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IDFC FIRST Bank
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Credit Manager-Wholesale Banking

Credit Manager-Wholesale Banking

IDFC FIRST Bank

2 - 5 years

0 Lacs

mumbai maharashtra india

Posted:1 week ago| Platform:

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Skills Required

research risk lending portfolio monitoring compliance audit creditworthiness onboarding analysis capture engineering management finance marketing

Work Mode

On-site

Job Type

Full Time

Job Description

Job Requirements

Role/ Job Title:

Analyst-Industry Research

Function/ Department:

Wholesale Banking Risk

Job Purpose

The candidate shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval. Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition updates.

Roles & Responsibilities

Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions.
Appraise and evaluate clients’ creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework.
Review, recommend or reject loan requests, based on credibility and potential revenues and losses.
Negotiate loan terms with borrowers to mitigate credit risk.
Ensure credit policies and risk appetite criteria are adhered regularly,
Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control
Capture and share best- practice knowledge amongst the team.

Qualification

Graduate: Bachelor's in commerce / arts / science / biology / business / computers / engineering / management / any othersPost Graduation: Finance / Marketing / Operations /Professional Qualification: CA / Law / FRM / CS

Experience:

2 to 5 years of relevant experience

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IDFC FIRST Bank

Banking and Financial Services

Chennai

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Credit Manager-Wholesale Banking