Credit Officer

Company Description

Muthoot FinCorp Ltd., the flagship company of Muthoot Pappachan Group, is a leading financial services powerhouse. With over 3,600 branches spanning urban and rural areas of India, it serves more than 75,000 customers daily, specializing in gold loans and custom financial solutions for individuals with limited access to traditional banks. Known for fostering innovation, teamwork, and commitment, Muthoot FinCorp invests in its people through motivational programs and best practices. The company prides itself on delivering tailored financial products while ensuring employee development and customer satisfaction.

Role Description

This is a full-time, on-site role in Marihan for a Credit Officer. Responsibilities include managing and assessing credit applications, evaluating financial data to make lending decisions, and ensuring compliance with internal credit policies. The role also involves maintaining accurate credit records and interacting with clients to explain loan terms and collect relevant information. The Credit Officer will work closely with the finance team to support overall business objectives.

Qualifications

• Proficiency in Credit Management and a thorough understanding of Credit principles
• Strong Analytical Skills to evaluate financial data and assess risk
• Background in Finance, including knowledge of lending and loan structuring
• Excellent Communication skills to interact with clients and internal teams
• Detail-oriented with the ability to manage documentation effectively
• Bachelor's degree in Finance, Commerce, or a related field
• Experience in the loan or financial services sector is a plus