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Larsen & Toubro (L&T)
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Credit Officer

Credit Officer

Larsen & Toubro (L&T)

3 - 5 years

2 - 3 Lacs

mumbai nagpur thane nashik pune aurangabad

Posted:None| Platform:

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Skills Required

global operations analytical skills credit verification finance credit analysis weaving financial services analytics monitoring cam

Work Mode

Work from Office

Job Type

Full Time

Job Description

Position: Credit Officer

L&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations. The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world. We combine a proven track record and professional skills, woven together with a culture of trust & caring. Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth. Our approach is built on empowering employees to take on challenging assignments and explore their potential. for additional IDs

Key Responsibilities

Pre-screening of all the documents as per lender checklist
Maintain list of pending cases and follow up with business team regularly
Preparation of CAM as per template for Trust Seal and lender pre-screening
Maintaining overall TAT and quality
Review of credit verification reports
Tracking and representing cases to the lenders post pre-screening
Tracking and Monitoring of Verification reports and analyzing credit risks and suggesting risk mitigants.
Follow-up with agencies, Guide Business team etc. for completion of documentation and Credit check analysis
Co-ordination with Fintech Partners and other agencies as part of Credit check analysis

Key Competencies

Ability to review credit parameters of client through financial documents (bank statement/GST/ITR analysis) and carry out independent assessment on credit quality and risk profile.
Experience in CAM preparation for Credit Analysis
Good communication and presentation skills
Strong analytical skills and should be able to demonstrate sound judgement.
Strong Excel Skills

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Larsen & Toubro (L&T)

Engineering and Construction

Mumbai

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Credit Officer