Credit Manager

You will be joining Muthoot Homefin (India) Limited as a Credit Manager based in Indore. Your primary responsibility will be to determine the creditworthiness of potential borrowers, assess risks, and make decisions on loan approvals. Your daily tasks will involve analyzing financial statements, conducting credit investigations, preparing credit reports, and ensuring adherence to internal and regulatory guidelines. To excel in this role, you should possess strong financial analysis, risk assessment, and credit evaluation skills. Previous experience in preparing credit reports, conducting credit investigations, and knowledge of NHB guidelines and compliance requirements will be beneficial. Effective written and verbal communication skills are essential for collaborating with various departments to streamline loan disbursement and monitor loan performance. Your ability to work harmoniously with different teams, proficiency in financial software and MS Office, and a bachelor's degree in Finance, Accounting, Business, or a related field are prerequisites for this role. Prior experience in housing finance or banking will be considered advantageous as you contribute to promoting financial inclusion among economically weaker sections and low-income customer segments through affordable housing finance for first-time homebuyers.,