Credit Manager

As a Credit Manager at KMPL Support Services-Credit, you will be responsible for evaluating the creditworthiness of customers applying for car loans in the retail sector. With a minimum of 3 years of experience in retail credit underwriting, you will assess the risk mix for each customer within the designated Turnaround Time (TAT). Your role will also involve active participation in portfolio management by understanding the market dynamics, monitoring the portfolio, and launching products tailored to market needs while ensuring appropriate risk mitigation measures are in place. Additionally, you will be tasked with monitoring delinquency parameters by closely collaborating with the collections team, analyzing trends, and deriving insights to enhance the overall credit management strategy. To excel in this role, you should possess a minimum qualification of an MBA in Finance or be a Chartered Accountant. Knowledge of the local area is a prerequisite, and fluency in the local language, as well as proficiency in Hindi and English, is essential. A strong understanding of financial trends and the ability to interpret them will be key skills required to thrive in this position.,