Credit Manager

SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES

Strategic/ Managerial Responsibilities

• NA
  

Core Responsibilities

• Appraises /recommends/ approves credit proposals as per the delegation of authority.
• Reviews delinquent cases and document learning’s / portfolio reviews for risk management.
• Conducts process audits and reports delinquencies and anomalies.
• Recommends changes to policy/process based on local nuances / competitor feedback.
• Implements system integration plans.
• Monitors NPA and keeps a track of it.
• Ensures field customer visits for PD and deliveries within agreed TAT.
• Managing all CPA’s(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
• Ensures maintenance of Healthy Portfolio for the bank.
• Makes customer visits wherever required to ensure appropriate closure of the deal.
  

People Management Or Self-Management Responsibilities

• Manages CPA Team.
• Imparts Training and knowledge sharing
  

Risk And Internal Control Responsibilities

• Identifies process and policy gaps and potential risk arising out of it.
• Suggests internal control measures and ensure implementation to address such gaps.
  

SECTION IV: KEY INTERACTIONS

Key Internal Interactions

Purpose of Interaction

Key External Interactions

Purpose of Interaction

SECTION V: KNOWLEDGE & EXPERIENCE

KNOWLEDGE

Minimum Qualifications

• Bachelors in Commerce
  

Professional Certifications

• Chartered Accountant / MBA Finance
  

Language Skills

• Written and spoken English is essential
  

Experience

Years of Experience

Nature Of Experience