucial role in assessing and managing credit risk within the organization. With 3 to 6 years of experience, you are expected to have a Bachelor's or Master's degree in Finance, Economics, Business Administration, or a related field. An MBA or relevant certification such as CFA or FRM would be a plus. Your hands-on experience with LOS/LMS software and credit risk scoring models will be essential for this role. Your responsibilities will include evaluating the creditworthiness of potential borrowers, monitoring the loan portfolio for emerging risks, and developing risk mitigation strategies. You will collaborate with various teams including disbursing, credit, collections, and recovery to ensure effective risk management practices. Your ability to analyze data trends, communicate risk assessments, and make data-driven decisions will be critical for success in this role. Key skills for this position include proficiency in regulatory frameworks, portfolio risk monitoring, loan recovery risk management, and collaboration with cross-functional teams. Strong communication skills, attention to detail, and the ability to work under pressure to manage risk exposure are also important qualities for this role. Your role will involve preparing detailed risk reports for senior management, recommending loan terms and structures based on risk analysis, and ensuring compliance with regulatory guidelines such as RBI regulations. In summary, as a Risk Ops Executive in an NBFC, you will be responsible for assessing, monitoring, and mitigating credit risk to ensure the company's risk profile aligns with its lending strategies. Your expertise in risk assessment, data analytics, and communication will be instrumental in driving effective risk management practices within the organization.,

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