Credit Ops Executive

Your Role As Credit Ops Executive

• Credit Underwriting:
• Conduct thorough credit assessments to evaluate the creditworthiness of loan applicants.
• Review and analyze personal loan applications, assessing financial statements, credit reports,
  

• Utilize advanced credit scoring models and strategies for informed decision-making.
• Risk Analysis & Hindsight:
• Identify and evaluate potential risks in loan applications and develop effective risk mitigation
  

• Recommend appropriate loan terms and conditions, ensuring alignment with Olyv’s risk
  

• Make timely and well-justified decisions on loan approvals, declines, and counter-offers.
• Collaborate with risk and tech teams to support credit decisions and troubleshoot technical
  

• Continuous Improvement:
• Stay updated with the latest industry trends, regulatory changes, and best practices in credit
  

• Propose innovative process improvements to enhance credit assessment procedures.
• Reporting:
• Prepare detailed reports on credit portfolio performance, delinquencies, and risk exposure for
  

Who You Are

• You have 0.6 to 1 years of experience in credit operations or underwriting.
• You hold a graduate degree.
• You possess expertise in underwriting, and secured/unsecured loans, and have proficiency in Excel
  

• Preferred: Experience in lending and portfolio management strategies.
  

Why Olyv?

• Innovative Culture: Be part of a team that embraces creativity and collaboration.
• Professional Growth: Access to learning opportunities, mentorship, and career advancement.
• Impactful Work: Contribute to financial inclusion and the empowerment of millions.
• Supportive Environment: Work with a team that values your ideas and input.