Credit Manager

The role involves appraising, recommending, and approving credit proposals within the delegated authority. You will be responsible for reviewing delinquent cases, conducting process audits, and recommending changes to policies based on feedback. Monitoring NPAs, ensuring customer visits for PD and deliveries, and managing CPAs for smooth operations are key responsibilities. Additionally, you will manage the CPA team, provide training, and identify potential risks. Key internal interactions include collaborating with the Business, Policy, Process, Technology, and HCM teams for various purposes. External interactions involve understanding customer profiles and interactions. The ideal candidate should have a Bachelor's in Commerce, be a Chartered Accountant or MBA Finance, and possess strong written and spoken English skills. A minimum of 3-5 years of experience in credit appraisal of retail loans is required.,